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Thyroid Care

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Thyroid disorders are conditions that affect the thyroid gland. The thyroid has important roles to regulate numerous metabolic processes throughout the body. Diseases of the thyroid cause it to make either too much or too little of the hormone. Bajaj Finance brings to you Thyroid Care Plan from Bajaj Finserv Health Ltd (BFHL), which provides Lab Test Packages, Doctor consultation benefit, Tele Consultation benefit and Network discounts.

Plan Details

Thyroid Care Essential Classic
Lab Test Package (Prime Network) No. of tests Membership fee No. of tests Membership fee
T3/T4/TSH 2
Rs. 1,799
3
Rs. 3,399
Lipid Profile 1 2
ECG 1 2
X Ray Chest 1 1
Hemogram & ESR 1 2
OPD/Doctor Consultation Benefit
(Open Market Reimbursement)
Benefits up to Rs. 1750
Benefits up to Rs.3000
Endocrinologist, Dietician and General Physician
Teleconsultation Benefit (Bajaj Finserv Health platform)
2 Consultations
3 Consultations
General Physician
Network Discounts (Prime Network) - 10% Discount on Pharmacy, Doctor Consultation, lab & radiology, Discount on health plans & packages, Dental Procedures - 5% Discount on IPD room rent, & Spectacles - Free Ambulance for IPD admissions

 

What's Covered

  • Money-in-bank

    Lab Test Package (Prime Network)

    It consists of a pre-defined set of tests aimed to identify and minimize risk factors in addition to detecting illnesses at an early stage.

    - Every policy year, you will have the option to undergo checkup for a pre-defined lab test package as per the plan chosen by the you.

    - Only adults listed under the policy are eligible to take the health care tests. The tests will only be available at Bajaj Finserv Health Prime partner hospitals and labs which are getting updated on a regular basis.

  • Money-in-bank

    OPD/Doctor Consultation Benefit

    Doctor consultation benefit refers and involves consultation with a doctor with a minimum degree of MBBS, BDS, BAMS, or BHMS up to the benefit amount mentioned under plan details. In case any specific doctor/medical speciality is offered under the plan,you can consult with doctor/specialist of that specific speciality. In case no speciality is mentioned, you can consult any doctor of your choice. Here are some of the benefits that you can avail.

    - Consult with a doctor of your choice subject to a minimum degree of MBBS, BDS, BAMS, and BHMS (allopathic, dental, homeopathic, and ayurvedic dental) as per the doctor speciality offered in the plan. Submit the invoice for reimbursement. The invoice should clearly state doctor consultation fees, doctor name and speciality, doctor registration number, date of consultation, doctor stamp, and customer details for reimbursement.  

    - This benefit can be availed by all members listed under the policy.

    - The benefit amount can be claimed in a single visit or spread over multiple visits for doctor consultations to the extent of the value of benefits.

  • Money-in-bank

    Tele-consultation Benefit

    Consult with any doctor of your choice listed on the Bajaj Finserv Health platform via video, audio, or chat channel subject to speciality & frequency of consultation mentioned in the offered plan. This benefit can be availed by all members listed under the policy.

What is Not Covered / Exclusions

Exclusions Under Lab Test Package

  • Lab test package cannot be availed outside the Bajaj Finserv Health Prime network
  • Home collection facility will be available only at selected locations. For locations where home sample collection is not available, the customer will have to physically go and take the tests.
  • Entire Lab test package will have to be utilised at one instance by any adult included in the policy. The benefit is not transferrable to any other member
  • No carry forward of any un-availed benefit is allowed, even on re-purchase/renew of the policy after 1 year
  • Benefit is not redeemable against cash

Exclusions Under OPD/Doctor Consultation Benefit

  • Reimbursements will not be made for any medical procedures undertaken
  • Benefit is not transferrable to anyone else, even to family members if not covered under the policy
  • No carry forward of any un-availed benefit is allowed, even on re-purchase of benefit after the expiry of 1 year
  • Benefit is not redeemable against cash
  • Doctor consultation benefit cannot be clubbed with any other benefit

Exclusions Under Teleconsultation Benefit

  • Consultation with the doctor is strictly limited to in-app/website video/audio/chat consultation. No in-clinic/physical consultation is allowed
  • Teleconsultation benefit is not transferrable
  • No carry forward of any un-availed benefit is allowed, even on re-purchase/renew of the policy after 1 year.
  • Benefit is not redeemable against cash

Exclusions To Availing Network Discounts

  • Network Discounts cannot be clubbed with any other benefits
  • Network discounts cannot be utilized outside the Bajaj Finserv Health Prime network

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim Process

Doctor Consultation Benefit/Lab and Radiology Benefit

Reimbursement claims for Doctor Consultation Benefit or Lab and Radiology benefit can be raised in following three ways:

  • Bajaj Finserv Health App
  1. Download the Bajaj Finserv Health app
  2. Sign-up using the registered mobile number
  3. Under my “Health Plans”, select the purchased plan
  4. Select ‘Doctor Consultation’/‘lab & radiology benefit’
  5. Enter necessary details and upload the invoice
  6. Share bank account details and upload a canceled cheque
  7. Submit the claim
  8. The claim will be reimbursed within 48 working hours directly in the bank account

 

  • Bajaj Finserv Health Website
  1. Sign-up on the Bajaj Finserv Health website
  2. Under my “Health Plans”, select the Purchased plan
  3. Select ‘Doctor Consultation’/‘lab & radiology benefit’
  4. Enter necessary details and upload the invoice
  5. Share bank account details and upload a canceled cheque
  6. Submit the claim
  7. The claim will be reimbursed within 48 working hours directly into the bank account

 

  • Emailing to Customer Service
  1. Email to customercare@bajajfinservhealth.in
  2. Attach a scanned copy of the invoice with all details clearly visible
  3. Mention details like hospital/lab name, patient name, and bill amount
  4. Share bank details (account number, bank name, IFSC, primary account holder name) and upload a canceled a cancelled cheque
  5. The claim will be reimbursed within 48 hours directly into the bank account

 

Teleconsultation benefit

Cashless claims for Teleconsultation benefit can be raised nd availed in below two ways:

  • Bajaj Finserv Health App
  1. Download the Bajaj Finserv Health app
  2. Sign-up using the registered mobile number
  3. Under my “Health Plans”, select the Purchased plan
  4. Select teleconsult benefit option
  5. Select the doctor of choice from the doctor list
  6. Select the date and time of choice
  7. Submit
  8. The customer will receive the link to join the call 15 mins before the consultation
  9. The doctor will join the call on scheduled day and time

 

  • Bajaj Finserv Health Website
  1. Start by visiting bajajfinservhealth.in website
  2. Sign-up using the registered mobile number
  3. Under my “Health Plans”, select the Purchased plan
  4. Select teleconsult benefit option
  5. Select the doctor of choice from the doctor list
  6. Select the date and time of choice
  7. Submit
  8. The customer will receive the link to join the call 15 mins before the consultation
  9. The doctor will join the call on scheduled day and time

 

Lab Test Package (Prime Network Only)

Cashless claims for Lab test package can be availed in below three ways.

  • Bajaj Finserv Health App
  1. Download the Bajaj Finserv Health app
  2. Sign-up using the registered mobile number
  3. Under my “Health Plans”, select the Purchased plan
  4. Select Lab test package benefit option
  5. Select the hospital/lab of choice
  6. Enter the date of redemption and confirm
  7. SMS with voucher link shared on the registered mobile number
  8. Share the voucher code to avail cashless Lab test package benefit

 

  • Bajaj Finserv Health Website
  1. Start by visiting bajajfinservhealth.in website
  2. Sign-up using the registered mobile number
  3. Under my “Health Plans”, select the Purchased plan
  4. Select Lab test package benefit option
  5. Select the hospital/lab of choice
  6. Enter the date of redemption and confirm
  7. SMS with voucher link shared on the registered mobile number
  8. Share the voucher code to avail cashless lab test package benefit

 

  • Emailing to Customer Service
  1. Email to customercare@bajajfinservhealth.in
  2. Mention details like hospital/lab name, customer name, and date
  3. The customer care executive will call to confirm the customer’s identity using OTP
  4. SMS with voucher link shared on the registered mobile number
  5. Share the voucher code to avail cashless Lab test packages

 

Network Discounts

Network discounts can be availed in Bajaj Finserv Health Prime network in the following ways:

  • Visit and avail health services in any of the Prime network hospital or lab
  • Mention the health prime Network benefit and registered mobile number with the billing executive
  • Share the OTP with the executive to avail upto 10% discounts basis services utilized at the network hospital/lab

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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