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Spouse benefit Cover

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A sudden mishap can put your spouse in the middle of a crisis. With FlexiCare Group Insurance Policy-Spouse Benefit Cover by Manipal Cigna Health Insurance, you can ensure your partner is secured and well looked after. This policy provides coverage up to Rs. 1 Lakh in case of registered member’s demise, or permanent total disablement (PTD) or, permanent partial disablement (PPD) due to an accident.

Plan Details

Sum Insured (Rs.) Premium Including GST (Rs.)
Rs. 1 lakh Rs. 79
Eligibility criteria: Persons belonging to the age group of 18-65 years Policy/Cover tenure will be valid till one year.

What's Covered

What's Covered

  • Money-in-bank

    Coverage in case of Death

    In case of the insured person’s demise caused by an accident, a coverage up to Rs. 1 lakh will be paid to the nominee, irrespective of whether the spouse is an insured person under this policy.

  • Money-in-bank

    Permanent Total Disablement (PTD)

    In case the insured person suffers an illness/ injury due to an accident which results in PTD, then the nominee in this plan can avail the coverage, even if the spouse is not an insured person under this policy.

  • Money-in-bank

    Permanent Partial Disablement (PPD)

    If the insured person suffers an illness/injury due to an accident causing PPD, then amount covered will be offered to the widowed spouse of the insured person, irrespective of whether the spouse is an insured person under this Policy.

  • Any illness or injury before 30 days of initial waiting period will not be covered.
  • Any pre-existing disease.

For list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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