Features and benefits

  • Instant approval

    Instant approval

    Apply online and get approval in 5 minutes* thanks to simple eligibility criteria.

  • Finance in 24 hours*

    Finance in 24 hours*

    Obtain money in bank within a day of your loan being approved and documents verified.

  • Flexible borrowing

    Flexible borrowing

    Withdraw funds on the go as you travel, and prepay them when you can for free with our Flexi personal loan facility.

  • Minimal Documentation

    Minimal documentation

    Share a few basic KYC and income documents to prove your eligibility and avail of funding.
  • Finance up to Rs. 40 lakh

    Finance up to Rs. 40 lakh

    Enjoy ample funding for hotel accommodation, flight bookings, tour packages, and more.

  • Pre-approved travel loan

    Pre-approved travel loan

    Avail of pre-approved offers on your personal loan to get quicker access to travel finance.

  • Digital loan account

    Digital loan account

    Log in to your online account to pay EMIs, view future payments, make prepayments, download statements, and more.

  • Long tenor

    Long tenor

    Repay your loan over a period of up to 96 months, per your post-travel budget.

Personal Loan for Travel

Plan a grand family holiday in India or an exotic vacation anywhere around the world with a Bajaj Finserv Personal Loan for travel. Get up to Rs. 40 lakh for all travel-related expenses, be it tour packages, hotel accommodation, or air tickets.

Obtain loan approval within 5 minutes*, courtesy of simple eligibility criteria, by applying online. Submit the basic set of documents to support your eligibility and get money in the bank within 24 hours* of verification. With quick approval and disbursal, you can avail travel finance even as you plan your itinerary.

We offer a repayment tenor of up to 96 months so that you can tailor your EMIs to your post-travel budget. Use the Personal Loan EMI Calculator to forecast your EMIs and pick the right tenor. To view and pay your EMIs, view statements, and check your repayment schedule, log in to our customer portal, My Account.

For flexibility in travelling, consider our Flexi personal loan. It allows you to withdraw funds from your approved sanction as and when the need arises. You pay interest on the amount withdrawn, and you can part-prepay funds for free. Moreover, you can opt to reduce your EMIs by up to 45% by paying only the interest component for the first part of the tenor.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 years to 80 years*

  • CIBIL score

    CIBIL score

    Must have a Credit Score of 685 or higher

    Must have a Credit Score of 685 or higher

Our personal loan for travel can be easily availed across the top Indian cities by salaried professionals. For more city-specific information, you can view the eligibility criteria for personal loan. Keep your KYC and income documents like bank statements and salary slips handy for swift loan approval and verification. Considering your income and fixed obligations, use our Personal Loan Eligibility Calculator for a quick estimate of how much you can borrow.

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Fees and charges

We offer attractive personal loan interest rates so you can travel in style and keep your EMIs within budget. Moreover, we are committed to being 100% transparent and levying zero hidden charges.

How to apply for a personal loan for travel?

Apply online for a personal loan for travel in four easy steps:

  1. 1 Click on APPLY ONLINE to open our easy online application form
  2. 2 Share your phone number and authenticate your profile with an OTP
  3. 3 Fill in your basic KYC, income, and employment details
  4. 4 Upload the required documents and submit the form online

Once you complete your application, our representative will connect with you to further the process.

*Conditions apply

Frequently asked questions

What is the meaning of a personal loan for travel?

A personal loan for travel allows borrowers to cover the expenses required for vacations. Since personal loans come with no end-use restrictions, one can use this credit option for a wide range of requirements, including financing a luxurious trip.

Can I get a personal loan to travel abroad?

Yes, individuals can avail of a personal loan to fund a trip abroad. However, one must remember that they can take the travel loan only if they have the financial capacity to repay on time.

What documents are required to get approval on a personal loan for travel?

To enjoy faster approval on a personal loan for travel, borrowers need to keep the following documents handy:

  • PAN card
  • Aadhaar card
  • Address proof
  • Bank statements
  • Salary slips (for salaried applicants)
  • Documents related to business (for self-employed applicants)
  • Additional documents (if asked by the lender)

Submission of these documents will ensure speedy loan application verification and hassle-free approval.

What are the advantages of using a travel loan?

Individuals applying for an unsecured personal loan for travel can enjoy a host of benefits, including:

  • Instant loan approval
  • Quick availability of funds
  • Minimal documentation
  • No need to provide a collateral
  • Easy and flexible repayment process and more

So, availing of a personal loan can be an excellent option to fund a vacation.

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