Surgical Cash Cover

Surgical Cash Cover

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For certain health complications, a surgery may be inevitable. With Group Care 360 – Surgical Cash cover from Care Health Insurance Co. Ltd., one can get coverage up to Rs 1 lakh if the registered member undergoes any of the 9 listed surgeries resulting in hospitalisation.

Plan Details

Sum Insured Rs. 25,000 Rs. 50,000 Rs. 1 Lakh
Premium (Incl. GST) Rs. 755 Rs. 1015 Rs. 1298

Policy duration: The policy is valid for a period of 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Surgery Cash Benefit

    If the insured member undergoes any surgery from the list of surgeries mentioned in the below table, coverage will be offered depending on the chosen sum insured option.

    List of surgeries covered



    Heart related surgeries

    Any open/closed surgery related to heart

    Cancer related surgeries

    Malignant cancer surgeries except for chemo and radiotherapy

    Kidney-related surgeries


    Brain and spinal surgeries

    Any surgery related to brain or spinal cord

    Surgery related to abdominal organs

    Any surgery related to liver, spleen or pancreas

    Open surgery of chest and related organs

    Any surgery related to lungs or thorax

    Major burns

    Any Surgery related to second and third-degree full-thickness burns (excluding for cosmetic purposes)

    Oro-maxillofacial surgery

    Major reconstructive oro-maxillofacial surgery for trauma (excluding for cosmetic purposes)

    Major Organ Transplant

    Transplant of kidney, liver or heart

    Note: Initial waiting period for the plan is 30 days.

What’s Not Covered

  • Any pre-existing disease(s)
  • Any surgery before or during the waiting period

For a complete list of exclusions, please refer to thepolicy wordings.

How to Apply


Click on the 'Apply Now' button and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

Insurer’s email:
Insurer’s toll-free number: – 1800-102-4488

Contact Us

In case you have any queries related to coverage, exclusions or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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