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The money spent on surgical procedures can have a significant financial impact on the person. Having medical insurance that deals with financial burdens can be like having a safe haven during an emergency.

Bajaj Finserv introduces Surgical Cover for persons of 18-35 years, which provides coverage up to Rs. 5 lakhs and covers 16 major illnesses along with expenses on private AC room and ambulance expenses.

Plan Details

Sum Insured Premium incl. taxes
Rs. 5,00,000 Rs. 3,398

Eligibility: Individuals between the age of 18 and 35 years can avail of this plan. The age is taken as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's covered?

  • Money-in-bank

    Surgical Cover

    • 16 Major illness (Domestic Hospitalization) - Indemnity Basis

    - Coronary Artery By-Pass surgery; Cancer Treatment; Heart Valve Replacement; Major Organ Transplantation; Bone Marrow Transplant; Neurosurgery; Pulmonary artery graft surgery; Aorta Graft Surgery; Coronary Artery By-Pass surgery post occurrence of Myocardial Infraction; Surgical treatment for Stroke; Surgical treatment for benign Brain tumour; Lung Transplant Surgery in case of End Stage Lung Disease; Kidney Transplant Surgery in case of End Stage Renal Failure; Skin grafting surgery for Major Burns; Surgical treatment of Coma; Surgery for Pheochromocytoma

    • Single Private Ac room for Normal & ICU as per actuals. All other charges in accordance to room rent limits
    • Pre post hospitalization is 30 & 60 days respectively - covered upto Sum Insured
    • Ambulance is covered upto Rs. 3000 per hospitalization
    • Initial waiting period is 90 Days.

What is Not Covered / Exclusions

  1. Any Illness, sickness, or disease other than those specified as Major illness under this Policy;
  2. Pre-existing illness
  3. Any Claim within the first 90 days

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Protect Policy, UIN: ADIHLGP21056V022021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

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