Convenient and quick. Bajaj Finserv SME Loans are designed to help growing businesses meet their financial requirements in a timely, easy way. With loan up to Rs. 30 lakh, a unique Flexi loan facility, and approval in just 24 hours, our SME Loan is the ideal source of hassle-free finance for your business.
High loan limit of Rs. 30 lakh, to finance all your business needs.
Easy online application process with approval in 24 hours, and disbursal within 48 hours.
Flexi loan facility, to let you borrow and prepay funds as per your business’s requirements. Get a set loan limit for a fixed tenor, and borrow from it whenever you need, as many times as you need. Get the option to pay only the interest amount as EMIs, and repay the principal at the end of the tenor. Pay interest only on the amount withdrawn, and not the full loan limit.
Easy eligibility criteria with minimal documentation required, for easy processing.
Tenors ranging from 12 months to 60 months, to fit your budget.
Complete online management of your loan account, for hassle-free access to your funds.
No collateral or guarantors needed, for quick loan processing
Meet your financial obligations with a personal loan of up to Rs.25 lakh.
Our SME Loans come with fast processing, minimal documentation requirements, and nominal interest rates. Use this loan to expand your business operations, upgrade your equipment, or boost your working capital. Apply for an SME Loan from Bajaj Finserv today.
To apply for an SME Loan from Bajaj Finserv, you must be one of the following:
Self-employed Professionals (SEP) – Allopathic doctors, chartered accountants, company secretaries, and architects who are practicing their profession
Self-employed Non-professionals (SENP) – Traders, manufacturers, retailers, proprietors, and service providers
Entities - Partnerships, limited liability partnerships, private limited, and closely held limited companies
You should be an Indian resident aged between 25-66 years
Your business should have a vintage of at least 3 years
You will need the following documents to apply for an SME Loan:
Charges for Bajaj Finserv SME Loan are as follows:
*Applicable following 1st EMI clearance.
*For Term Loan on principal outstanding
*For Flexi Interest-only Loan Charges will be calculated on sanctioned limit
*For Flexi Term Loan charges will be calculated on current Dropline limit
*SME Loan can be foreclosed only after the first EMI is paid. Before this, the loan can only be cancelled.
*Part-prepayment made should be more than 1 EMI.
*These charges are not applicable for Flexi Interest-only and Flexi Term facilities.
You can apply for an SME Loan offline or online.
To apply offline, SMS ‘BL’ to 9773633633. Our representative will contact you with your pre-approved loan offer.
To apply online, click here and fill out the application form. Our representative will contact you with your loan offer within 24 hours.
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