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Surgery Home Nursing Benefit

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After undergoing a surgical treatment that leaves one unable to perform the regular activities of daily living, home nursing becomes a crucial aspect of the patient's life. The expense of home nursing therapy is substantial, and the financial load might be difficult to bear at times. Having a medical plan in place that offers some amount of cash can be of great financial assistance. Bajaj Finserv’s Surgery Home Nursing Benefit provides coverage of Rs. 5,000 ata premium of Rs. 184 only.

Plan Details

Sum Insured Premium Including GST
Rs. 5,000 Rs. 184

Eligibility: Individuals between the age of 18 and 65 years can avail of this plan. The age is taken as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's covered?

  • Money-in-bank

    Surgery Home Nursing Benefit

    High Coverage Limit

    Get coverage of Rs. 5,000 with premiums at just Rs. 184 including taxes.

    Surgery Home Nursing Benefit

    If during the Policy Year, the Insured Person suffers an Illness/ Injury due to an Accident and directly results in the Hospitalization of the Insured Person to undergo a Surgical Procedure, covered under the policy, and as a result of which the Insured Person is unable to perform ‘activities of daily living, the cash benefit will be paid towards a Qualified Nurse arranged by the Hospital to visit the Insured Person’s home to give expert nursing services as per the limit as specified.

    Waiting Period

    The initial waiting period is 30 days

    Tax Benefit on Premium

    Tax benefit under Sec 80 D (REPEAT)

What's Not Covered/Exclusions

  • Hospitalization for a minimum period of 48 hours
  • Any Pre-existing Disease

*For a full list of exclusions, please refer to the policy wordings.

How to apply?

Applying for the Surgery Home Nursing Benefit cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

  • Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
  • Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
  • Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

How to apply

Click on ‘Apply Now’ button and share your basic details in the online application form.

Check and confirm your application by entering the OTP received on your mobile number.

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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