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Group Activ Secure Policy – Personal Accident Cover 18-55 years

Personal Accident Insurance

An accident does not come with prior notice, and any injury due to an unforeseen personal accident can lead to a financial burden. Having a policy that covers the medical expenses in such times of need can be helpful. Bajaj Finserv brings you the Group Activ Secure Policy – Personal Accident Cover from Aditya Birla Health Insurance Co. Ltd., which provides insurance coverage against accidental death, permanent total disablement and permanent partial disablement.

Membership fee details

Premium including taxes (Rs.) Sum insured (Rs.)
230 10 lakh
460 20 lakh
575 25 lakh

Eligibility criteria for Personal Accident Insurance

Individuals between the age of 18 and 55 years can purchase the policy.

Policy validity: The tenor for the Group Activ Secure policy will be 1 year.

What's covered in Personal Accident Cover

Accidental death
The policyholder will get the entire sum insured in case of accidental death.

Permanent Total Disablement (PTD)
In this case, the policyholder will get the entire sum insured.

Permanent Partial Disablement (PPD)
In the case of PPD, the sum insured will be applicable based on the table given below:

Sr No Table of benefits Percentage of the sum insured payable
Type of Permanent Partial Disablement
i) Total and irrecoverable loss of sight in one eye 50%
ii) Loss of one hand or one foot 50%
iii) Loss of all toes in either foot 10%
iv) Loss of great toe in either foot 5%
v) Loss of toes other than great if more than one toe lost on each foot 2%
vi) Total and irrecoverable loss of hearing in both ears 50%
vii) Total and irrecoverable loss of hearing in one ear 15%
viii) Total and irrecoverable loss of speech 50%
ix) Loss of four fingers and thumb of one hand 40%
x) Loss of four fingers 35%
xi) Loss of thumb - both phalanges 25%
xii) Loss of thumb - one phalange 10%
xiii) Loss of index finger:
(a) three phalanges 10%
(b) two phalanges 8%
(c) one phalange 4%
xiv) Loss of middle/ring/litile finger:
(a) three phalanges 6%
(b) two phalanges 4%
(c) one phalange 2%

What's not covered in Personal Accident Cover Policy

  1. Any pre-existing disease or any complication arising due to the same.
  2. Intentional self-inflicted injury, acts of self-destruction whether the insured person is medically fit or unfit.
  3. Death or disablement directly or indirectly caused by or associated with any venereal disease or sexually transmitted disease.
  4. Accidental in-patient hospitalisation.

How to Apply For Personal Accident Cover Policy

You can easily apply for the Personal Accident Cover by following the set of steps given below:

  • Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.

  • Step 2: Check and confirm your application by entering the OTP received on your mobile number.

  • Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

Contact us

  • In case you have any queries about coverage, exclusions or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd. Group Activ Secure Policy, UIN: IRDAI/HLT/ABHI/PH(G)/V.I/18/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products."

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