Bajaj EMI Card Review

HOW TO AVAIL THE OFFER

  1. Opt-in by sending SMS 'JUSTEMI' to '8424009661'
  2. Walk into your nearest partner store
  3. Select the product you want to purchase
  4. Submit a copy of your KYC documents and a cancelled cheque to our in-store representative
  5. Bring home all your favourite products on easy EMIs
    Note: Customer will be eligible for voucher rewards post repaying the first 3 EMIs of the loan as per the repayment schedule

TERMS & CONDITIONS: “#JUST EMI”

  1. DEFINITIONS
    Following words shall for the purpose of these terms and conditions, be defined to mean as below:
    'BFL' refers to Bajaj Finance Limited.
    'Customer' means an Indian citizen who avails a loan from BFL during the Offer Period.
    'Offer Period' shall mean the period commencing from 12:00 am on 28th of September 2019 to 11:59 on 3rd of November, 2019.
    'Participating Store(s)' shall mean such retail store(s) or dealer outlets which are empaneled with BFL and which are participating in this Promotion and which are in such locations as detailed in Annexure I.
    'Promotion' shall mean the '#JUSTEMI' promotional program offered by BFL for its EMI Customers during the Offer Period.
    'Reward' refers to reward offered to the Customer(s) under this Promotion.
    'Website' means BFL’s website at the following URL https://www.bajajfinserv.in/finance/
    'Product' shall mean the following products purchased from Participating Stores on finance from BFL:

    AIR CONDITIONER
    AIR COOLER
    AIR PURIFIER
    CAMERAS
    DIGITAL CAMERA
    DSLR
    ELECTRIC WATER HEATER
    FLOUR MILL
    GEYSER
    HOME THEATRE
    LAPTOP
    LCD
    LED
    LENSES
    MICROWAVE OVEN
    MUSIC SYSTEM
    PHONE(WEB-MOBILE)
    SMART TV
    WASHING MACHINE
    WATER COOLER
    WATER HEATER
    WATER PURIFIER
  2. This Promotion is valid for only such Customers:
    1. Who mandatorily avail a loan of INR 15,000/- or above from BFL for purchasing a Product from the Participating Stores (List mentioned in Annexure II) during the Offer Period and who successfully repay the first three equated monthly installments of the loan as per the repayment schedule.
    2. who opt in for participating in the promotion by sending “JUSTEMI' to 8424009661 through SMS from their mobile number that has been registered with BFL
  3. Customers may be eligible for the following Rewards as detailed below under the respective Schemes:
    1. Scheme I (Voucher Rewards): Under this Scheme, a Customer shall be eligible for the following voucher Reward on purchase of Products from Participating Stores depending on the Loan amount availed as per below table and subject to fulfillment of all criteria specified under clause 2:

      Loan amount availed to purchase the Product (INR) Gift Vouchers worth (in INR)
      Netflix Subscription* Bigbazaar* Bookmyshow* Makemytrip*
      15,000/- to 24,999/- 1500 500 500 1000
      25,000 to 34,999/- 1500 750 750 2000
      35,000 to 44,999/- 1500 1000 1000 3000
      Above 45,000/- 1500 2500 2500 4000
      *Use of above vouchers are subject to terms and conditions of third party entities. BFL shall not be responsible for any issues pertaining to use/non-use and all concerns must be directly addressed to the issuer of the voucher.
      * A Customer can qualify only once for a Reward under this Scheme I. For the avoidance of doubt, it is hereby clarified that a Customer is eligible for only one Reward under this Scheme I during the Offer Period irrespective of multiple transactions and the Reward voucher value shall be determined basis the first loan transaction effected by the Customer during the Offer Period as per Indian Standard Time.
    2. Scheme II (Digital Gold Voucher Reward): Under this Scheme, Digital Gold voucher worth INR 10,000/- shall be awarded to the 11 (eleven) Customers daily, who avail the highest loan amount from BFL for purchasing Products from the Participating Stores for all locations as per the table below for the given day during the period commencing from 12:00 am on 28th of September 2019 to 11:59 on 8th of October, 2019 ('Scheme II Period') and subject to fulfillment of all criteria specified under clause 2.
      1. Following number of Rewards will be given daily for the Scheme II Period to the highest spenders depending on the location from where purchase is made:

        Location
        (Please refer to Annexure I for list of location that fall under the below titles)
        Number of Highest Spenders who are Eligible for Gold Voucher basis total loan value availed*
        CD Prime 5
        CD Growth NE 3
        CD Growth SW 3
        Total 11
        In the event a Customer purchases two or more products under the Promotion, the aggregate loan amount availed by such Customer from BFL in a single loan transaction, shall be considered while selecting the highest spender and calculating the loan value availed.
        *In the event two or more Customer(s)have availed the highest loan value, the Customer who has completed the qualifying loan transaction first and have also met all the criteria specified by BFL, shall be eligible for the Reward.
        *Gold Voucher is subject to terms and conditions of the issuer and BFL shall not be responsible for any issues faced by the Customer in this regard. All issues are to be directly addressed to the issuer of the Gold Voucher.
        * A Customer can qualify any number of times for a Digital Gold Voucher Reward under this Scheme II during the Scheme II Period but a Customer shall qualify only once for the aforesaid reward during a given day of the Scheme II Period.
  4. The usage of Rewards shall be governed by the applicable terms and conditions governing the Reward which will be in addition to these terms and conditions.
  5. This Promotion is available only in select cities of India and is valid only for Indian citizens. This Promotion is not applicable in places wherever prohibited and / or on gifts / services for which such offers cannot be made available for any reason whatsoever.
  6. The Promotion and the Rewards are available at the sole discretion of BFL and subject to changes as deemed fit by BFL, without any prior notice.
  7. Participating in this Promotion is voluntary and the Customer is not bound to participate in this Promotion. There is no compensation for non-participation in the Promotion under any circumstances whatsoever.
  8. This Promotion cannot be combined with any other offer/discount/promotion of BFL.
  9. Notwithstanding anything contained in the Promotion thereunder or these terms and conditions, any images, representations, content etc. and all intellectual property rights pertaining thereto which belong to any third party, shall continue to vest with such party and by using such images, representations etc., BFL in no way claims any right whatsoever relating to such intellectual property.
  10. The eligible Customers shall receive their Reward only upon disbursement of the loan amount availed under the Promotion by BFL to the Customer. The Reward shall be shared with the Customer by BFL via SMS communication sent to their mobile number registered with BFL, within 120 (One Hundred and Twenty) days from the date of the aforesaid disbursement of the loan amount provided successful repayment of first three EMIs.
  11. All applicable taxes, fees and levies (excluding ‘gift’ tax or tax deducted at source, where applicable) will need to be solely paid by the Customer(s).
  12. The tax deducted at source in respect of the Reward, where applicable, shall be paid by BFL.
  13. Where the Customer has provided any incorrect information at the time of registration for the Promotion and/or at the time of collecting his/her Reward, then his/her selection is subject to cancellation.
  14. This Promotion is a special offer for BFL Customers only and nothing contained herein shall prejudice or affect the terms and conditions of the Customer loan agreements. These terms and conditions shall be in addition to and not in derogation to the terms and conditions prescribed by BFL for the loan.
  15. Nothing herein amounts as a commitment by BFL to provide further or similar offers.
  16. BFL is not a supplier/manufacturer/issuer of the products purchased by Customer or the Rewards provided to the Customers under this Promotion and will not accept any liability in relation thereto. Accordingly, BFL shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products or Rewards provided by third parties.
  17. Notwithstanding anything herein, BFL shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the products or Rewards provided by third parties.
  18. Disputes, if any, regarding the products/services/Rewards under the Promotion must be addressed in writing, by the Customers directly to the merchant/issuer of the Rewards and BFL shall not entertain any communication in this regard.
  19. These terms and conditions prevail over the contents of any brochure or other promotional material advertising the Promotion.
  20. In case of cancellation/refund of the qualifying loan transaction, Customer’s eligibility for availing the Promotion and/or the Reward will be at the sole discretion of BFL.
  21. BFL, its group entities/ affiliates or their respective directors, officers, employees, agents, vendors, etc., shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered by a Customer, directly or indirectly, including for reasons arising out of use or non-use of products/ services or participation under this Promotion.
  22. BFL shall not be liable for termination or delay of the Promotion or the Rewards forming part of the Promotion due to any force majeure event and will not be liable for any consequences.
  23. The Promotion is not transferable, non-negotiable and cannot be encashed under any circumstances.
  24. These terms and conditions shall be governed by the laws of India. All disputes if any arising out of or in conjunction with or as a result of this Promotion or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts in Pune only. The existence of a dispute, if any, shall not constitute a claim against BFL.
  25. This Promotion is subject to laws, rules and regulations as may be applicable in any jurisdiction in India, from time to time, and accordingly in places where not permissible shall be deemed as not applicable.
  26. The Customers agree to be bound by the terms and conditions contained herein. Without a Customer being required to do any further act, the Customers shall be deemed to have read, understood and unconditionally accepted the terms and conditions herein.

ANNEXURE I – List of Location under the Promotion

CD Prime Cities CD Growth NE Cities CD Growth SW Cities
AHMEDABAD ABOHAR ADIMALI
AURANGABAD AGARTALA AHMEDABAD
BADSHAHPUR AGRA AHMEDNAGAR
BANGALORE AHMDAPUR AJMER
BARODA ALIGARH AKKALKOT
BARUIPUR ALIPURDR AKOLA
BHIWADI ALLAHABAD ALAPPUZHA
BHIWANDI AMBALA AMARAVATHI
BHOPAL AMBIKAPUR AMRAVATI
CHENGALPATTU AMRITSAR ANAND
CHENNAI ANGUL ANANTPUR
COCHIN ARAMBAGH ANDIPATTI
COIMBATORE ARRAH ANGAMALY
DELHI ASANSOL ANKLESHWAR
FARIDABAD AURANGABAD BH ARANI
GHAZIABAD BADAUN ARMOOR
GUDIVADA BAGNAN AVINASHI
GURGAON BALASORE BANGALORE
HYDERABAD BALURGHAT BANKURA
INDORE BANKURA BARODA
JOYNAGAR BARABANKI BATLAGUNDU
KALYANI BAREILLY BELGAUM
KOLKATA BARIPADA BERHAMPUR
KONDAPALLI BARNALA BHADRACHALAM
MANESAR BASIRHAT BHARUCH
MANGALAGIRI BATALA BHAVNAGAR
MUMBAI BEGUSARAI BHAWANI MANDI
NAGPUR BELIATORE BHILAI
NARNAUL BERHAMPUR BHILWARA
NASIK BHAGALPUR BHIMAVARAM
NOIDA BHATINDA BHOKAR
PUNE BHILAI BHOPAL
REWARI BHIWANI BHUBANESWAR
SANGAREDDY BHUBANESWAR BIKANER
SURAT BHUNTAR BOTAD
THANE BIHAR SHARIF BURDWAN
THIRUVALLUR BIJNOR CALICUT
VAIZAG BILASPUR CHALAKUDY
VIJAYAWADA BISHNUPUR CHAMPA
  BOKARO CHANDIGARH
  BOLPUR CHANDRAPUR
  BONGAON CHANGANASSERY
  BRAHMAPUR TOWN CHENNAI
  BRAJARAJNAGAR CHERPULASSERY
  BULANDSHAHR CHERTHALA
  BURDWAN CHILAKALURIPET
  CHAIBASA CHIRALA
  CHAKRADHARPUR CHITTOOR
  CHAMPA COCHIN
  CHANDIGARH COIMBATORE
  CHARKHI DADRI CUDDALORE
  CHATRAPUR CUDDAPAH
  CHITTARANJAN DAUSA
  CONTAI DAVANGERE
  CUTTACK DELHI
  DAMOH DEWAS
  DARBHANGA DHARAPURAM
  DARJEELING DHARWAD
  DASUYA DIGGI MALPURA
  DEHRADUN DINDIGUL
  DEOGHAR DUNGARPUR
  DERA BASSI DURGAPUR
  DHANBAD ELURU
  DHARAMSHALA ERODE
  DHENKANAL GADCHANDUR
  DHUPGURI GANGAKHED
  DHURI GHAZIABAD
  DIBRUGARH GOA
  DINHATA GULBARGA
  DUMKA GUMMIDIPOONDI
  DURGAPUR GUNTUR
  FAIZABAD GURGAON
  FALAKATA GUWAHATI
  FARIDKOT HALDIA
  FARUKHABAD HARUR
  FATEHABAD HINDUPUR
  FAZILKA HOSUR
  FEROZPUR HUBLI
  GANGTOK HYDERABAD
  GARHSHANKAR ICHALKARANJI
  GAYA IRINJALAKUDA
  GHARAUNDA JABALPUR
  GIRIDIH JAGTIAL
  GOHANA JAIPUR
  GOLAGHAT JALGAON
  GURDASPUR JAMNAGAR
  GUWAHATI JANGAREDDYGUDEM
  GWALIOR JODHPUR
  HAJIPUR BH JUNAGARH
  HALDIA KAGAL
  HALDWANI KAKINADA
  HAMIRPUR KALPETTA
  HANSI KAMAREDDY
  HARDOI KANHANGAD
  HARDWAR KANNUR
  HAZARIBAG KARAIKUDI
  HISSAR KARIMNAGAR
  HOSHIARPUR KARUNAGAPPALLY
  JABALPUR KARUR
  JAGADHARI KARWAR
  JAGDALPUR KATTAPANA
  JAGRAON KAYAMKULAM
  JAJPUR ROAD KHAMMAM
  JALANDHAR KHARAGPUR
  JALESWAR KODAIKANAL
  JALPAIGURI KODUNGALOOR
  JAMMU KOLHAPUR
  JAMSHEDPUR KOLKATA
  JATANI KOLLAM
  JAUNPUR KONDOTTY
  JHANSI KOOTHATTUKULAM
  JHARSUGUDA KORBA
  JIND KORUTLA
  JOGINDER NAGAR KOTA
  JORHAT KOTHAGUDEM
  KAITHAL KOTHAMANGALAM
  KALIMPONG KOTTAKKAL
  KALKA KOTTARAKARA
  KALNA KOTTAYAM
  KANGRA KRISHNAGIRI
  KANIHA KUMBAKONAM
  KANPUR KURNOOL
  KAPURTHALA LOHA
  KARNAL LUCKNOW
  KASHIPUR MACHILIPATNAM
  KATHUA MADANAPALLE
  KATIHAR MADURAI
  KATWA MAHABUBNAGAR
  KHANNA MAKRANA
  KHARAGPUR MALAPPURAM
  KHARAR MANAPPARAI
  KOCH BIHAR MANCHERIAL
  KODARMA MANDIDEEP
  KORBA MANGALORE
  KOTDWAR MANNARGUDI
  KOTKAPURA MANNARKKAD
  KURUKSHETRA MAPUSA
  LADWA MARGAO
  LUCKNOW MARTHANDAM
  LUDHIANA MENJERI
  MALDA MERTA
  MALERKOTLA MHOW
  MALOUT MIRYALAGUDA
  MANDI MUMBAI
  MANSA PB MUSIRI
  MATHURA MUVATTUPUZHA
  MAYNAGURI MYSORE
  MECHEDA NAGDA
  MEMARI NAGERCOIL
  MIRZAPUR NAGPUR
  MOGA NAIGAON
  MORADABAD NALGONDA
  MORINDA NAMAKKAL
  MOTIHARI NANDED
  MUGHALSARAI NANDYAL
  MUKERIAN NARASARAOPET
  MUKTSAR NASIK
  MUZAFFARPUR NELAMBOOR
  NABADWIP NELLORE
  NABHA NIRMAL
  NAGAON NIZAMABAD
  NAKODAR NOIDA
  NANGAL ONGOLE
  NARAINGARH OTTAPPALAM
  NARWANA PALAI
  NAYAGARH PALAKAD
  NIMAPADA PALLADAM
  PALWAL PANDALAM
  PANIPAT PARASSALA
  PATHANKOT PARBHANI
  PATIALA PATHANAMTHITTA
  PATNA PATNA
  PATTRAN PATTAMBI
  PEHOWA PATTUKOTTAI
  PHAGWADA PAYYANNUR
  PHUSRO PERAMBRA
  PILIBHIT PERINTHALMANNA
  PURI PHULERAJUNCTION
  PURNIA PILANI
  PURULIA PITHAMPUR
  RAEBARELI POLLACHI
  RAGHUNATHGANJ PONDICHERRY
  RAGHUNATHPUR PONNANI
  RAIGANJ PONNUR
  RAIPUR PUNE
  RAIRANGPUR PURULIA
  RAJNANDGAON QUEPEM
  RAJPURA QUILANDY
  RAMGARH RAIPUR
  RAMPURA PHUL RAJAHMUNDRY
  RAMPURHAT RAJAMPET
  RANAGHAT RAJKOT
  RANCHI RAMAGUNDAM
  RANIGANJ RAMNATHPURAM
  RISHIKESH RANCHI
  ROHATAK RAVATBHATA
  ROORKEE SALEM
  ROPAR SAMBALPUR
  ROURKELA SANGLI
  RUDRAPUR SANGRUR
  SAFIDON SHIMOGA
  SAGAR SIDDIPET
  SAHA SIRSILLA
  SAMALKHA SOLAPUR
  SAMANA SRIGANGANAGAR
  SAMASTIPUR SRIKAKULAM
  SAMBALPUR SRIKALAHASTI
  SANGRUR SRIMADHOPUR
  SASARAM SULTAN BATHERY
  SEURI SULUR
  SHAHBAD MARKANDA SUPA MH
  SHILLONG SURYAPET
  SHIMLA TADEPALLIGUDEM
  SILCHAR TALIPARAMBA
  SILIGURI TENALI
  SINGRAULI THALASSERY
  SIRHIND THAMARASSERY
  SIRSA THANJAVUR
  SITAMARHI THENI
  SIVASAGAR THIRUTHANI
  SOLAN THIRUVALLA
  SONEPAT THODUPUZHA
  SORO TIRUCHIRAPALLY
  SRIGANGANAGAR TIRUNELVELI
  SUNAM TIRUPATI
  SUNDARGARH TIRUPUR
  TALCHER TIRUR
  TAMLUK TRICHUR
  TARKESHWAR TRIVANDRUM
  TARN TARAN TUTICORIN
  TINSUKIA UDAIPUR
  TOHANA UDIPI
  UNA UDUMALPET
  UNNAO UJJAIN
  VARANASI VADAKARA
  WAIDHAN VADAKKENCHERRY
    VALANCHERY
    VALLIYUR
    VALSAD
    VAPI
    VELLAKOIL
    VELLORE
    VIJAYAWADA
    VIZIANAGARAM
    WANAPARTHI
    WARANGAL