Tata AIG Passenger Carrying Vehicle

When traveling by road, you get an authentic view of a country’s landscape. It’s a thrilling experience but requires safeguarding since human lives are at stake. TATA AIG understands human life is valuable and brings you TATA AIG – Auto Secure for Passenger Carrying Vehicles. Now you can protect vehicles being used for personal as well as commercial use along with a host of benefits offered in the policy. This policy provides a wide-range of coverages and benefits like insuring the vehicle for loss or damage, liability to the third party, optional EMI cover, and many more.

Key Features and Benefits


The key features and benefits covered under the policy are as follows:

  • Loss or damage to the vehicle insured

    The policy provides you cover for the loss and damage caused to the vehicle or its accessories from riot or strike, by a malicious act, by natural or man-made disasters.

  • Liability to the third parties

    The policy offers you compensation against third-party legal liability. This is available in the event of an accident causing death or bodily injury to any person arising out of the use of the vehicle or damage to the vehicle caused during use.

  • Towing disabled vehicles

    The policy provides compensation for your insured vehicle that is used for towing a disabled vehicle and is not purposely used to tow a vehicle for a reward. It means the vehicles has been used to tow a damaged vehicle without charging for the service.

  • Personal accident cover for owner or driver

    Get personal accident cover to receive compensation for death or bodily injury sustained by the owner or driver of the vehicle as per the scale of bodily injury mentioned in the policy.

  • Optional extensions

    The policy provides you additional cover by offering optional extensions available like an extension of geographical area, emergency towing assistance, emergency fuel delivery, and more.

Policy Details

Here are the details covered under Tata AIG Passenger Carrying Vehicle Policy:

TATA AIG AUTO SECURE COMMERCIAL VEHICLE POLICY
Service Provider Name Tata AIG General Insurance Company Limited
Depreciation Charged based on the insured declared value
Transferability Non-transferable
Add-0ns EMI Protector, Engine Secure, Loss of Income, Return on Invoice, Repair of glass, fiber and plastic and rubber parts, etc.

How to Process the Claim

To register your claim, you can:

Register your claim:

Call the Toll-Free Numbers 08698010101 and provide the basic details like:

• Contact number

• Engine and chassis number

• Date and time of the accident

• Description and location of the accident

• Vehicle inspection address

• Kilometre reading

Send in Your Vehicle for Repair: 

  • Move your vehicle to the garage from the accident spot (in case of an accident) or have it towed to avoid further damage.

• Should your vehicle not be found within 90 days, ask the police to issue a Non-Traceable Report (an undertaking that they are yet to find your vehicle) and hand over the report to us.

Survey and Claim Settlement

• Submit the copy of documents to your preferred garage or dealer and have them tallied with the originals

• Is the damage not too severe? Only got a cracked windshield or a bumper that has come off loose? In that case, we suggest you let our Motor OTS (On-The-Spot) service take over

• We will repair your vehicle (within X working days) at a network garage of your preference, deliver it to your doorstep and pay the garage directly

• You will only have to pay the excesses (as mentioned in the policy) and the depreciation value as informed by the surveyor

• With TAGIC Motor Insurance, you can secure your vehicle and avail of a host of other add-ons such as Roadside Assistance.

How to Purchase the Policy

You can follow these simple steps to buy this policy:

  • To apply for the product, click on ‘Apply Now’ and fill in the necessary details in the application form.
  • Make the fee payment online.
  • If required opt for a call back from our representatives or complete the process by clicking 'Buy now'.

List of Documents Needed to Buy the Policy

You will need the following documents to purchase the plan:

  • Product model details
  • Existing warranty document
  • Age proof such as birth certificate, Voter’s ID, PAN Card, or passport
  • Identity proof such as passport, Aadhaar card, PAN card, or Voter’s ID
  • Income Proof such as Form 16, salary slips, or employment certificate
  • Documents of the purchased product
  • Dealers warranty documents
  • Address proof such as telephone bill, electricity bill, passport, bank statement, or Voter’s ID

Major Policy Exclusions

  • Depreciation value
  • Electrical and mechanical breakdown
  • Exclusion of liability to the public working
  • Loss of the vehicle insured
  • Damage to the vehicle insured

Claim/Assistance Contact Details

BFL Helpline Number: 08698010101

Tata AIG Helpline Number: 1800-266-7780

E-mail –  wecare@bajajfinserv.in

Mailing address:Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.


*For claim-related issues, please refer to your policy document or certificate of insurance (COI).

Disclaimer

Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Tata AIG General Insurance Company Limited, Oriental Insurance Company Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Auto Secure - Commercial Vehicle Package Policy – Passenger Carrying Vehicle UIN: IRDAN108RP0077V01201819. Please refer to the insurer's website for Policy Wordings. For more details on risk factors, terms and conditions, and exclusions please read the product sales brochure carefully before concluding a sale.