TAGIC Two-Wheeler Package Policy

Two-wheelers are the popular mode of travel for a large section of our population. However, they also expose their riders to higher chances of mishaps and accidents.

Tata AIG has come up with the most desirable two-wheeler plan that protects the insured’s vehicle against accidents, thefts, and third-party liabilities.


Key Features and Benefits

The key features covered under this policy are as follows:

  • Loss of or damage to the vehicle insured

    This policy covers any damage that may occur to your two-wheeler due to any or one of the following reasons:
    • Natural disasters like cyclones, earthquakes
    • Terrorist activity or malicious act
    • External accident
    • By fire explosions like self-ignition or lightning
    • Whilst in transit on the road, rail, waterway, lift, or air

  • Liability to third parties

    This policy also covers the damages against property, bodily injury, and death to a third party due to an accident caused by your two-wheeler.

  • Personal accident cover to the owner-driver

    This policy also covers any bodily injury or death sustained by the owner-driver of the two-wheeler while getting on or off the vehicle or traveling as a co-driver or driving it, caused by violent accidental, external, and visible means which are independent of any other cause. It covers the following:
    * Please refer to the policy wordings for the % of coverage:
    • Death
    • Loss of limbs or eyesight
    • Permanent disablement

  • Add-ons for extra protection

    The TAGIC two-wheeler package policy will cover the below mentioned optional extensions like:
    • Depreciation allowance
    • Return to invoice
    • Consumable expenses
    • Emergency medical expenses
    • Additional personal accident cover to the owner-driver
    • Additional personal accident cover to unnamed persons
    • Additional third-party property damage cover


The eligibility criteria needed to buy this two-wheeler package policy are:

  • Vehicle registered in your name
  • Registration certificate (RC)
  • Valid driver’s license
  • Pollution under control (PUC) certificate

How to Purchase the Policy

Follow these simple steps to buy this policy:

  • To apply for the product, click on ‘Apply Now’ and fill in the necessary details in the application form.
  • Make the fee payment online.
  • If required opt for a call back from our representatives or complete the process by clicking 'Buy now'.

How to Renew the Policy

Having motor insurance keeps you stress-free as it covers the accidental damages caused by either you or a third party. Motor Vehicles Act also stipulates the mandatory requirement of having a third-party liability cover to drive a motor vehicle in India, so it’s the motor owner's sole responsibility to buy and renew the policy. Follow the simple steps to renew the policy:

  • Click on the ‘Apply Now’ button and then click on the ‘Renew Policy’
  • Fill in your existing policy number and vehicle registration number.
  • Review the percentage of "No Claim Bonus" you’re eligible for this year
  • Select the value of your vehicle
  • Review your policy, vehicle, and personal details. In case there are any changes to your details, as a change in your address or phone number, you can update it
  • Get your premium quote and make the payment

List of Documents to Buy the Plan

The following mandatory documents are required to buy the bike insurance policy:

  • Details about your vehicle, including registration number
  • Valid driver’s license
  • Completed claim form
  • Bank details
  • Tax receipts
  • Filled insurance forms

How to Process the Claim

Here are a few easy steps to register your claim:

Register your claim:

Call the Toll-Free Numbers 08698010101 and provide the basic details like:

• Contact number

• Engine and chassis number

• Date and time of the accident

• Description and location of the accident

• Vehicle inspection address

• Kilometre reading

Send in Your Vehicle for Repair: 

  • Move your vehicle to the garage from the accident spot (in case of an accident) or have it towed to avoid further damage.

• Should your vehicle not be found within 90 days, ask the police to issue a Non-Traceable Report (an undertaking that they are yet to find your vehicle) and hand over the report to us.

Survey and Claim Settlement

• Submit the copy of documents to your preferred garage or dealer and have them tallied with the originals

• Is the damage not too severe? Only got a cracked windshield or a bumper that has come off loose? In that case, we suggest you let our Motor OTS (On-The-Spot) service take over

• We will repair your vehicle (within X working days) at a network garage of your preference, deliver it to your doorstep and pay the garage directly

• You will only have to pay the excesses (as mentioned in the policy) and the depreciation value as informed by the surveyor

• With TAGIC two-wheeler insurance, you can secure your vehicle and avail of a host of other add-ons such as Roadside Assistance.

Documents Required for Filing Insurance

The following are the documents required for filing the two-wheeler package policy:

For accidental damage:

  • Claim form duly filled and signed by the insured
  • Proof of insurance policy or cover note copy
  • Copy of registration book, tax receipt
  • Copy of Motor Driving License of the person driving the vehicle at the time
  • Police Panchanama or FIR (In case of third-party property damage, death, or body injury)
  • Estimate for repairs from the repairer where the vehicle is to be repaired
  • Repair bills and payment receipts after the job is completed
  • Claims discharge cum satisfaction voucher signed across a revenue stamp

For theft cases:
  • Claim form duly filled and signed by the insured
  • Original policy document
  • Original registration book or certificate and tax payment receipt
  • Previous insurance details - policy no, insuring office or company, period of insurance
  • All the sets of keys or service booklet or warranty Card
  • Police Panchanama or FIR and Final Investigation Report
  • Acknowledged copy of a letter addressed to RTO intimating theft and making vehicle "NON-USE"
  • Form 28, 29, and 30 signed by the insured
  • Letter of subrogation
  • Consent towards agreed claim settlement value from you and the financer
  • NOC of the Financer if the claim is to be settled in your favor
  • Blank and undated "Vakalatnama"
  • Claim discharge voucher signed across a revenue stamp

Major Policy Exclusions

The TAGIC Two- Wheeler Package Policy excludes the following events:

  • Any loss or damage caused outside the geographical area
  • Any loss or damage arising out of your bike not being used as per the limitations to use
  • Any claim arising out of any contractual liability
  • Any consequential loss
  • Refer to the policy brochure to know further exclusions in detail.

Claim/Assistance Contact Details

BFL Helpline: 08698010101

Tata AIG Helpline Number: 1800-266-7780

E-mail –  wecare@bajajfinserv.in

Mailing address:Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.

*For claim-related issues, please refer to your policy document or certificate of insurance (COI).


Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Tata AIG General Insurance Company Limited, Oriental Insurance Company Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This provides cover under Bundled Auto Secure - Two Wheeler Policy UIN: IRDAN108RP0007V01201819. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions, and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any will be as per the prevailing tax laws.