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1. Shop from a range of products that include

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    You can shop using your EMI Network Card at multiple places.

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    Walk into our partner stores, select your product, and swipe your EMI Network Card.

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    Buy electronics online on the Bajaj Finserv EMI Store and pay with your EMI Network Card.

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    Shop for electronics, apparel, flight tickets, etc. on leading e-commerce platforms with EMI Network Card.

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Features of Bajaj Finserv EMI Finance

  • Convert your next purchase into EMIs

  • Repay in flexible tenor of 3, 6, 9, 12, 18, or 24 months

  • Loan for your product will be sanctioned within 3 minutes

  • Get convenient financing with no paperwork

Frequently Asked Questions

What is EMI network?

EMI Network is the way to pay for your favourite electronics, appliances, smartphones, furniture, groceries, clothes, accessories, etc. and divide the cost of your purchase into easy EMIs.

What products can I buy under the EMI Network?

You can shop for more than 1 million products under EMI Network. The categories include electronics, large and small appliances, gadgets, clothes, accessories, eyewear, footwear, watches, international and domestic flight tickets, hotel stays, holiday packages, eyewear, education, and even groceries. You can shop for the latest electronics on the Bajaj Finserv EMI Store or shop for your favourite products at any of our offline partner stores or major E-commerce players like Amazon, Flipkart, etc

Are there any offers and discounts provided under the EMI Network?

Yes, there are more than 1000+ offers available on various products under EMI Network. You can view these offers on our website, the Bajaj Finserv Wallet app, or visit our partner stores and ask the in-store representative for these offers. The offers will also be communicated to you via our promotional e-mails or SMS from time to time.

How do I shop on EMI Network?

Shopping on EMI network is simple and you have an option to shop either by using an EMI Network Card or without it.
With an EMI Network Card:
You can use the Bajaj Finserv EMI Network Card to buy products at our partner stores as well as at the Bajaj Finserv EMI Store.
At our partner stores
Step 1: Walk into our partner store
Step 2: Swipe your EMI Card
Step 3: Walk out with your purchase
On the Bajaj Finserv EMI Store
Step 1: Visit the EMI Store and select your city
Step 2: Select the product you want to buy
Step 3: Login via Experia and select a suitable EMI option
Step 4: Your product will be delivered to you within 24 hours
Without an EMI Network Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

Do I need to submit any documents to shop on EMI Network?

To shop on EMI Network, you will need to submit government issued photo ID proof and residence proof, one cancelled cheque, one passport size photograph, and a signed ECS mandate.

Will I be charged an interest on the loan availed by me?

The products on EMI Network can be bought on easy EMIs without any extra cost. The manufacturers bear an annualized rate of interest, which is based on risk gradation, cost of funds, margin, and risk premium. Hence shopping on EMI Network is better than using your credit or debit card.

Will I be charged a processing fee on the loan availed by me?

There may be a nominal processing fee for availing the loan and will vary from product to product purchased on the EMI Network. There are no hidden charges whatsoever.