Pocket Insurance & Subscriptions: Small Insurance Plans in India

COVID-19 Insurance

Premium

From Rs. 952

Sum insured up to

Rs. 2 lakh

Hospitalisation expenses
Ayurvedic treatment expenses

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Wallet Care

Fee

Rs. 699

Coverage up to

Rs. 2 lakh

24/7 card blocking service
Emergency travel & hotel assistance

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Mobile Device Protection

Premium

From Rs.1215

Coverage up to

100% of cost

Coverage for accidental damage
Coverage for liquid damage

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Fonesafe Mobile Screen Protection

Premium

From Rs. 649

Coverage up to

100% of cost

Accidental damage of mobile screen
Damage due to breakdown

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Cyber Security Cover

Premium

From Rs. 299

Sum insured up to

Rs. 2 lakh

Coverage for financial frauds
Coverage from Cyber Attack(s)

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Hospital Cash Cover

Premium

Rs. 549

Sum insured up to

Rs. 30,000

Coverage for hospitalisation expenses
Daily cash benefit

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Key Safeguard

Fee

Rs. 749

Benefits up to

Rs. 60,000

Break-in protection for house, car
Cost for replacing lost/stolen key

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Infection Cover

Premium

Rs. 79

Sum insured up to

Rs. 50,000

Coverage for hospital expenses
Coverage for tests & doctor's fees

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Cancer Cover

Premium

Starting at 307

Sum insured up to

Up to 3 lakh

Hospitalization due to Cancer
Chemotherapy & Radiotherapy

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Carotid Artery Surgery Indemnity Cover

Premium

Starting at 271

Sum insured up to

Up to 3 lakh

Hospitalization due to Carotid Artery Surgery
Ambulance cover

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Balloon Valvotomy Cover

Premium

Starting at 271

Sum insured up to

Up to 3 lakh

Hospitalization due to Balloon Valvotomy
Ambulance cover

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Blindness Cover

Premium

Starting at 271

Sum insured up to

Up to 3 lakh

Hospitalization due to Blindness
Ambulance cover

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Benign Brain Tumor Cover

Premium

Starting at 271

Sum insured up to

Up to 3 lakh

Hospitalization due to Benign Brain Tumor
Ambulance cover

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Cardiomyopathy Cover

Premium

Starting at 271

Sum insured up to

Up to 3 lakh

Hospitalization due to Cardiomyopathy
Ambulance cover

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Handbag Assure

Fee

Rs. 199

Coverage up to

Rs. 40,000

Coverage for fire, theft, or loss
Coverage for accidental damage

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Animal Bite Cover

Premium

Starting at 165

Sum insured up to

Up to 3 lakh

Hospitalization due to Animal Bite
Accidental Death Cover

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Bacterial Meningitis

Premium

Starting at 271

Sum insured up to

Up to 3 lakh

Hospitalization due to Bacterial Meningitis
Ambulance cover

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Angioplasty Cover

Premium

Starting at 271

Sum insured up to

Up to 3 lakh

Hospitalization due to Angioplasty
Ambulance cover

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Personal Trip Effects Cover

Premium

Rs. 349

Sum insured up to

Rs. 1,15,000

Luggage theft or accidental damage
Coverage for monetary loss

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Alzheimer’s Disease Cover

Premium

Starting at 271

Sum insured up to

Up to 3 lakh

Hospitalization due to Alzheimer
Ambulance cover

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Kitchen Appliances Insurance

Premium

Rs. 249

Sum insured up to

Rs. 25,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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Pregnancy Complications Cover

Premium

Rs. 499

Sum insured up to

Rs. 50,000

Coverage for hospital expenses
Coverage for tests & doctor's fees

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Waterborne Disease Cover

Premium

Rs. 349

Sum insured up to

Rs. 50,000

Coverage for hospital expenses
Coverage for tests & doctor's fees

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Washing Machine Insurance

Premium

Rs. 199

Sum insured up to

Rs. 35,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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AC Insurance

Premium

Rs. 399

Sum insured up to

Rs. 50,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Dance Accident Insurance

Premium

Rs. 349

Coverage up to

Rs. 2,00,000

Coverage for accidental injuries
Coverage for treatment of fractures

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Refrigerator Insurance

Premium

Rs. 399

Coverage up to

Rs. 50,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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High-End Refrigerator Insurance

Premium

Rs. 799

Coverage up to

Rs. 1,00,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Electronic Stationery Insurance

Premium

Rs. 799

Sum insured up to

Rs. 20,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Fraudulent Charges Cover

Premium

Rs. 349

Sum insured up to

Rs. 80,000

Coverage for lost/stolen card
Reimbursement for fraudulent charges

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Prosthetic Limb Insurance

Premium

Rs. 349

Sum insured

Rs. 30,000

Coverage for loss due to fire, riot
Coverage for theft & burglary

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Car Brand Logo Insurance

Premium

Rs. 19

Sum insured

Rs. 10,000

Coverage for loss due to theft
Coverage for loss due to burglary

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Handheld Tablet Devices Insurance

Premium

Rs. 599

Sum insured up to

Rs. 50,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Daily Commute Insurance

Premium

Rs. 549

Sum insured up to

Rs. 3,00,000

Coverage in case of death
Covers accidental hospitalization

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Honeymoon Holiday Cover

Fee

Rs. 699

Sum insured up to

Rs. 3,00,000

Emergency travel assistance
Coverage for trip cancellations

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Kidney Stones Insurance

Premium

Rs. 499

Sum insured up to

Rs. 50,000

Coverage for hospital expenses
Coverage for tests & doctor's fees

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Eyewear Assure

Fee

Rs. 799

Coverage up to

Rs. 40,000

Coverage in case of theft
Coverage for accidental damage

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Road Trip Cover

Fee

Rs. 599

Coverage up to

Rs. 3,00,000

24/7 roadside assistance
Coverage in case of accident

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Purse Care

Fee

Rs. 599

Coverage up to

Rs. 2,00,000

24/7 card blocking service
Emergency travel & hotel assistance

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Adventure Cover

Premium

Rs. 599

Sum insured up to

Rs. 1,00,000

Coverage for total disability
Covers accidental hospitalisation

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ATM Safeguard

Fee

Rs. 749

Coverage up to

Rs. 50,000

Coverage for financial loss
Coverage against injury

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Backpacking Travel Cover

Fee

Rs. 699

Coverage up to

Rs. 1,50,000

Emergency travel assistance
Coverage in case of accident

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Baggage Insurance

Premium

Rs. 599

Sum insured up to

Rs. 50,000

Coverage for damage to baggage
Coverage in case of fire, riots

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CCTV Assure

Fee

Rs. 349

Benefits up to

Rs. 65,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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Child Personal Accident Cover

Premium

Rs. 349

Sum insured up to

Rs. 1,00,000

Coverage for partial disability
Coverage in case of fracture

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Cycle Insurance

Premium

Rs. 899

Sum insured up to

Rs. 25,000

Coverage against fire or theft
Coverage in case of death

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Hearing Aid Insurance

Premium

Rs. 399

Sum insured up to

Rs. 25,000

Coverage against accidental damage
Coverage for breakdown

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Delhi Metro Insurance

Premium

Rs. 399

Sum insured up to

Rs. 1,00,000

Coverage in case of death
Coverage for loss of income

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Dengue Cover

Premium

Rs. 299

Sum insured up to

Rs. 50,000

Coverage for hospital expenses
Coverage for tests & doctor's fees

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Designer Clothes Insurance

Premium

Rs. 299

Sum insured up to

Rs. 50,000

Coverage for accidental damage
Coverage for fire, theft & burglary

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Domestic Holiday Cover

Fee

Rs. 699

Coverage up to

Rs. 3,00,000

Emergency travel & cash assistance
Complimentary accidental insurance

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DSLR Camera Insurance

Premium

Rs. 699

Sum insured up to

Rs. 25,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Event Insurance

Premium

Rs. 599

Sum insured up to

Rs. 3,00,000

Coverage for cancellations
Coverage for Loss due to burglary

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Firecracker Insurance

Premium

Rs. 549

Sum insured up to

Rs. 2,00,000

Coverage in case of disability
Coverage for accidental hospitalisation

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Fitness Wearables Insurance

Premium

Rs. 249

Sum insured up to

Rs. 20,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Gym Injury Insurance

Premium

Rs. 499

Sum insured up to

Rs. 2,00,000

Coverage in case of accident
Coverage for medical expenses

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Handheld E-Reading Devices Insurance

Premium

Rs. 299

Sum insured up to

Rs. 25,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Helmet Insurance

Premium

Rs. 199

Sum insured up to

Rs. 10,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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Home Inverter Insurance

Premium

Rs. 249

Sum insured up to

Rs. 25,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Home Protection Cover

Premium

Rs. 199

Sum insured up to

Rs. 5,00,000

Coverage for accidental damage
Coverage for theft & burglary

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Personal Trip Liability

Premium

Rs. 149

Sum insured up to

Rs. 1,00,000

Coverage against third-party damages
Covers third-party financial liability

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Identity Assure

Fee

Rs. 449

Benefits up to

Rs. 1,50,000

Coverage in case of identity theft
Coverage for legal expenses

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Laptop Charger Insurance

Premium

Rs. 399

Sum insured up to

Rs. 10,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Leh Ladakh Road Trip Cover

Fee

Rs. 599

Coverage up to

Rs. 3,00,000

Emergency travel assistance
24/7 roadside assistance

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Luxury Sanitary Fittings Insurance

Premium

Rs. 299

Sum insured up to

Rs. 50,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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Meningococcal Meningitis Cover

Premium

Rs. 249

Sum insured up to

Rs. 50,000

Coverage for hospital expenses
Coverage for tests & doctor's fees

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Mobile Charger Insurance

Premium

Rs. 299

Sum insured up to

Rs. 50,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Monsoon Insurance

Premium

Rs. 649

Sum insured up to

Rs. 50,000

Coverage for hospital expenses
Coverage for tests & doctor's fees

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Morning Walk Accident Insurance

Premium

Rs. 599

Sum insured up to

Rs. 50,000

Coverage in case of disability
Fracture & ambulance expenses

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Mumbai Metro Insurance

Premium

Rs. 399

Sum Insured up to

Rs. 1,00,000

Coverage in case of death
Coverage for loss of income

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Mumbai Pune Goa Road Trip Cover

Fee

Rs. 599

Coverage up to

Rs. 3,00,000

Emergency travel assistance
24/7 roadside assistance

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Mumbai Pune Road Trip Cover

Fee

Rs. 599

Coverage up to

Rs. 3,00,000

Emergency travel assistance
24/7 roadside assistance

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Musical Instrument Insurance

Premium

Rs. 599

Sum Insured up to

Rs. 40,000

Coverage in case of fire, theft
Coverage for accidental damage

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Pedal Insurance

Premium

Rs. 499

Sum Insured up to

Rs. 2,00,000

Coverage in case of accident
Reimbursement of OPD expenses

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Pen Insurance

Premium

Rs. 399

Sum Insured up to

Rs. 10,000

Coverage for fire, theft & breakdown
Coverage for accidental damage

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Pilgrimage Cover

Premium

Rs. 599

Coverage up to

Rs. 3,00,000

Coverage for medical evacuation
Emergency travel assistance

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Price Protection Cover

Premium

Rs. 399

Sum Insured up to

Rs. 75,000

Coverage for overcharged purchase
Reimbursement for price difference

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Pune Goa Road Trip Cover

Fee

Rs. 599

Coverage up to

Rs. 3,00,000

Emergency travel assistance
24/7 roadside assistance

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Purchase Protection Cover

Premium

Rs. 199

Sum Insured up to

Rs. 1,50,000

Coverage for financial loss
Coverage against theft or damage

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Shoes Insurance

Premium

Rs. 199

Sum Insured up to

Rs. 10,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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Small Gadgets Insurance

Premium

Rs. 399

Sum Insured up to

Rs. 10,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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Solo Traveler Cover

Fee

Rs. 699

Coverage up to

Rs. 3,00,000

Emergency travel & hotel assistance
24/7 card blocking service

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Sports/Fitness Injury Cover

Premium

Rs. 499

Sum Insured up to

Rs. 2,00,000

Coverage in case of accident
Covers medical cost for injuries

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Stampede Insurance

Premium

Rs. 299

Sum Insured up to

Rs. 2,00,000

Compensation in case of death
Covers treatment cost of fractures

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Student's Plan Cover

Premium

Rs. 449

Sum Insured up to

Rs. 1,00,000

Coverage for child’s education
Coverage for hospital & OPD expenses

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Trek Cover

Fee

Rs. 699

Coverage up to

Rs. 1,50,000

Emergency travel assistance
Coverage for medical evacuation

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Tuberculosis Cover

Premium

Rs. 99

Sum Insured up to

Rs. 50,000

Coverage for hospital expenses
Coverage for tests & doctor's fees

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Vaishno Devi Temple Pilgrimage Cover

Fee

Rs. 599

Coverage up to

Rs. 3,00,000

Emergency travel assistance
Emergency medical evacuation

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Watch Secure

Fee

Rs. 449

Coverage up to

Rs. 40,000

Coverage in case of theft
Coverage for accidental damage

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Water Purifier Insurance

Premium

Rs. 249

Sum Insured up to

Rs. 50,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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Wedding Dress Insurance

Premium

Rs. 349

Sum Insured up to

Rs. 50,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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Weekend Getaway Road Trip Cover

Fee

Rs. 599

Coverage up to

Rs. 3,00,000

Emergency travel assistance
24/7 roadside assistance

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Winter Trek Cover

Fee

Rs. 699

Coverage up to

Rs. 1,50,000

Emergency travel assistance
Coverage in case of accident

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Wireless Headphones Insurance

Premium

Rs. 299

Sum Insured up to

Rs. 10,000

Coverage for fire, theft & burglary
Coverage for accidental damage

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1 EMI Protection Cover

Premium

From Rs. 24

Coverage up to

Rs. 50,000

Benefit of 1 EMI
Coverage in case of hospitalisation

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2 EMI Protection Cover

Premium

From Rs. 29

Coverage up to

Rs. 50,000

Benefit of 2 EMIs
Coverage in case of hospitalisation

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Accidental hospitalisation home nursing

Premium

From Rs. 419

Coverage up to

Rs. 1,500/day*

Coverage for in-patient accidental hospitalisation
Coverage for home nursing

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Accident coma Cover

Premium

Rs. 39

Coverage up to

Rs. 5 lakh

Coverage for Coma due to an accident

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Accident education fund cover

Premium

From Rs.79

Coverage up to

Rs. 4 lakh

Fund benefit in case of accidents

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Accident family counselling benefit

Premium

From Rs. 29

Coverage up to

Rs. 25,000

Family counselling benefit in case of accidents

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Accident parents benefit

Premium

Rs. 79

Coverage up to

Rs. 1 Lakh

Parents benefit in case of accidents

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Accidental permanent total disablement benefit

Premium

From Rs. 69

Coverage up to

Rs. 5 Lakh

Coverage for permanent total disability

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Accident re-training expenses benefit

Premium

Rs. 34

Coverage up to

Rs. 25,000

Coverage for accident re-training expenses benefit

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Accidental spouse benefit

Premium

Rs. 79

Coverage up to

Rs. 1 Lakh

Spouse cover in case of accidents
Permanent/partial disability

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Accident supports items cover

Premium

From Rs. 99

Coverage up to

Rs. 50,000

Benefit of Support Items cover

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Accidental animal attack

Premium

From Rs. 41

Coverage up to

Rs. 50,000

In-patient Accidental hospitalisation

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Accidental burns and Scalds

Premium

From Rs. 30

Coverage up to

Rs. 1 Lakh

In-patient Accidental hospitalisation

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Accidental death cover (adventure sport)

Premium

From Rs. 124

Coverage up to

Rs. 3 Lakh

Accidental hospitalisation benefit
Any adventurous sports

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Accidental Hospitalisation (Common Carrier)

Premium

From Rs. 184

Coverage up to

Rs. 3 Lakh

Coverage for accidental hospitalisation
Coverage for diagnostic test

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Accidental Hospitalisation (Including Adventure Sports)

Premium

From Rs. 384

Coverage up to

Rs. 3 Lakh

Coverage for accidental hospitalisation
Any adventurous sports

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Accidental Hospitalisation (Personal Vehicle)

Premium

From Rs. 379

Coverage up to

Rs. 3 Lakh

Coverage for accidental hospitalisation
Coverage for diagnostic test

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Mediclaim Convalescence

Premium

From Rs. 344

Coverage up to

Rs. 50,000

In-patient accidental hospitalisation
Coverage for diagnostic test

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Mediclaim Hospital Cash

Premium

Rs. 504

Coverage up to

Rs.2,000/day*

Coverage for accidental hospitalisation expenses
Daily cash benefit

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End Stage Liver Disease Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to End Stage Liver Disease
Ambulance cover

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End Stage Lung Disease Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to End Stage Lung Disease
Ambulance cover

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End Stage Renal Failure Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to End Stage Renal Failure
Ambulance cover

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Fracture Cover

Fee

From Rs. 177

Coverage up to

Rs. 25,000

Fracture Cover
Accidental Death Cover

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Major Organ Transplant Cover

Fee

From Rs. 307

Coverage up to

Rs. 3 lakh

Hospitalization due to Major Organ Transplant
Ambulance cover

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Paralysis Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Paralysis
Ambulance cover

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Parkinson’s Disease Cover

Fee

Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Parkinson's Disease
Ambulance cover

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Pollution Cover

Fee

From Rs. 531

Coverage up to

Rs. 2 lakh

Hospitalization due to Respiratory Illness
Ambulance cover

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Stroke Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Stroke
Ambulance cover

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Surgical Cash Cover

Fee

From Rs. 755

Coverage up to

Rs. 1 lakh

Fixed pay-out under surgery hospitalization
Covers 9 major Surgeries

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Ambulance Service Cover

Fee

From Rs. 118

Coverage up to

Rs. 10,000

Covers Ambulance Service
Accidental Death Cover

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Aplastic Anaemia Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Aplastic Anaemia
Ambulance cover

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Burns Cover

Fee

Rs. 177

Coverage up to

Rs. 25,000

Burn cover
Accidental death cover

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Children's Education Cover

Fee

Rs. 189

Coverage up to

Rs. 25,000

Children's Education cover
Accidental death benefit

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Communicable Disease Cover

Fee

From Rs. 663

Coverage up to

Rs. 3 lakh

Hospitalization due to Communicable Disease Cover
Ambulance cover

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Coronary Artery Bypass Graft Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Coronary Artery Bypass Graft
Ambulance cover

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Disappearance Cover

Fee

Rs. 330

Coverage up to

Rs. 1 lakh

Disappearance cover
Accidental death benefit

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Funeral Expenses Cover

Fee

Rs. 118

Coverage up to

Rs. 10,000

Funeral expenses cover
Accidental death cover

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EMI Protection Cover

Fee

From Rs. 123

Coverage up to

3 EMI

Fixed Payout for prolonged hospitalization
EMI protection cover

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Heart Valve Replacement/repair Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Heart Valve Replacement
Ambulance cover

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Home Modification Cover

Fee

From Rs. 177

Coverage up to

Rs. 10,000

Home modification cover
Permanent Total Disablement benefit

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ICU Cash Cover

Fee

From Rs. 708

Coverage up to

Rs. 2000 / day

Daily payout due to hospitalization in ICU
INR 2,000 per day for max upto 30 days

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Implantable Cardiac Defibrillator Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Implantable Cardiac Defibrillator
Ambulance cover

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Implantation of Pacemaker of Heart Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Implantation of Pacemaker
Ambulance cover

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Income Loss Cover

Fee

From Rs. 212

Coverage up to

Rs. 10,000 / week

Temporary Total Disablement cover
Accidental death cover

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Infective Endocarditis Cover

Fee

From Rs. 307

Coverage up to

Rs. 3 lakh

Hospitalization due to Infective Endocarditis
Ambulance cover

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Major Burns Cover

Fee

From Rs. 307

Coverage up to

Rs. 3 lakh

Hospitalization due to Major Burns
Ambulance cover

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Marriage Allowance Cover

Fee

From Rs. 142

Coverage up to

Rs. 10,000

Marriage Allowance cover
Accidental death benefit

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Mobility Extension Cover

Fee

From Rs. 212

Coverage up to

Rs. 10,000

Mobility Extension cover
Permanent Total Disablement benefit

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Motor Neurone Disorder Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Motor Neurone Disorder
Ambulance cover

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Multiple Sclerosis Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Multiple Sclerosis
Ambulance cover

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Myocardial Infarction Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Myocardial Infarction
Ambulance cover

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Pericardiectomy Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Pericardiectomy
Ambulance cover

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Pulmonary Hypertension Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Pulmonary Hypertension
Ambulance cover

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Pulmonary Thromboembolism Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Pulmonary Thromboembolism
Ambulance cover

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Cardiac Arrhythmia Surgery Cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Surgery for cardiac arrhythmia
Ambulance cover

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Aorta Surgery cover

Fee

From Rs. 271

Coverage up to

Rs. 3 lakh

Hospitalization due to Surgery of Aorta
Ambulance cover

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Vehicle Modification Cover

Fee

From Rs. 212

Coverage up to

Rs. 10,000

Vehicle Modification cover
Permanent Total Disablement benefit

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Disability, Modification & Support Items Cover

Premium

From Rs. 114

Sum insured up to

Rs. 4 lakh

Modification Allowance Cover
Accidental Support Items Cover

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Accident Hospital & Disability

Premium

From Rs. 924

Sum insured up to

Rs. 4 lakh

Modification Allowance Cover
Diagnostics tests

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Accidental Complimentary Treatment Cover

Premium

From Rs. 69

Sum insured up to

Rs. 10,000

Accidental complimentary treatment
Treatment charges

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Accidental Health & Complimentary benefit

Premium

From Rs. 1,844

Sum insured up to

Rs. 20,000

Hospitalization expenses
Diagnostics tests

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Adventure Sport Accident Cover

Premium

From Rs. 584

Sum insured up to

Rs. 4 lakh

Hospitalization expenses
Diagnostics tests

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Health Prime

Premium

From Rs. 499

Sum insured up to

-

Unlimited doctors’ consultation
Lab coverage

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Comprehensive Spouse Cover

Premium

From Rs. 269

Sum insured up to

Rs. 1 lakh

Coverage Against Death
Permanent Total Disablement

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Loss of Earning Cover

Premium

From Rs. 504

Sum insured up to

Rs. 50,000

Coverage for loss of earning
Coverage against permanent/partial disability

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Loss of Earning Cash

Premium

From Rs. 244

Sum insured up to

Rs. 50,000

Coverage for loss of earning
Monthly Cash Benefit

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Loss of Earning Cash

Premium

From Rs. 304

Sum insured up to

Rs. 500/day

Coverage for loss of earning
Monthly Cash Benefit

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Rehabilitation Cover

Premium

From Rs. 179

Sum insured up to

Rs. 5,000

Comprehensive rehabilitation cover
Medical expenses

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Natural Disaster Cover

Premium

From Rs. 29

Sum insured up to

Rs. 1,00,000

Hospitalization expenses
Diagnostic tests

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Accident Death Cover

Premium

From Rs. 214

Sum insured up to

Rs. 3 lakh

Coverage against accidental death

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Accidental Death Cover (Professional & Semi Professional Sports)

Premium

From Rs. 69

Sum insured up to

Rs. 3 lakh

Sports related accidental death

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Accidental Permanent Partial/Total Disablement

Premium

From Rs. 214

Sum insured up to

Rs. 3 lakh

Permanent partial/total disability
Treatment charges

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Accidental Rehabilitation Cover

Premium

From Rs. 104

Sum insured up to

Rs. 5,000

Counselling at rehabilitation centre in case of accident

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Air Ambulance Cover

Premium

Rs. 299

Sum insured up to

Rs. 50,000

Coverage against air ambulance expenses

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Marriage Benefit for Dependent Children Cover

Premium

From Rs. 79

Sum insured up to

Rs. 4 lakh

Dependent children cover in case of accidental death
Coverage against partial disability

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Repatriation of Mortal Remains Cover

Premium

From Rs. 19

Sum insured up to

Rs. 5,000

Transportation of mortal remains

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Accidental Hospitalisation – Animal Attack (Domestic & Wild)

Premium

From Rs. 53

Sum insured up to

Rs. 3 lakh

Hospitalisation expenses
Doctor’s fee

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Accidental Hospitalisation/Domestic Flight Cancellation Cover

Premium

From Rs. 110

Sum insured up to

Rs. 10,000

Coverage against accidental hospitalization
Coverage against flight cancellation

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Travel (Domestic) - Trip Curtailment Cover

Premium

From Rs. 73

Sum insured up to

Rs. 10,000

Coverage against trip curtailment
Coverage against accidental death

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Accidental Hospitalization and Personal Protective Equipment (PPE) Cover

Premium

Rs. 159

Sum insured up to

Rs. 10,000

Accidental hospitalization cover
Personal Protective Equipment (PPE)

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Mediclaim - Water Borne Diseases Cover

Premium

From Rs. 1864

Sum insured up to

Rs. 3 lakh

Treatment of water-borne diseases
Pre and post hospitalisation expenses

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Mediclaim - Comprehensive Parent Cover

Premium

Rs. 234

Sum insured up to

Rs. 1 lakh

Extensive cover for parents

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Mediclaim – Health + Accident (Comprehensive) – 1 EMI Protection

Premium

From Rs. 119

Sum insured up to

Rs. 50,000

Protection for single EMI

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Mediclaim – Health + Accident (Comprehensive) – 2 EMI Protection

Premium

From Rs. 219

Sum insured up to

Rs. 50,000

Protection for 2 EMIs

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Mediclaim - Vector-Borne Diseases Cover

Premium

From Rs. 1029

Sum insured up to

Rs. 1 lakh

Hospitalisation expenses
Diagnostics tests

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Comprehensive Cover for Dependent Children

Premium

Rs. 234

Sum insured up to

Rs. 1 lakh

Comprehensive coverage for dependent child/children
Coverage for minor child

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Comprehensive Marriage Cover for Dependent Children

Premium

Rs. 134

Sum insured up to

Rs. 1 lakh

Comprehensive coverage for dependent child/children
Coverage for minor child

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Mediclaim - Comprehensive Permanent Partial Disablement Cover

Premium

Rs. 119

Sum insured up to

Rs. 1 lakh

Coverage for Permanent Partial Disablement

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Smart Health Plan 1

Premium

Rs. 119

Members covered

1

Unlimited doctor consultations
Online pharmacy benefits

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Smart Health Plan 2

Premium

Rs. 249

Members covered

1

Unlimited doctor consultations
Free health check up (31 tests)

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Smart Health Plan 3

Premium

Rs. 349

Members covered

2

Unlimited doctor consultations
2 Free health check up (61 tests)

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Accident Disability, Modification and Rehabilitation Cover

Premium

From Rs. 114

Sum insured up to

Rs. 4 lakh

Modification allowance
Accidental rehabilitation

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Accident Emergency Evacuation Cover

Premium

From Rs. 809

Sum insured up to

Rs. 10,000

Accidental death
Emergency evacuation cover

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Accident Retraining Expenses Cover with HospitalisationBenefit

Premium

Rs. 29

Sum insured up to

Rs. 10,000

Accident re-training expenses
Accidental disablement

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Complementary Treatment & Hospitalisation Cover

Premium

Rs. 1034

Sum insured up to

Rs. 1 lakh

In-patient, pre & post hospitalisation
Accidental complementary treatment

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Repatriation of Mortal Remains and Spouse Cover

Premium

Rs. 234

Sum insured up to

Rs. 5 lakh

Accidental death
Repatriation of mortal remains

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Accidental Hospitalisation and Road Ambulance cover

Premium

Rs. 154

Sum insured up to

Rs. 10,000

Accidental hospitalisation
Ambulance expenses

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Accidental Hospitalization Cover (Except Adventure Sports)

Premium

From Rs. 1649

Sum insured up to

Rs. 5 lakh

Accidental hospitalisation expenses
Doctor's fees and medication

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Accidental Hospitalisation & non payable expenses

Premium

From Rs. 1749

Sum insured up to

Rs. 5 lakh

Hospitalisation expenses
Doctor's fees and medication

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Ayush Treatment Cover

Premium

Rs. 1018

Sum insured up to

Rs. 1 lakh

Coverage for pre-existing diseases
Hospitalisation expenses

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Cancer Secure Plan

Premium

Rs. 678

Sum insured up to

Rs. 1 lakh

Coverage for Stage cancer
Ambulance charges

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Surgery Permanent Partial Disablement Benefit

Premium

Rs. 64

Sum insured up to

Rs. 50,000

Permanent partial disablement
Coverage against illness or injury

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Surgery Spouse Benefit

Premium

From Rs. 84

Sum insured up to

Rs. 2 lakh

Spouse cover in case of surgery
Total and partial disablement

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Loss of Earning Due to Surgery Cover

Premium

From Rs. 39

Sum insured up to

Rs. 50,000

Coverage for loss of earning
Coverage against illness or injury

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Surgery Permanent Total Permanent Disability Cover

Premium

Rs. 54

Sum insured up to

Rs. 50,000

Permanent total disablement
Coverage against illness or injury

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Surgery Education Fund Cover

Premium

Rs. 39

Sum insured up to

Rs. 50,000

Children's education expenses
Permanent total disablement

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Surgery Dependent Children Cover

Premium

Rs. 49

Sum insured up to

Rs. 50,000

Coverage for dependent children
Total or partial disablement

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Cancer Secure Women Only

Premium

Rs. 848

Sum insured up to

Rs. 1 lakh

Cancer care for women
Ambulance expenses

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Dental Cover

Premium

Rs. 1018

Sum insured up to

Rs. 10,000

Hospitalisation expenses
Coverage in case of fractures

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Fitness Insurance Cover 1

Premium

Rs. 2548

Available for age between 18 and 35 years

Covers 9 critical illnesses
Doctor's consultation

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Fitness insurance Cover 2

Premium

Rs. 2888

Available for age between 36 and 50 years

Covers 9 critical illnesses
Doctor's consultation

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Home care Treatment (for Covid19) 1

Premium

Rs. 1528

Sum insured up to

Rs. 2 lakh

COVID-19 coverage between 36 and 50 years of age
Home isolation service expenses

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Home care Treatment (for Covid19) 2

Premium

Rs. 1698

Sum insured up to

Rs. 2 lakh

COVID-19 treatment expenses
Home isolation service expenses

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Hospital Cash Cover 1

Premium

Rs. 508

Sum insured up to

Rs. 1000/Day

Hospital cash benefits
Daily cash cover

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Hospital Cash Cover 2

Premium

Rs. 848

Sum insured up to

Rs. 1000/Day

Hospital cash benefits
Daily cash cover

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Kids Cover

Premium

Rs. 1358

Sum insured up to

Rs. 1 lakh

Coverage against room rent
Hospitalisation expenses

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Maternity Cover 1

Premium

Rs. 1188

Sum insured up to

Rs. 3 lakh

Hospitalisation expenses
Room rent

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Maternity Cover 2

Premium

Rs. 1358

Sum insured up to

Rs. 3 lakh

Hospitalisation expenses
Room rent

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Mental Health Support Program

Premium

Rs. 1188

Sum insured up to

Rs. 1 lakh

Coverage against room rent
Doctor consultations

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Obesity Cover

Premium

Rs. 1615

For individuals between 36-50 years age

Covers 6 fitness sessions
Doctor consultations

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Obesity Insurance for Women only

Premium

Rs. 1528

for women between 36-50 years age

Covers 6 fitness sessions
Doctor consultations

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OPD Consultation Cover

Premium

Rs. 678

For individuals between 5-45 years age

Unlimited OPD consultations
Specialist consultations

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OPD Consultation Cover (Women)

Premium

Rs. 848

For women between 18-45 years age

Unlimited OPD consultations
Specialist consultations

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Pollution (Water and Air) Cover

Premium

Rs. 848

Sum insured up to

Rs. 30,000

Hospitalisation expenses
Doctor's fees and medications

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Travel 1 (Injury+Baggage Loss)

Premium

Rs. 30

Sum insured up to

Rs. 1 lakh

Accidents/injuries - domestic travel
Daycare treatment

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Travel 2 (Injury + Baggage Loss)

Premium

Rs. 43

Sum insured up to

Rs. 1 lakh

Accidents/injuries - domestic travel
Daycare treatment

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Vector-borne Treatment Cover

Premium

Rs. 508

Sum insured up to

Rs. 30,000

Hospitalisation expenses
Doctor's fees and medications

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Accident Permanent Total Disablement Cash Cover

Premium

Rs. 24

Sum insured up to

Rs. 10,000

Accident Permanent Total Disablement

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Accidental Death Cover with 6 Critical illness

Premium

From Rs. 1494

Sum insured up to

Rs. 5 lakh

Coverage against accidental death
Permanent Total Disablement

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Accidental Death Cover with 11 Critical illness

Premium

From Rs. 1564

Sum insured up to

Rs. 5 lakh

Coverage against accidental death
Permanent Total Disablement

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Accidental Death Cover with 15 Critical illness

Premium

From Rs. 1604

Sum insured up to

Rs. 5 lakh

Coverage against accidental death
Permanent Total Disablement

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Accidental Death Cover with 30 Critical illness

Premium

From Rs. 1704

Sum insured up to

Rs. 5 lakh

Coverage against accidental death
Permanent Total Disablement

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Accidental Death Cover with 36 Critical illness

Premium

From Rs. 1774

Sum insured up to

Rs. 5 lakh

Coverage against accidental death
Permanent Total Disablement

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Accidental Death Cover with Cancer cover

Premium

From Rs. 824

Sum insured up to

Rs. 5 lakh

Coverage against accidental death
Permanent Total Disablement

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Accidental Death Cover-Disability & Coma Benefit

Premium

Rs. 623

Sum insured up to

Rs. 15 lakh

Coverage against accidental death
Permanent Total Disablement

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Accidental Death Cover-Disability & Common Carrier

Premium

Rs. 585

Sum insured up to

Rs. 15 lakh

Permanent Partial Disablement (PPD)
Accidental Death (Common Carrier)

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Accidental Permanent Partial Disablement Cover - Cash

Premium

Rs. 19

Sum insured up to

Rs. 10,000

Accident Permanent Partial Disablement Cash

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Accidental Hospitalization/Modification/Appliances

Premium

From Rs. 1839

Sum insured up to

Rs. 5 lakh

Accidental Hospitalization Expenses
Diagnostics test

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Accident Broken Bones Cover

Premium

From Rs. 318

Sum insured up to

Rs. 25,000

Treatment of broken bones

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Cost of Support Items Benefit

Premium

Rs. 259

Sum insured up to

Rs. 5,000

Cost of Support Items Benefit

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Cost of Support Items Cover

Premium

Rs. 419

Sum insured up to

Rs. 10,000

Cost of Support Items

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Education Fund Cover

Premium

Rs. 79

Sum insured up to

Rs. 50,000

Child Education

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Hospitalisation (Malaria) Vector Borne Disease cover

Premium

Rs. 169

Sum insured up to

Rs. 1 lakh

Hospitalization Expenses
Diagnostics test

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Surgery Surgical Cover

Premium

Rs. 5274

Sum insured up to

Rs. 2 lakh

Hospitalisation expenses

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Surgery Cost of Support Items Cover

Premium

Rs. 194

Sum insured up to

Rs. 10,000

Cost of Support Items

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Travel Hospitalization and Dental Treatment Cover

Premium

Rs. 24

Sum insured up to

Rs. 30,000

Hospitalisation while traveling
Dental Treatment Expenses

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Travel Accidental Hospitalization + Emergency Evacuation

Premium

Rs. 26

Sum insured up to

Rs. 15,000

Accidental Hospitalization
Emergency Medical Evacuation

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Travel (Domestic) Travel Repatriation of Mortal Remains Cover

Premium

Rs. 22

Sum insured up to

Rs. 20,000

Repatriation of Mortal Remains

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Travel Domestic Cover Care

Premium

Rs. 40

Sum insured up to

Rs. 2 lakh

Accidental death Cover

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Vector Borne Disease Cover - Dengue

Premium

Rs. 809

Sum insured up to

Rs. 2000/30 days

Hospitalisation expenses
Diagnostics tests

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Vector Borne Disease Cover - (Malaria) Daily Cash

Premium

Rs. 74

Sum insured up to

Rs. 2000/30 days

Daily Cash Benefit

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Viral Fever Infections Cover

Premium

Rs. 284

Sum insured up to

Rs. 30,000

Hospitalization Expenses
Diagnostics tests

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Water Borne Disease Daily Cash Cover - Typhoid

Premium

Rs. 254

Sum insured up to

Rs. 2000/30 days

Daily Cash Benefit

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Water borne Infections Cover - Dysentery

Premium

Rs. 94

Sum insured up to

Rs. 30,000

Hospitalization Expenses
Diagnostics tests

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Accident - Medical Appliance Cover

Premium

From Rs. 1009

Sum insured up to

Rs. 5.10 lakh

In-patient Hospitalization
Accidental Pre-Hospitalization (5 days)

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Accident - Dependent Child Cash Cover

Premium

Rs. 39

Sum insured up to

Rs. 10,000

Cash benefits for dependent children
Payout up to Rs. 10,000

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Accident Modification Allowance Cover

Premium

From Rs. 954

Sum insured up to

Rs. 5.10 lakh

In-patient Hospitalization
Accidental Pre-Hospitalization (5 days)

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Accident Road Ambulance Cover

Premium

From Rs. 974

Sum insured up to

Rs. 5.10 lakh

In-patient Hospitalization
Accidental Pre-Hospitalization (5 days)

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Accidental Coma Cash Cover

Premium

Rs. 19

Sum insured up to

Rs. 5,000

Accidental Coma Cash

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Accidental Rehabilitation Cover

Premium

Rs. 104

Sum insured up to

Rs. 5,000

Accidental Rehabilitation

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Accidental Temporary Total Disablement Cover

Premium

From Rs. 69

Sum insured up to

Rs. 10,000

Accidental Temporary Total Disablement

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Accidental Temporary Total Disablement Cash Cover

Premium

Rs. 94

Sum insured up to

Rs. 500/day

Accidental Temporary Total Disablement

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Comprehensive Surgery - Education Fund Cash Cover

Premium

Rs. 44

Sum insured up to

Rs. 20,000/month

Child Education

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Education Fund Cash Cover

Premium

Rs. 99

Sum insured up to

Rs. 20,000/month

Child Education

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Funeral expenses Coverage Plan

Premium

From Rs. 54

Sum insured up to

Rs. 3 lakh

Accidental Death
Funeral Expenses

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Mediclaim - Accident Mortal Remains Cover

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