While traveling, one can suffer through illnesses or injuries caused by unforeseen events such as accidents that may require immediate dental care. Such circumstances can often attract unpredictable expenses. An insurance policy covering expenses incurred during dental treatment while traveling can help you save these costs. Bajaj Finance brings to you FlexiCare Group Insurance Policy - Travel Dental Care, which provides the cover for dental treatment expenses covered during travel.
Plan Details
|
Coverage1 |
Sum Insured (RS.) |
Coverage2 Sum Insured (Rs.) |
|
Travel Accidental Hospitalization |
Rs. 10,000 |
Rs. 10,000 |
|
Travel Dental Treatment Expenses Cover |
Rs. 10,000 |
Rs. 20,000 |
|
00 - 10 |
Rs. 24 |
Rs. 28 |
|
11 - 20 |
Rs. 33 |
Rs. 38 |
|
21 - 30 |
Rs. 40 |
Rs. 46 |
|
31 - 60 |
Rs. 55 |
Rs. 65 |
|
61 - 90 |
Rs. 76 |
Rs. 91 |
|
> 90 Days |
Rs. 283 |
Rs. 351 |
Eligibility: This plan can be taken by individuals between the age of 18 and 65, as on the last birthday
Plan Validity: The plan is valid for a tenor of one year.
What's Covered
-
Travel Accidental Hospitalization Expenses
If the policyholder suffers an injury due to an accident during the trip and needs hospitalization, the reasonable and customary charges will be paid. This payout is towards medical expenses to avail necessary treatment as recommended by a medical practitioner. The date of admission should be within the policy year.
-
Travel Dental Treatment Expenses Cover
If the policyholder suffers from an illness or injury contracted during the trip, expenses will be paid for any anaesthetic treatment of a natural tooth or teeth necessitated by the event.
The insurer shall not be liable to make any payment for any claim under this coverage arising from or in any way attributable to any of the following:
- Any pre-existing condition or any complications arising from it
- Cementing or fixation of tooth or teeth bridges
- Root canal treatment, crowning, and dental filling
- Treatment of orthopaedic, degenerative, or oncological diseases
- Rest or recuperation at a spa or health resort, sanatorium, convalescence home, or similar institution
- Treatment that could be reasonably delayed until the policyholder's return to the place of origin. The question of what can or cannot be reasonably delayed will be decided jointly by the treating medical practitioner, the EASP, and the insurance and shall be as per the accepted standards of medical care
- Treatment relating to removing physical flaws or anomalies (cosmetic treatment or plastic surgery in any form or manner unless medically necessary as a part of any covered treatment)
What is Not Covered / Exclusions
- Treatment for accidents caused due to adventure sports
- Medical treatment for any pre-existing diseases
- Limit the scope of trigger event to only accident
*For a complete list of exclusions, please refer to the policy wordings.
How to Apply
Click on ‘Apply Now’ button and share your basic details in the online application form
Check and confirm your application by entering the OTP received on your mobile number
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode
You will receive the details of your membership via email/WhatsApp
Claim process
- Insurer’s Email: servicesupport@manipalcigna.com
- Insurer’s Toll free number: 1800-102-4462
Contact Us
In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.