INTEREST RATE TABLES
General Terms and Conditions
HOME LOAN INTEREST RATE (FLOATING) FOR SALARIED BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Home Loan | 7.45% to 10.25% |
Home Loan Balance Transfer | 7.55% to 10.35% |
Top-up | 8.55% to 10.40% |
HOME LOAN INTEREST RATE (FLOATING) FOR PROFESSIONAL BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Home Loan | 7.55% to 10.30% |
Home Loan Balance Transfer | 7.65% to 10.40% |
Top-up | 8.65% to 10.45% |
HOME LOAN INTEREST RATE (FLOATING) FOR SELF-EMPLOYED BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Home Loan | 7.85% to 10.65% |
Home Loan Balance Transfer | 8.25% to 10.80% |
Top-up | 8.95% to 10.85% |
LOAN AGAINST PROPERTY INTEREST RATE (FLOATING) FOR SALARIED AND SELF-EMPLOYED PROFESSIONAL BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Loan Against Property | 8.99% to 11.00% |
Loan Against Property Balance Transfer | 9.10% to 11.00% |
LOAN AGAINST PROPERTY INTEREST RATE (FLOATING) FOR SELF-EMPLOYED BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Loan Against Property | 8.99% to 12.00% |
Loan Against Property Balance Transfer | 9.10% to 12.00% |
INTEREST RATE FOR DEVELOPER FINANCE/LEASE RENTAL DISCOUNTING (FLOATING) | |
Loan Type | Effective ROI (p.a.) |
Developer Loans | 9.25% to 15.00% |
Lease Rental Discounting | 8.25% to 11.00% |
SAMBHAV HOME LOAN INTEREST RATEFOR SALARIED BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Home Loan | 8.50% to 15.00% |
Home Loan Balance Transfer | 8.75% to 15.00% |
Top-up | 9.00% to 16.00% |
SAMBHAV HOME LOAN INTEREST RATEFOR SEP / SENP BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Home Loan | 8.75% to 15.00% |
Home Loan Balance Transfer | 9.00% to 15.00% |
Top-up | 9.25% to 16.00% |
SAMBHAV LOAN AGAINST PROPERTY INTEREST RATEFOR SALARIED BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Loan Against Property | 9.25% to 16.00% |
Loan Against Property Balance Transfer | 9.25% to 16.50% |
SAMBHAV LOAN AGAINST PROPERTY INTEREST RATEFOR SEP / SENP BORROWERS | |
Loan Type | Effective ROI (p.a.) |
Loan Against Property | 10.00% to 17.00% |
Loan Against Property Balance Transfer | 10.50% to 17.50% |
DUAL RATE LOANS (FIXED as per below grid, and Floating parameters will be same as mentioned in above Grid) | |
Loan Type | Effective ROI (p.a.) |
Home Loan (including Top-up & BT) | 7.55% to 10.30% |
Home Loan Top-up | 7.65% to 10.40% |
Home Loan Balance Transfer | 7.80% to 15.00% |
Loan Against Property | 9.05% to 17.00% |
Loan Against Property Balance Transfer | 9.15% to 17.50% |
FLOATING REFERENCE RATES (FRRs) | |
Particulars | Effective Rate |
Salaried Floating Reference Rate | 15.10% |
Self-Employed Floating Reference Rate | 16.20% |
Institutional Reference Rate | 16.55% |
Unsecured Reference Rate | 16.00% |
Repo Rate | 5.50% |
CF Floating Reference Rate | 18.00% |
REBLR^ - Salaried | 8.70% |
REBLR^ - Self-Employed | 9.70% |
SAMBHAV – Salaried | 16.55% |
SAMBHAV – Self Employed | 17.00%* |
^ Repo External Benchmark Linked Lending Rate
* Terms and conditions apply
