Surgical procedures and transportation costs can seem quite expensive to many families. However, in the case of a surgery, financial worries should be the last thing on your mind. An insurance policy that covers such costs can greatly help you in relieving any financial stress under such a situation.
FlexiCare Group Insurance Policy - Surgical and Family Transportation Allowance Benefit Cover from Manipal Cigna Health Insurance Co. Ltd. offers coverage towards expenses incurred during a surgical procedure and transportation to the hospital. There is also a hospitalization cover under this product.
Sum Insured up to (Surgical Hospitalization) |
Sum Insured up to (Family Transport) |
Premium (including GST) |
Rs. 50,000 |
Rs. 5,000 |
Rs. 759 |
Rs. 1 lakh |
Rs. 5,000 |
Rs. 1,419 |
Eligibility: You are eligible for Surgical and Family Transportation Allowance Benefit Cover if you are between 18 and 65 years of age, as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
If during the policy year, the policyholder suffers an illness or injury due to an accident and needs to undergo a surgical procedure, covered under the policy, the sum insured will be paid as specified in the policy schedule, in case of in-patient hospitalisation, provided that the surgery is medically necessary and admission date of the hospitalisation is within the policy year.
If during the policy year, the policyholder suffers an injury due to an accident, covered under the policy and needs hospitalization in a hospital situated at a distance of at least 100 kilometer from their actual place of residence and the attending medical practitioner recommends the personal attendance of an immediate family member, the sum insured will be paid as specified in the policy schedule. This payout is towards the transportation of any one immediate family member to the place of hospitalization of the policyholder.
Waiting Period
The initial waiting period for this cover is 30 days, whereas the waiting period for specific illness is 24 months.
Specified disease or procedure waiting period
Since the inception date of the cover, a waiting period specified in the policy schedule shall apply to all treatments. The following treatments, medical or surgical, for all medical expenses along with their complications, are not covered:
*For a complete list of exclusions, please refer to the policy wordings.
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
For queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.