Medical emergencies are unexpected events due to sudden illness or accidental injuries that require medical attention and care. Treatment of this can be expensive, and sometimes the financial burden is too high to manage.
Bajaj Fiinserv brings to you ProHealth Group Insurance Policy Super Top Up Cover from Manipal Cigna Health Insurance, which provides the benefit of Super Top Up policy with a sum insured of Rs. 20 lakh.
|Sum insured (Rs.)||20 lakh||20 lakh|
|Deductible (Rs.)||3 lakh||2 lakh|
Premium Including GST (Rs.)
|1 adult and 1 kid||2,370||3,647|
|1 adult and 2 kids||2,667||4,103|
|2 adults and 1 kid||3,022||4,650|
|2 adults and 2 kids||3,319||5,105|
|2 adults and 3 kids||3,615||5,561|
|2 adults and 4 kids||3,911||6,017|
Note: Deductible means a cost-sharing requirement under a health insurance policy that provides that the insurer will not be liable for a specified rupee amount in case of indemnity policies and for a specified number of days/hours in case of hospital cash policies which will apply before any benefits are payable by the insurer. A deductible does not reduce the Sum Insured.
Age (Min - Max)
|Individual - 18 to 65 years||Family - Adult above 18 years
Dependent children - 91 days up to 25 years
Relationships allowed - Self, spouse, son, daughter
Cover type – Individual and family floater
Tenor – The tenor for the policy is 1 year
|Waiting Periods Details||Period|
|Pre-existing disease waiting period||2 years|
|Specified disease/procedure waiting period||2 years|
|Initial waiting period for hospitalisation||30 days|
*Please refer to the policy wording for a full list of exclusions.
How to apply
Applying for the Super Top Up Cover, requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.
In case you have any queries related to coverage, exclusions, or claims, please write to us at firstname.lastname@example.org
Disclaimer - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws which are subject to change in future. Pls consult your tax advisor for more details. Visitors are hereby informed that by providing their personal or any information on our website they agree and understand that the information submitted by them may be shared with insurers.
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