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Personal AccidentCover (18 55)years

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An accident can impact on the individual and their family is both psychological and financial. An accident policy intended to cover the financial strain may be a lifesaver at this stage.

Bajaj Finserv brings to you Personal Accident Cover 18-55 years which offers coverage up to Rs. 5 lakhs in case of accidental death, permanent total disablement, and permanent partial disablement.

Plan Details

Sum Insured Premium incl. taxes Maximum no. of days covered
Rs. 5,00,000 Rs. 423 30 days

Eligibility: Individuals between the age of 18 and 55years can avail of this plan. The age is taken as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's covered?

  • Money-in-bank

    Accidental death coverage

    In case of Accidental Death, the insured will get the entire sum insured.

  • Money-in-bank

    Permanent Total disablement coverage

    In case of Permanent Total Disablement, the Insured will get the entire sum insured.

  • Money-in-bank

    Permanent Partial Disablement coverage

    In the case of PPD, the Insured will get the sum insured as per the below table.

    Sr No

    Table of Benefits

    Percentage of the sum insured payable

    Type of Permanent Partial Disablement

    I)

    Total and Irrecoverable loss of sight of one eye

    50%

    ii)

    Loss of one hand or one foot

    50%

    iii)

    Loss of all toes any one foot

    10%

    iv)

    Loss of toe great any one foot

    5%

    v)

    Loss of toes other than great if more than one toe lost each

    2%

    vi)

    total and irrecoverable loss of hearing in both ears

    50%

    vii)

    total and irrecoverable loss of hearing in one ear

    15%

    viii)

    total and irrecoverable loss of speech

    50%

    ix)

    loss of four fingers and thumb of one hand

    40%

    x)

    loss of four fingers

    35%

    xi)

    loss of thumb-both phalanges

    25%

    xii)

    loss of thumb one phalanx

    10%

    xiii)

    loss of index finger three phalanges -

    10%

     

    two phalanges -

    8%

     

    one phalange

    4%

    xiv)

    loss of middle/ring/little finger three phalanges

    6%

     

    two phalanges -

    4%

     

    one phalange

    2%

What is Not Covered / Exclusions

  1. Any Pre-Existing Disease or any complication arising therefrom.
  2. Suicide or attempted suicide, intentional self-inflicted Injury, acts of self-destruction whether the Insured Person is medically sane or insane.
  3. Death or disablement directly or indirectly caused by or associated with any venereal disease or sexually transmitted disease.
  4. Accidental In-patient hospitalization

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Secure Policy, UIN: IRDAI/HLT/ABHI/PH(G)/V.I/18/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Secure Policy, UIN: IRDAI/HLT/ABHI/PH(G)/V.I/18/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

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