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Any long-term financial plan must include planning for expenses required to ease the financial burden on your loved ones even when you are not there to support them. With FlexiCare Group Insurance Policy - Accidental Death, Repatriation of Mortal Remains, Funeral Expenses & Spouse Cover from Manipal Cigna Health Insurance,the nominees of the insured individuals canget coverage for costs incurred during transportation of the remains, burial, cremation, and a payout to the spouse of the deceased.

Plan Details


Sum Insured up to

Premium Incl. GST

Accidental Death (AD)

Rs. 5 lakh

Rs. 234

Repatriation of Mortal Remains Benefit

Rs. 50,000

Funeral Expenses Benefit

Rs. 10,000

Spouse Benefit

Rs. 1 lakh

Eligibility: You are eligible for the Accidental Death, Repatriation of Mortal Remains, Funeral Expenses & Spouse coverage between 18 and 65 years of age as on last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Accidental Death Coverage

    Suppose the insured person suffers from an accident covered under the policy that results in death. In that case, the insured person will receive the sum insured as per the certificate of insurance or the policy scheduled. The event must be covered under the insurance policy and should result directly in the policyholder passing away solely due to the injury within 365 days from the date of the accident. Once an insurance claim is accepted and paid under this benefit, it automatically terminates for the insured person.

  • Money-in-bank

    Repatriation of Mortal Remains

    If the Accidental Death claim gets accepted, under Sections I.A.1 as per the policy document, concerning the policyholder, the insurer will reimburse the amount up to the limit specified against this benefit in the policy schedule. This amount is reimbursed towards the costs associated with the transportation of mortal remains from the place of death to the home location. You will also receive assistance from the medical assistance service or the insurer for organizing or obtaining the necessary clearances for the repatriation of mortal remains.

  • Money-in-bank

    Funeral Expenses Benefit

    If the Accidental Death claim gets accepted, under Section I.A.1 with respect to the policyholder, the insurer will make a payout for the amount payable under Section I.A.1. This one-time lump sum payment specified in the policy schedule is made towards:

    a. Expenses incurred in preparing the policyholder's body for burial or cremation and transportation to the address mentioned in the policy schedule

    b. Funeral or cremation expenses concerning the policyholder

  • Money-in-bank

    Spouse Benefit

    If the accidental death claim is accepted under Section I.A.1 concerning the policyholder, an additional amount is payable as specified against this benefit in the policy schedule. This amount concerns the widowed spouse of the policyholder, irrespective of whether the spouse is insured under the policy.

What's not covered?

  1. Any pre-existing disease
  2. Any accident except adventure sports

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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