An accident is a sudden, unexpected event that has the potential to cause injury or loss. Accidents leave a great number of people permanently disabled all around the world. Having a plan in place that can provide re-training and employment, following impairment might be a lifeline in difficult times. Surgery Re-Training Expense Benefit by Bajaj Finserv provides coverage up to Rs. 25,000 at a premium of Rs. 39 only.
Plan Details
| Sum Insured | Premium Including GST |
| Rs. 25,000 | Rs. 39 |
Eligibility: Individuals between the age of 18 and 65 years can avail of this plan. The age is taken as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
What's covered?
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Surgery Re-training Expenses benefit
High Coverage Limit
Get coverage of Rs. 25,000 with premiums at just Rs. 39 including taxes
Surgery Re-training Expenses benefit
If during the Policy Year, the Insured Person suffers an Illness/ Injury due to an Accident and directly results in the Hospitalization of the Insured Person to undergo a Surgical Procedure, covered under the Policy and suffers Permanent Total Disablement, Permanent Partial Disablement or mental disability , however the Insured Person is capable to take up an alternate occupation which requires training, the Sum Insured will be paid as specified, towards the expenses incurred to re-train the Insured Person for an alternative occupation either in the business of the Policyholder or elsewhere.
Waiting Period
Initial waiting period is 30 days.
What's Not Covered/Exclusions
- Any Pre-existing Disease
*For a full list of exclusions, please refer to the policy wordings.
How to apply?
Applying for the Surgery Re-training Expense Benefit cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.
Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
How to Apply
Click on ‘Apply Now’ button and share your basic details in the online application form
Check and confirm your application by entering the OTP received on your mobile number
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode
You will receive the details of your membership via email/WhatsApp
Claim process
- Insurer’s Email: servicesupport@manipalcigna.com
- Insurer’s Toll free number: 1800-102-4462
Contact Us
In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.