Smoker’s Care Plan is an essential health package for people who smoke regularly. This plan helps track a person’s health by providing lab packages that are required for assessing the risks involved. The plan also contains free teleconsultation benefit, so you can communicate via video/call/chat with the doctor from the comfort of your home. Bajaj Finance brings to you the Smoker’s Care Plan from Bajaj Finserv Health Ltd. (BFHL), which provides Lab test packages, doctor’s consultation benefit and network discounts.
|Smokers’ Care||Smokers’ Care Essential||Smokers’ Care Classic|
|Lab test package (Prime network)||No. of tests||Membership fee||No. of tests||Membership fee|
|Kidney function test||1||1|
|Liver function test||1||1|
|Pulmonary function test||0||1|
|Benefits up to Rs. 1,000||Benefits up to Rs. 1,500|
|- 10% discount on pharmacy
- 10% discount on doctor consultation
- 10% discount on lab & radiology
- 10% discount on health plans & packages
- 5% discount on IPD room rent
- 10% discount on dental procedures
- 10% discount on spectacles
- Free ambulance for IPD admissions
It consists of a pre-defined set of tests aimed to identify and minimize risk factors in addition to detecting illnesses at an early stage.
- Every policy year, you will have the option to undergo checkup for a pre-defined lab test package as per the plan chosen by the you.
- Only adults listed under the policy are eligible to take the health care tests. The tests will only be available at Bajaj Finserv Health Prime partner hospitals and labs are updated on a regular basis.
Consult with any doctor of your choice listed on the Bajaj Finserv Health platform via video, audio, or chat channel subject to speciality & frequency of consultation mentioned in the offered plan. This benefit can be availed by all members listed under the policy.
Discounts are offered on healthcare expenses within the Bajaj Finserv Health Prime network. Here is the list of discounts.
1. OPD consultation discount: 10%
2. Lab & radiology discount: 10%
3. Health plans & packages discount: 10%
4. Pharmacy discount: 10%
5. Spectacle discounts: 10%
6. Dental procedure discounts: 10%
7. Room rent discount: 5%
8. Free ambulance for IPD admissions
- Network discounts are applicable only at the Bajaj Finserv Health Prime network. Please note that all network discounts may not be applicable at all Bajaj Finserv Health Prime networks.
- Network discounts can be utilized multiple times (unlimited) with no capping on the maximum discount that can be availed by the customer.
Exclusions Under Lab Test Package
Exclusions Under Teleconsultation Benefit
Exclusions To Availing Network Discounts
Doctor Consultation Benefit/Lab and Radiology Benefit
The reimbursement claims for doctor consultations or lab and radiology benefits can be raised in the following three ways:
You can raise and avail of the benefit of cashless claims or teleconsultation, by following any of the two methods listed below:
Lab Test Package (Prime Network Only)
You can avail of the cashless claims for the lab test package, in the following ways:
Bajaj Finserv Health Prime Network offers discounts on healthcare services, which can be availed in the following ways:
In case you have any queries about coverage, exclusions, or claims, please write to us at email@example.com.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.