Use your card to buy more than 1 million products from 43000+ stores and pay in EMIs.
Convert your next purchase into EMIs
Repay in flexible tenor of 3, 6, 9, 12, 18, or 24 months
Loan for your product will be sanctioned within 3 minutes
Get convenient financing with no paperwork
EMI Network is the way to pay for your favourite electronics, appliances, smartphones, furniture, groceries, clothes, accessories, etc. and divide the cost of your purchase into easy EMIs.
You can shop for more than 1 million products under EMI Network. The categories include electronics, large and small appliances, gadgets, clothes, accessories, eyewear, footwear, watches, international and domestic flight tickets, hotel stays, holiday packages, eyewear, education, and even groceries. You can shop for the latest electronics on the Bajaj Finserv EMI Store or shop for your favourite products at any of our offline partner stores or major E-commerce players like Amazon, Flipkart, etc
Yes, there are more than 1000+ offers available on various products under EMI Network. You can view these offers on our website, the Bajaj Finserv Wallet app, or visit our partner stores and ask the in-store representative for these offers. The offers will also be communicated to you via our promotional e-mails or SMS from time to time.
Shopping on EMI network is simple and you have an option to shop either by using an EMI Network Card or without it. With an EMI Network Card: You can use the Bajaj Finserv EMI Network Card to buy products at our partner stores as well as at the Bajaj Finserv EMI Store. At our partner stores Step 1: Walk into our partner store Step 2: Swipe your EMI Card Step 3: Walk out with your purchase On the Bajaj Finserv EMI Store Step 1: Visit the EMI Store and select your city Step 2: Select the product you want to buy Step 3: Login via Experia and select a suitable EMI option Step 4: Your product will be delivered to you within 24 hours Without an EMI Network Card: Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan Step 2: Show the SMS of your pre-approved loan amount at our partner store Step 3: Walk out with your purchase
To shop on EMI Network, you will need to submit government issued photo ID proof and residence proof, one cancelled cheque, one passport size photograph, and a signed ECS mandate.
The products on EMI Network can be bought on easy EMIs without any extra cost. The manufacturers bear an annualized rate of interest, which is based on risk gradation, cost of funds, margin, and risk premium. Hence shopping on EMI Network is better than using your credit or debit card.
There may be a nominal processing fee for availing the loan and will vary from product to product purchased on the EMI Network. There are no hidden charges whatsoever.