Smoker’s Care Plan is an essential health package for people who smoke regularly. This plan helps track a person’s health by providing lab packages that are required for assessing the risks involved. The plan also contains free teleconsultation benefit, so you can communicate via video/call/chat with the doctor from the comfort of your home. Bajaj Finance brings to you the Smoker’s Care Plan from Bajaj Finserv Health Ltd. (BFHL), which provides Lab test packages, doctor’s consultation benefit and network discounts.
|Smokers’ Care||Smokers’ Care Essential||Smokers’ Care Classic|
|Lab test package (Prime network)||No. of tests||Membership fee||No. of tests||Membership fee|
|Kidney function test||1||1|
|Liver function test||1||1|
|Pulmonary function test||0||1|
|Benefits up to Rs. 1,000||Benefits up to Rs. 1,500|
|- 10% discount on pharmacy
- 10% discount on doctor consultation
- 10% discount on lab & radiology
- 10% discount on health plans & packages
- 5% discount on IPD room rent
- 10% discount on dental procedures
- 10% discount on spectacles
- Free ambulance for IPD admissions
It consists of a pre-defined set of tests aimed to identify and minimize risk factors in addition to detecting illnesses at an early stage.
- Every policy year, you will have the option to undergo checkup for a pre-defined lab test package as per the plan chosen by the you.
- Only adults listed under the policy are eligible to take the health care tests. The tests will only be available at Bajaj Finserv Health Prime partner hospitals and labs are updated on a regular basis.
Consult with any doctor of your choice listed on the Bajaj Finserv Health platform via video, audio, or chat channel subject to speciality & frequency of consultation mentioned in the offered plan. This benefit can be availed by all members listed under the policy.
Discounts are offered on healthcare expenses within the Bajaj Finserv Health Prime network. Here is the list of discounts.
1. OPD consultation discount: 10%
2. Lab & radiology discount: 10%
3. Health plans & packages discount: 10%
4. Pharmacy discount: 10%
5. Spectacle discounts: 10%
6. Dental procedure discounts: 10%
7. Room rent discount: 5%
8. Free ambulance for IPD admissions
- Network discounts are applicable only at the Bajaj Finserv Health Prime network. Please note that all network discounts may not be applicable at all Bajaj Finserv Health Prime networks.
- Network discounts can be utilized multiple times (unlimited) with no capping on the maximum discount that can be availed by the customer.
Exclusions Under Lab Test Package
Exclusions Under Teleconsultation Benefit
Exclusions To Availing Network Discounts
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
Doctor Consultation Benefit/Lab and Radiology Benefit
The reimbursement claims for doctor consultations or lab and radiology benefits can be raised in the following three ways:
You can raise and avail of the benefit of cashless claims or teleconsultation, by following any of the two methods listed below:
Lab Test Package (Prime Network Only)
You can avail of the cashless claims for the lab test package, in the following ways:
Bajaj Finserv Health Prime Network offers discounts on healthcare services, which can be availed in the following ways:
A pre-employment health check-up is an essential part of the employee benefit of any organisation. This gives assurance and informs the company about the health status and welfare of the newly appointed employee at the organisation. This significantly checks the comprehensive health condition of every person. As a result, employers may have to step in for the betterment of the business.
This pre-medical examination is productive for both employers and employees. The primary motive of conducting a pre-employment medical test is to ensure that the newly hired candidate is free of any medical condition that could harm other employees at the organisation. Furthermore, it establishes a record of baseline health, depending on which the upcoming health condition of the employee can be compared.
Some specific pre-employment medical check-ups depend on factors like geographic location and job responsibilities. Here are some of the pre-employment check-ups, including:
As per the Factories Act, 1948, the Indian Government has made it mandatory for industrial endeavours to perform pre-employment health check-ups for all the contractual and permanent employees working in manufacturing industries. These medical check-ups ensure the safety and health of employees. Furthermore, this pre-employment health check-up is also conducted in various organisations to maintain a safe and productive environment among employees.
Since these medical check-ups involve various lab tests and doctor’s consultations, individuals can choose the pre-employment health check-up plan extended by Bajaj Finserv Health Limited, which provides a wide range of discounts and benefits on the necessary medical check-up.
Usually, a pre-employment health check-up may take 15-90 minutes based on the test and assessments category. Moreover, it also depends on the number of medical tests and the diagnostic centre where it would happen.
The five basics pre-employment medical tests conducted by the organisation are:
In case you have any queries about coverage, exclusions, or claims, please write to us at firstname.lastname@example.org.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.