INTEREST RATE TABLES
HOME LOAN INTEREST RATE (FLOATING) FOR SALARIED BORROWERS |
|
Loan Type |
Effective ROI (p.a.) |
Home Loan |
7.99%* to 17.00%* |
Home Loan Balance Transfer |
8.10%* to 17.00%* |
Top-up |
8.90%* to 17.00%* |
HOME LOAN INTEREST RATE (FLOATING) FOR PROFESSIONAL BORROWERS |
|
Loan Type |
Effective ROI (p.a.) |
Home Loan |
8.10%* to 17.00%* |
Home Loan Balance Transfer |
8.20%* to 17.00%* |
Top-up |
9.00%* to 17.00%* |
HOME LOAN INTEREST RATE (FLOATING) FOR SELF-EMPLOYED BORROWERS |
|
Loan Type |
Effective ROI (p.a.) |
Home Loan |
8.30%* to 17.00%* |
Home Loan Balance Transfer |
8.45%* to 17.00%* |
Top-up |
9.35%* to 17.00%* |
LOAN AGAINST PROPERTY INTEREST RATE (FLOATING) FOR SALARIED AND SELF-EMPLOYED PROFESSIONAL BORROWERS |
|
Loan Type |
Effective ROI (p.a.) |
Loan Against Property |
9.40%* to 18.00%* |
Loan Against Property Balance Transfer |
9.40%* to 18.00%* |
LOAN AGAINST PROPERTY INTEREST RATE (FLOATING) FOR SELF-EMPLOYED BORROWERS |
|
Loan Type |
Effective ROI (p.a.) |
Loan Against Property |
9.40%* to 18.00%* |
Loan Against Property Balance Transfer |
9.40%* to 18.00%* |
INTEREST RATE FOR DEVELOPER FINANCE/LEASE RENTAL DISCOUNTING (FLOATING) |
|
Loan Type |
Effective ROI (p.a.) |
Developer Loans |
9.00%* to 17.00%* |
Lease Rental Discounting |
8.35%* to 14.00%* |
DUAL RATE HOME LOAN INCLUDING TOP-UP (Fixed as per below grid, and Floating parameters will be same as mentioned in above grid) |
|
Loan Type |
Effective ROI (p.a.) |
Salaried |
7.99%* to 17.00%* |
SEP |
8.10%* to 17.00%* |
SENP |
8.30%* to 17.00%* |
DUAL RATE LAP (FIXED as per below grid, and Floating parameters will be same as mentioned in above Grid) |
|
Loan Type |
Effective ROI (p.a.) |
Salaried |
9.65%* to 18.00%* |
SEP/SENP |
9.65%* to 18.00%* |
FLOATING REFERENCE RATES (FRRs) |
|
Particulars |
Effective Rate |
Salaried Floating Reference Rate |
15.40%* |
Self-Employed Floating Reference Rate |
16.20%* |
Institutional Reference Rate |
16.55%* |
Unsecured Reference Rate |
16.00%* |
Repo Rate |
6.00%* |
CF Floating Reference Rate |
18.00%* |
REBLR^ - Salaried |
9.20%* |
REBLR^ - Self-Employed |
10.20%* |
SAMBHAV – Salaried |
16.55%* |
SAMBHAV – Self Employed |
17.00%* |
^ Repo External Benchmark Linked Lending Rate
* Terms and conditions apply
