Features of the Platinum Choice SuperCard

  • Welcome rewards

    Welcome rewards

    Get 2,000 reward points on spending Rs. 2,000 within 30 days of card issuance

  • Milestone bonuses

    Milestone bonuses

    Get 5,000 reward points on crossing spends of Rs. 75,000 in a year

  • Offer on movie tickets

    Offer on movie tickets

    Get 10% off up to Rs. 100 on movie tickets on BookMyShow

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Rewards on online spends

    Rewards on online spends

    2x reward points on online spend, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Annual savings

    Annual savings

    Savings of up to Rs. 4,500 annually

  • Annual Fee waiver

    Annual Fee waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawal for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

With the Platinum Choice SuperCard, you can easily handle all credit requirements. Features like the emergency advance, interest-free cash withdrawals, EMI conversion on shopping and more make it a great option to have.

What’s more, other spend-related benefits like the credit card reward points and fuel surcharge waiver make transacting with this card a pleasure as it saves you money in the long run.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 499 + GST

Annual fee

Rs. 499 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Upto 1.8% + GST of (ticket amount +IRCTC service charge).

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel

1% + GST surcharge on the fuel transaction value or Rs. 10 + GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20

Overdue interest on extended credit

Upto 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ late payment fee

15% of the total amount due (min. Rs. 50, max. Rs. 1,500)

Effective from 1st July'2022 revised late payment charges will be applicable*.

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (min. Rs. 300 + GST) of the draft amount

Card replacement (lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Charge slip retrieval/ copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ dishonour fee auto-debit reversal/ bank account out of funds

Rs. 500 + GST

Merchant EMI transaction

Rs. 199 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)

Late payment fee (Rs.) 

Up to 100 

0

100.01 - 500

100

500.01 - 5,000 

500

5,000.01 - 10,000

750

10,000.01 - 25,000

900

25,000.01 - 50,000

1,000

Above 50,000

1,300


The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments registered overseas, even if the merchant is in India, attract a cross-border charge.

*Terms and Conditions apply

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Platinum Choice SuperCard: Frequently asked questions

How can I get the welcome reward points?

To get the welcome gift of 2,000 reward points, pay the joining fee and spend Rs. 2,000 within 30 days of card issuance.

What is the annual fee on the card?

The annual fee for this card is Rs. 499. This annual fee is waived off on an annual spend of Rs. 50,000.

How can I earn reward points?

You earn reward points through purchases made with the SuperCard. Check for these at the end of the month and redeem them online.

Which categories do the reward points apply to?

You can redeem your reward points for purchases on categories like travel, shopping, voucher, mobile recharge, etc.

How will I receive the fuel surcharge waiver?

The waiver amount is credited in the next month when you transact for fuel of value between Rs. 500 to Rs. 4,000.

What are the annual milestone rewards?

For the Platinum Choice SuperCard, you can get 5,000 reward points annually for spending Rs. 75,000.

How can I avail the emergency advance facility?

To convert your cash limit into a loan, call customer care on 022 6232 7777. You can be avail of this facility once a year.

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