Apply for a personal loan of up to Rs.25 lakh from Bajaj Finserv with 45%* lower EMI. Get instant approval with minimal documentation. Borrow money without pledging any collateral and get your loan disbursed in just 24 hours.
Personal loan can be used for a variety of financial needs such as home renovation, travel, wedding, medical treatment and any other emergent financial requirement.
Our instant personal loan is available for salaried professionals in India at attractive interest rates.
Meet your expenses with a Flexi Personal Loan and reduce your instalments by up to 45%*. Borrow money as and when you need from your sanction, without the need for multiple applications and additional documentation.
Bajaj Finserv offers the fastest personal loans in India – with disbursal in just 24 hours* of your loan getting approved.
You can get an instant personal loan of up to Rs.25 lakh based on your eligibility.
Repay your loan with ease with flexible repayment tenures ranging from 12 to 60 months.
Apply for a personal loan online in few clicks. Complete the application process by submitting only a few basic documents and get instant loan approval.
What you see is what you get. With easy to understand terms and conditions, our Personal Loan is transparent and comes with zero hidden charges.
Meet the basic eligibility criteria and receive paperless approval on your online personal loan application within just 5 minutes.
Avail the pre-approved offer to enjoy shorter processing time. If you are an existing customer, all you need to do is share your basic contact details, share the one-time password (OTP) and check your pre-approved offer.
The eligibility criteria are easy to meet. To qualify for a loan, you must fulfil these requirements:
Personal loans are a suitable option for you to fulfil your diverse financial needs. Utilize a personal loan to meet various funding needs such as –
Wedding - Meet the high-end expenses of a grand wedding or plan post-marriage trips with the help of a personal loan.
Travel - Fulfil your travel goals with funds availed against simple eligibility criteria. Cover all the expenses, including flight tickets and hotel bookings during your trip to a national or international destination.
Higher education - Provide complete financial support to your child during higher education with high-value personal loans. Meet all financing needs such as course fees, travel expenses, hostel charges and more with customised personal loans in India.
Home renovation - Manage the necessary home renovation and repair expenses with an instant loan and repay over a flexible tenor of your choice.
Medical emergency - Avail personal loans online with minimal documentation to address medical emergencies, which requires immediate funding.
Debt consolidation - Consolidate multiple debts into one with an instant, high-value personal loan.
Used cars - Apply for a personal loan online to finance the purchase of a used car. Avail a loan at competitive interest rates and repay in easy EMIs.
The application process for a personal loan is simple and convenient. Proceed with the following steps to apply for Personal loans with Bajaj Finserv.
A Personal Loan is an unsecured loan, which means you don’t need to pledge a collateral to receive the funds. Availing one is easy – you can apply online and you can use the money to meet almost any expense.
Bajaj Finserv, one of the most diversified NBFCs in India, offers instant personal loans with paperless approval and quick disbursal.
It can help you meet a wide range of financial requirements, such as:
With Bajaj Finserv, you can expect approval on your loan application in less than 5 minutes.
To avail a quick personal loan, you only need to meet the basic eligibility criteria.
If you meet the salary requirement based on your city of residence, you can qualify for a loan.
To avail a loan, you will need to submit the following documents:
Getting approval on your loan application is easy.
Alternatively, you can check if you qualify for a pre-approved loan.
You can borrow money up to Rs.25 lakh without pledging any collateral.
You can use the handy personal loan EMI calculator to determine your monthly instalments.
A standard term loan is a fixed loan amount that you borrow as a lumpsum. It is availed at a fixed rate of interest and must be repaid over a specific tenor.
A Flexi loan, on the other hand, essentially provides you with a pre-approved loan limit based on your credit score and eligibility. You can withdraw money from your loan limit as many times as you need – without having to apply multiple times. You also have the option to prepay the loan as per your convenience.
For greater flexibility and convenience, choose a Flexi loan by Bajaj Finserv and lower your EMIs by up to 45%*.
*terms and conditions apply.
The ideal CIBIL score to get instant paperless approval on Bajaj Finserv Personal Loans is 750 and above.
The minimum salary required to avail a Bajaj Finserv Personal Loan depends on your city of residence. For instance, if you reside in Mumbai, Pune, Bangalore, or Delhi, you must have a monthly salary of Rs.36,000.
Disclaimer :Calculator is an indicative tool to check personal loan eligibility and assist the user to calculate the loan amount that the user will be eligible to borrow. Calculation results are approximations and for information purposes only and interest rates quoted are indicative. Actual interest rates and loan eligibility amount will vary. To check eligibility for Personal Loan and know the actual eligibility amount, the user should share his complete and accurate details by clicking on the ‘apply now’ tab and provide additional information/ documents required for assessment of user’s application. Calculation results are not intended to substitute professional advice which the user is advised to seek. Loan terms and conditions apply.