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TATA AIG Health Insurance - Medi Prime

Overview

Get a peace of mind by securing your whole family against any medical emergency with Tata AIG Medi Prime Policy, a transparent and cashless health insurance plan that covers hospitalization, day-care treatment, and even in-patient treatment expenses.

  • In-patient treatment

    No sub-limits on in-patient treatment costs like room rent, ICU, nursing, medicines, drugs, and consumables.

  • Hospitalization expenses covered

    Medical expenses incurred up to 30 days just before hospitalization and 60 days post hospitalization are covered.

  • Day-care treatments

    Use this policy to pay for 140 different day care treatments which do not require 24 hours hospitalization.

  • Cashless hospitalization

    Get a cashless facility at a strong network of 3000+ hospitals, across India.

  • All medical needs covered

    Cover all kinds of treatments under this policy, including Ayurveda, Unani, Sidha and Homeopathy.

  • Domiciliary treatment

    The policy will cover the expenses incurred for availing medical treatment at home on the advice of the attending medical practitioner which otherwise would have required hospitalization.

  • Organ donation

    The policy even covers the expenses of harvesting the organ from the donor for organ transplantation.

  • Dental treatment

    Dental treatment required because of an accident is covered under the policy.

  • Lifelong renewal

    Get lifelong renewal of your policy provided all the due premiums are paid.

  • Pre-existing diseases

    The policy covers the pre-existing diseases after a waiting period of 4 years.

  • Emergency ambulance covered

    Cover the emergency ambulance expense of up to Rs.2,500 per hospitalization.

  • Free look period

    Get 15 days from the date of receipt policy to review the terms and conditions of the policy.

  • Tax Benefits

    Get tax benefits of up to Rs.30,000 for the premium paid of this policy under section 80D of Income Tax Act.

Eligibility

The eligibility criteria for Tata AIG Medi Prime is as follows:

  •  

    Minimum age of entry is 91 days for minors and 18 years for adults.

  •  

    Maximum age of entry is 21 or minors and 65 years for adults.

  •  

    Sum assured should be between Rs.2 lakh to Rs.10 lakh.

  •  

    Policy tenor can be 1 or 2 years.

  •  

    Premium calculated based on age.

How It Works

Here’s how the Tata AIG Medi Prime Health Insurance Policy works:

  • 1

    Step 1 :

    Intimate Tata AIG at least 48 hours in advance for a planned hospitalization or within 24 hours for an emergency treatment.

  • 2

    Step 2 :

    Avail the treatment.

  • 3

    Step 3 :

    Get the cashless facility if it is a network hospital.

  • 4

    Step 4 :

    If it is not a network hospital, register and submit your claim online, by phone, or by visiting the nearest branch.

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