Features of Bajaj Finserv DBS Bank 5X Rewards credit card
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Welcome bonus
Get 2,000 cash points as a welcome bonus on the purchase of this credit card
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Monthly milestone benefits
Earn 5X cash points on minimum spends of Rs. 10,000 per month
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Discount on subscriptions
Get a 20% discount of up to 2,000 cash points in a year by subscribing to platforms like Hotstar, Gaana.com, Zomato Pro, Sony Liv and many more through our app
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Health benefits
Enjoy a complimentary Bajaj Finserv Health membership covering all your health and well-being requirements
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Accelerated cash points
Earn 10X cash points on hotel and travel bookings made on the Bajaj Finserv and DBS Card+ app
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Earn cash points
Earn 2 cash points on every Rs. 200 spent on regular purchases
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Fuel surcharge waiver
Get a waiver of up to Rs. 100 per month on fuel surcharge spends
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Easy EMI conversion
Convert spends of Rs. 2,500 and above into affordable EMIs
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Interest-free cash withdrawal
Withdraw interest-free cash from any ATM for up to 50 days
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Savings on Bajaj Finserv EMI Network
Get 5% cashback on down payments made at any Bajaj Finserv EMI Network partner store
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Contactless payment
Enjoy hassle-free payments using our tap and pay facility
We value your money!
Benefits |
Value earned (in Rs.) |
Welcome bonus of 2,000 cash points (First year only) |
500 |
Annual fee waiver on crossing Rs. 50,000 of annual spends (Second year onwards) |
500 |
5X cash points on total spends in a month, if spends for the month is > Rs. 10,000 (assuming monthly spends of Rs. 15,000) |
2,250 |
10X cash points on in-app spendings on travel and holiday bookings (assuming annual spends of Rs. 60,000) |
1,500 |
20% discount in the form of cash points on online subscriptions purchased through our app |
250 |
Complimentary Bajaj Health membership |
1,000 |
5% cashback on down payment of purchases made at Bajaj Finserv EMI Network stores |
500 |
Fuel surcharge waiver |
1,200 |
Total value earned |
Rs. 7,200 plus |
Cash point redemption value can be up to 25 paise. We have assumed a redemption value of 25 paise per cash point for the above calculation on our rewards portal.
Click here to know more about the Terms and Conditions
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
Fees and charges
Type of fee |
Fees (in Rs.) |
Joining fee |
Rs. 499 + GST |
Renewal fee |
Rs. 499 + GST |
Reward redemption fee |
Rs. 99 + GST per redemption |
Cash advance fee |
2.5% of the cash amount (minimum Rs. 500) |
Late payment fee |
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Over limit fee |
Rs. 600 + GST |
Finance charges |
Up to 4% per month or 48% per annum |
EMI conversion processing fee |
2% of the conversion amount. Subject to a minimum of Rs. 249 |
Click here to read about the credit card fees and charges in detail.
How to apply for a Bajaj Finserv DBS Bank credit card online?
Applying for this credit card is quick and easy. To obtain your credit card, apply online in a few simple steps.
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a Bajaj Finserv DBS Bank credit card offer
- 3 If you have an offer, fill the application form
- 4 Complete the KYC process
- 5 Your card is ready to be used
Bajaj Finserv DBS Bank 5X Rewards credit card FAQs
It’s a power-packed credit card with features and benefits curated specially to meet your lifestyle. What truly makes the Bajaj Finserv DBS Bank 5X Rewards credit card unique is its bucket of rewards, in the form of cash points, on all your spends.
The card not only gives you 2 cash points on every Rs. 200 spent on all retail transactions, but you also:
- Monthly milestone benefit: 5X regular cash points on all monthly spends (on crossing spends worth Rs. 10,000 in that month)
- Accelerated cash points: Earn 10X rewards on hotel and travel bookings made through Bajaj Finserv or DBS Card+ apps
Yes, you are entitled to receive 2,000 bonus cash points (redeemable) as a welcome bonus on your Bajaj Finserv DBS Bank 5X Rewards credit card. The cash points will be credited to your account after you have paid the joining fees and made a transaction within the first 60 days of card delivery.
Along with earning attractive cash points, your Bajaj Finserv DBS Bank 5X Rewards credit card offers:
- Discount of 20%, in the form of cash points, on subscriptions such as Zomato Pro, Hotstar, Wall Street Journal and Gaana.com and many more
- Fuel surcharge waiver of 1% of the fuel refill amount, up to Rs. 100 in a month
- Complimentary healthcare benefits with Bajaj Finserv Health app
- 5% cashback on down payment of No Cost EMI loans availed at Bajaj Finserv Network partner stores and EMI Marketplace
- Maximum cash points available 1,000 per year. Applicable only when payments toward subscriptions are made via our rewards portal
Applicable only when the subscription payments are made via our rewards portal.
Yes, the annual fee, also called the renewal fee of Rs. 499 (exclusive of GST) is applicable on the Bajaj Finserv DBS Bank 5X Rewards credit card. However, the cost will be waived off next year if your annual spends are equal to or greater than Rs. 50,000.
If your annual transaction using the Bajaj Finserv DBS Bank 5X Rewards credit card equals or exceeds Rs. 50,000, your next year’s annual fee will be waived off.
Fuel surcharge expense is waived off in the next month of the transaction. To be eligible for this, spend between Rs. 400 and Rs. 4,000 on fuel from any fuel station across India. The maximum waiver in a month is Rs. 100.
You earn cash points equivalent to 20% of your subscription fee by paying your desired subscription via our rewards portal. This is applicable for platforms such as Zomato Pro, Hotstar and Gaana.com. For example, if you take a subscription worth Rs. 1,000, you will get 20% of the subscription amount as cash points, in this case, 800 points.
Please note: Maximum limit up to which cash points can be earned on the Bajaj Finserv DBS Bank 5X Rewards credit card via subscriptions is 1000 in a year.
No, the Bajaj Finserv DBS Bank 5X Rewards Credit Card does not offer a health plan. However, it does provide benefits such as reward points, discounts, and more.
Yes, KYC (Know Your Customer) is mandatory to apply for the Bajaj Finserv DBS Bank 5X Rewards Credit Card. The issuing bank requires your identity, address, and income proof documents for processing the application.
The Bajaj Finserv DBS Bank 5X Rewards Credit Card offers a high reward point system, where cardholders can earn 5X reward points on online and offline purchases and 10X cash points on utility, bill payments, and travel bookings made on Bajaj Finserv App. Additionally, this card offers 5% cashback, fuel surcharges waiver, annual fee waiver, discounts on OTT subcriptions, and many other privilges.
You can make the 5X Reward Credit Cards yours by paying a minimal joining fee of Rs. 499 + GST. By spending a minimum of Rs. 50,000 this year, you can get your next year’s renewal fee of Rs. 499+ GST waived. This means the credit card becomes free for the next year.
You are required to submit your KYC to apply for the Bajaj Finserv DBS Bank 5X Rewards Credit Card.
Yes, you can easily change your credit card PIN by logging into the net banking portal of DBS Bank or by calling the customer care number. It is recommended to change the PIN regularly for security reasons.
