Eligibility criteria and documents required
Anyone can apply for our personal loan online, as long as you meet five basic criteria mentioned below. If you meet all the eligibility criteria, you will need a set of documents to complete your application process. With our online personal loan, you can get an instant approval for up to Rs. 40 lakh. Meet the easy eligibility parameters and complete your basic documentation to avail the money you need within 24 hours* of approval.
Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL score: 685 or higher.
- Monthly salary: Starting Rs. 25,001, based on the city you live in.
Documents required
- KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
*You should be 80 years or younger, at the end of the loan tenure.
Check your personal loan eligibility
Find out how much loan amount you can get.
Frequently asked questions
Individuals looking for a personal loan from Bajaj Finance must submit:
- Passport-size photographs
- KYC documents – Aadhaar, PAN, voter’s ID, driving license, passport
- Bank account statements for the previous 3 months
- Salary slips for the last 3 months
A CIBIL Score of 685 and above is ideal for getting speedy approval on your Bajaj Finserv Personal Loan application.
To be eligible for our personal loan, you need to meet the five simple eligibility criteria.
Nationality: Indian
Age: 21 years to 80 years**
Employed with: Public, private, or MNC
CIBIL Score: 685 or more
Monthly salary: Starting Rs. 25,001, based on the city you of residence
*You should be 80 years* or younger at the end of the loan tenure.
Check the loan amount you can borrow with the help of our personal loan eligibility calculator.
With a Bajaj Finserv Personal Loan, you can get funds of up to Rs. 40 lakh. The loan amount can range from Rs. 1 lakh to Rs. 40 lakh which can be used to pay for all your big or small medical expenses.
You can apply for the Bajaj Finserv Personal Loan if you are between the age range of 21 years to 80 years**. Younger applicants generally get a higher loan amount as they have more earning years ahead of them.
*You must be 80 years* or younger, at the end of the loan tenure.
A minimum salary of Rs. 25,001 is required for availing of a Bajaj Finserv Personal Loan. However, it may vary depending on the city where you live.
