With a solid medical care plan in place, a person should be well prepared for any form of medical emergency that may arise. Some plans offer a substantial amount of compensation, while others do not. If a medical care plan does not provide a substantial quantity of monetary compensation, a super-top-up plan can help supplement the amount of compensation. Bajaj Finserv's Super Top Up Cover offers the benefit of top-up insurance with a sum covered of Rs. 20 lakh. By boosting the amount of compensation paid, this plan can be a lifesaver during difficult circumstances.
Sum Insured (Rs.) | 20,00,000 | 20,00,000 |
Deductible (Rs.) | 3,00,000 | 2,00,000 |
Family Combinations | Premium Including GST (Rs.) | |
1 Adult | 2,074 | 3,191 |
1 Adult 1 Kid | 2,489 | 3,829 |
1 Adult 2 Kid | 2,800 | 4,308 |
2 Adults | 2,800 | 4,308 |
2 Adults 1 Kid | 3,173 | 4,882 |
2 Adults 2 Kids | 3,484 | 5,361 |
2 Adults 3 Kids | 3,796 | 5,839 |
2 Adults 4 Kids | 4,107 | 6,318 |
Eligibility: Individuals between the age of 18 and 65 years can avail of this plan. The age is taken as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
Deductible means a cost sharing requirement under a health insurance policy that provides that the insurer will not be liable for a specified rupee amount in case of indemnity policies and for a specified number of days/hours in case of hospital cash policies which will apply before any benefits are payable by the insurer. A deductible does not reduce the Sum Insured.
Under this scheme, if during the Policy Year, the Insured Person suffers an Illness/ Injury and that Illness/ Injury solely and directly results in the Hospitalization the expenses will be paid towards following situations, up to Sum Insured.
Waiting Periods Details |
Period |
Pre Existing Disease Waiting Period |
2 Years |
Specified Disease/Procedure Waiting period |
2 Years |
Initial Waiting Period for Hospitalisation |
30 Days |
Policy Tenure |
1 Year |
Cover Type |
Individual & Family Floater |
Relationships Allowed |
Self, Spouse, Son, Daughter |
Age (Min-Max) |
1. Individual - 18 to 65 yrs. |
2. Family - Adult above 18 yrs., Dependent children - 91 Days up to 25 years |
*For a full list of exclusions, please refer to the policy wordings.
How to apply?
Applying for the Super Top up Cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.
Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
In case you have any queries about coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.