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Surgeries can be expensive, especially due to the facilities and the advancements in technologies incorporated during these. In case of surgeries, managing these expenses can be burdensome, especially when the patient is the only breadwinner of the family. With an insurance policy to cover such costs by your side, you can focus solely on the surgery and recovery.
Bajaj Finance brings to you FlexiCare Group Insurance Policy - Surgery – Surgical Benefit from Manipal Cigna Health Insurance, which provides the benefits of in-patient hospitalization for surgery due to an accident.

Plan Details

Sum Insured up to

Premium including GST

Rs. 1 lakh

Rs. 5274

Rs. 2 lakh

Rs. 10324

Eligibility: You are eligible for Surgery – Surgical Benefit if you are between 18 and 65 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Hospitalisation expenses

    If the policyholder suffers from an illness caused by an event covered under the policy and requires hospitalization to undergo a surgical procedure, the sum insured will be paid as per the policy schedule. The event must take place during the policy year. The surgical procedure must be covered under the policy. In case of in-patient hospitalization, the surgery must be medically necessary. The date of admission of the hospitalization should be within the policy year.

What's not covered?

  1. Any surgery required because of accidents due to adventure sports are not covered under this policy
  2. Any pre-existing disease

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim under this hospital insurance plan by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer’s website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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