హెల్త్ ఇన్సూరెన్స్ అంటే ఏమిటి

Maintaining a healthy lifestyle is very important to cope with new emerging diseases. Having said that even if you are currently fit and do not need any medical help, it’s important to have a health insurance coverage that secures your future medical needs.

Health Insurance comes under the umbrella of General Insurance that can be your perfect mate in times of dealing with sudden medical emergencies. When you or your immediate family member need hospitalisation due to illness or accidental injury having a health insurance policy in place can help you with cashless treatments or hassle-free reimbursement facilities.

Bajaj Finance Ltd. (BFL) offers both comprehensive and customised health insurance solutions. These health insurance policies cover expenses incurred during pre and post hospitalisations, doctor’s fees, medication, diagnostic tests, annual health check-ups, critical illnesses, psychiatric support treatments, pregnancy and childcare treatments and more.

కనుక, మీరు దేని కోసం వేచి ఉన్నారు? భారతదేశంలోని ప్రస్తుత ఆరోగ్య సంరక్షణ పరిస్థితులను పరిశీలిస్తే, మీ మరియు మీ కుటుంబ భవిష్యత్తు వైద్య అవసరాలను సురక్షితం చేసే హెల్త్ ఇన్సూరెన్స్ కొనుగోలు చేయాలనే మీ నిర్ణయానికి మీరు చింతించరని మేము ఖచ్చితంగా అనుకుంటున్నాము!

Why Buy Health Insurance through BFL?

BFL follows a customer-centric approach and provides quality health solutions covering all age and ailments. We partner with the leading health insurance providers that cover a huge network of hospitals across India and plans with higher coverage, starting at affordable premium rates!
నగదురహిత క్లెయిములు మరియు ఒక సాధారణ క్లెయిమ్ రీయింబర్స్‌మెంట్ ప్రాసెస్‌తో బిఎఫ్ఎల్ మీకు ఖచ్చితంగా హెల్త్ ప్లాన్లను అందిస్తుంది! మా సమగ్ర హెల్త్ కవరేజ్ ప్లాన్లతో, ఆదాయపు పన్ను చట్టం ప్రకారం చెల్లించిన ప్రీమియంలపై ఏవైనా ఉంటే మీరు వర్తించే పన్ను ప్రయోజనాలను పొందవచ్చు.

We cover different types of health insurance policies namely Individual health insurance, Family floater health insurance, Group/employee health insurance, Senior citizens health insurance, Critical illness health insurance, Top-up health insurance Personal accident insurance and many more.

Why is it so important to take Health Insurance?

If you think you don’t need a health insurance policy and can survive without it then you need to read on.
Our sedentary lifestyle, stress, unhealthy eating habits, gadget addictions, pollution all have led to lifestyle diseases. Lifestyle diseases like obesity, diabetes, heart problems, respiratory problems are affecting youngster & adults which demands for a health insurance policy.
Your ageing parents who are vulnerable to illnesses or dependent children must have a health insurance policy to take care of their medical needs.
We have seen in recent times with the rise of various new diseases, there has been a substantial rise even in the treatment costs. So, it is important to have health insurance that provides both quality treatment and beats the burden of high medical treatment cost by just paying nominal premium rates.
Well, the list can be exhaustive, but the point here is that health insurance is essential and with changing times, families must invest in plans that go a long way in safeguarding them against medical expenses.

Some key benefits of our health plans are:
  • Cashless Transactions
    Our health plans offer cashless health insurance that helps you to avail of treatment facilities at a wide range of network hospitals overall in India.
  • Pre-and Post-Hospitalisation Expenses
    Our health plans provide the cost incurred for treatment for both before and after hospitalisation.
  • Medical Check-Ups
    Our health policies also cover routine or periodic health examinations, with leading insurance providers offering free medical check-ups to the policyholders.
  • Transportation Expenses
    Our health policies cover the transportation cost for commuting the insured person to the hospital.
  • Tax Saving Benefit
    With our health plans, you can reap tax benefits by paying premiums towards health insurance plans, as per Section 80D of the Income Tax Act.

వెయిటింగ్ పీరియడ్ అంటే ఏమిటి?

క్యుములేటివ్ బోనస్ అంటే ఏమిటి?

ప్రీమియం మొత్తం ఇన్సూరర్ నుండి ఇన్సూరర్‌కు మారుతుందా?

మినహాయింపులు అంటే ఏమిటి?

కో-పేమెంట్ క్లాజ్ అంటే ఏమిటి?

నేను నాన్-నెట్‌వర్క్ ఆసుపత్రిలో చేరవచ్చా?

మెటర్నిటీ హెల్త్ ఇన్సూరెన్స్ లో ఏమేమి కవర్ అవుతాయి?

హెల్త్ ఇన్సూరెన్స్ ప్రీమియంపై నేను జిఎస్‌టి చెల్లించవలసి ఉంటుందా? 

మీరు గ్రూప్ హెల్త్ ఇన్సూరెన్స్ పాలసీని ఎంతమంది కోసం కొనుగోలు చేయవచ్చు?

Can I still claim if hospitalization is less than 24-hours?

నాకు ముందు నుండి ఉన్న ఆరోగ్య పరిస్థితి ఉండి మరియు హెల్త్ ఇన్సూరెన్స్ కొనుగోలు చేయాలనుకుంటే నేను ఏమి చేయాలి?