INTEREST RATE TABLES

HOME LOAN INTEREST RATE (FLOATING) FOR SALARIED BORROWERS

Loan Type

Effective ROI (p.a.)

Home Loan

7.45% to 10.25%

Home Loan Balance Transfer

7.55% to 10.35%

Top-up

8.55% to 10.40%

HOME LOAN INTEREST RATE (FLOATING) FOR PROFESSIONAL BORROWERS

Loan Type

Effective ROI (p.a.)

Home Loan

7.55% to 10.30%

Home Loan Balance Transfer

7.65% to 10.40%

Top-up

8.65% to 10.45%

HOME LOAN INTEREST RATE (FLOATING) FOR SELF-EMPLOYED BORROWERS

Loan Type

Effective ROI (p.a.)

Home Loan

7.85% to 10.65%

Home Loan Balance Transfer

8.25% to 10.80%

Top-up

8.95% to 10.85%

LOAN AGAINST PROPERTY INTEREST RATE (FLOATING) FOR SALARIED AND SELF-EMPLOYED PROFESSIONAL BORROWERS

Loan Type

Effective ROI (p.a.)

Loan Against Property

8.99% to 11.00%

Loan Against Property Balance Transfer

9.10% to 11.00%

LOAN AGAINST PROPERTY INTEREST RATE (FLOATING) FOR SELF-EMPLOYED BORROWERS

Loan Type

Effective ROI (p.a.)

Loan Against Property

8.99% to 12.00%

Loan Against Property Balance Transfer

9.10% to 12.00%

INTEREST RATE FOR DEVELOPER FINANCE/LEASE RENTAL DISCOUNTING (FLOATING)

Loan Type

Effective ROI (p.a.)

Developer Loans

9.25% to 15.00%

Lease Rental Discounting

8.25% to 11.00%

SAMBHAV HOME LOAN INTEREST RATE

FOR SALARIED BORROWERS

Loan Type

Effective ROI (p.a.)

Home Loan

8.50% to 15.00%

Home Loan Balance Transfer

8.75% to 15.00%

Top-up

9.00% to 16.00%

SAMBHAV HOME LOAN INTEREST RATE

FOR SEP / SENP BORROWERS

Loan Type

Effective ROI (p.a.)

Home Loan

8.75% to 15.00%

Home Loan Balance Transfer

9.00% to 15.00%

Top-up

9.25% to 16.00%

SAMBHAV LOAN AGAINST PROPERTY INTEREST RATE

FOR SALARIED BORROWERS

Loan Type

Effective ROI (p.a.)

Loan Against Property

9.25% to 16.00%

Loan Against Property Balance Transfer

9.25% to 16.50%

SAMBHAV LOAN AGAINST PROPERTY INTEREST RATE

FOR SEP / SENP BORROWERS

Loan Type

Effective ROI (p.a.)

Loan Against Property

10.00% to 17.00%

Loan Against Property Balance Transfer

10.50% to 17.50%

DUAL RATE LOANS

(FIXED as per below grid, and Floating parameters will be same as mentioned in above Grid)

Loan Type

Effective ROI (p.a.)

Home Loan (including Top-up & BT)

7.55% to 10.30%

Home Loan Top-up

7.65% to 10.40%

Home Loan Balance Transfer

7.80% to 15.00%

Loan Against Property

9.05% to 17.00%

Loan Against Property Balance Transfer

9.15% to 17.50%

FLOATING REFERENCE RATES (FRRs)

Particulars

Effective Rate

Salaried Floating Reference Rate

15.10%

Self-Employed Floating Reference Rate

16.20%

Institutional Reference Rate

16.55%

Unsecured Reference Rate

16.00%

Repo Rate

5.50%

CF Floating Reference Rate

18.00%

REBLR^ - Salaried

8.70%

REBLR^ - Self-Employed

9.70%

SAMBHAV – Salaried

16.55%

SAMBHAV – Self Employed

17.00%*