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Accidents can not only cause bodily harm, but they can also damage your assets, such as personal protective equipment. Personal protective equipment is essential since it is used to keep the person safe and healthy. However, it can often be quite expensive to replace such equipment.
FlexiCare Group Insurance Policy - Personal Protective Equipment (PPE) Cover from Manipal Cigna Health Insurance Co. Ltd. offers coverage for any expenses incurred due to damage to the personal protective equipment of the policyholder due to an accident.
Plan Details
|
Sum insured up to |
Premium (including GST) |
|
Rs. 10,000 |
Rs. 64 |
Eligibility: Individuals between the age of 18 and 65 years can avail this plan. The age is taken as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
What's Covered
-
Personal Protective Equipment (PPE)
If during the policy year, the policyholder suffers an injury due to an accident, covered under the policy that results in the damage of one or more personal protective equipment of the policyholder, the sum insured will be paid as specified in the policy schedule. The payout is towards the costs of personal equipment damaged in the accident. For this cover, personal protective equipment means any equipment that controls or mitigates risk to a person’s health and safety. Personal protective equipment includes safety goggles, high visibility vests, work knee pads, tool vests to replace tool belts, safety boots, earplugs or earmuffs, face masks, respirators, lead aprons, and over the shoulder tool belts.
What is Not Covered / Exclusions
- Medical treatment for any pre-existing diseases
- Hospitalization due to accident for less than 48 hours
- Treatment for accidents caused due to adventure sports
*For a complete list of exclusions, please refer to the policy wordings.
How to apply
1
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/WhatsApp.
Claim process
- Insurer’s Email: servicesupport@manipalcigna.com
- Insurer’s Toll free number: 1800-102-4462
Contact Us
In case you have any queries about coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.