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Surgery Home Nursing Cash

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Due to the loss caused by an accident or sickness, the person goes through several changes after surgery. Following surgery, the patient requires proper medical care and frequently requires home nursing services. Treatment for this can be costly, putting a financial strain on the individual. Bajaj Finserv's Surgery Home Nursing Cash Cover offers coverage of Rs. 1,500 per day for a maximum of 15 days ata premium of just Rs. 549.

Plan Details

Sum Insured Premium Including GST
Rs. 1,500 Rs. 549

Eligibility: Individuals between the age of 18 and 65 years can avail of this plan. The age is taken as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's covered?

  • Money-in-bank

    Surgery Home Nursing Benefit

    If during the Policy Year, the Insured Person suffers an Illness/ Injury due to an Accident and directly results in the Hospitalization of the Insured Person to undergo a Surgical Procedure, covered under the policy, and as a result of which the Insured Person is unable to perform ‘activities of daily living’, the cash benefit will be paid towards a Qualified Nurse arranged by the Hospital to visit the Insured Person’s home to give expert nursing services as per the limit as specified.

    • Get coverage of Rs. 1,500 per day for maximum up to 15 days with premiums of Rs. 549 including taxes.
    • In the event of hospitalisation, the policyholder gets a daily cash allowance of Rs. 1,500 upto 15 days to take care of the day-to-day expenses.

    Waiting Period

    Initial waiting period is 30 days.

What's Not Covered/Exclusions

  • Hospitalization for a period of less than 48 hours
  • Any Pre-existing Disease

*For a full list of exclusions, please refer to the policy wordings.

How to apply?

Applying for the Surgery Home Nursing Cash cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

  • Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
  • Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
  • Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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