Opting for rehabilitation after surgery, as per recommendation of a medical practitioner, is a good idea as it offers the patient the chance to make a steady recovery. However, the expenses incurred during such rehabilitation can be difficult for patients to bear on short notice after a surgical procedure.
FlexiCare Group Insurance Policy - Surgery Rehabilitation Cover from Manipal Cigna Health Insurance Co. Ltd. offers you coverage if the policyholder requires rehabilitation after surgery.
Sum Insured (Rs.)
Premium (including GST)
Eligibility: Individuals between the age of 18 and 65 years can avail this plan. The age is taken as on the last birthday.
Plan Validity: 1 year
If during the policy year, the policyholder suffers an injury due to an accident covered under the policy and is required to undergo a surgery, post which avails a specialist consultation, counselling, extended physiotherapy at a recognized rehabilitation unit, the sum insured will be paid as specified in the policy schedule, for medical expenses towards rehabilitation.
The initial waiting period for this cover is 30 days, whereas the waiting period for specific illness is 24 months.
The benefit is payable subject to being medically necessary and recommended by the treating medical practitioner.
Specified disease or procedure waiting period
Since the inception date of the cover, a waiting period specified in the policy schedule shall apply to all treatments. The following treatments, medical or surgical, for all medical expenses along with their complications, are not covered:
*For a complete list of exclusions, please refer to the policy wordings.
In case you have any queries about coverage, exclusions, or claims, please write to us at firstname.lastname@example.org.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.