Common Searches
Our Products Offering
Common Searches
My Account
Preferred Language
Preferred Language
An accident can impact on the individual and their family is both psychological and financial. An accident policy intended to cover the financial strain may be a lifesaver at this stage.
Bajaj Finserv brings to you Personal Accident Cover 18-55 years which offers coverage up to Rs. 5 lakhs in case of accidental death, permanent total disablement, and permanent partial disablement.
Plan Details
| Sum Insured | Premium incl. taxes | Maximum no. of days covered |
| Rs. 5,00,000 | Rs. 423 | 30 days |
Eligibility: Individuals between the age of 18 and 55years can avail of this plan. The age is taken as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
What's covered?
-
Accidental death coverage
In case of Accidental Death, the insured will get the entire sum insured.
-
Permanent Total disablement coverage
In case of Permanent Total Disablement, the Insured will get the entire sum insured.
-
Permanent Partial Disablement coverage
In the case of PPD, the Insured will get the sum insured as per the below table.
Sr No
Table of Benefits
Percentage of the sum insured payable
Type of Permanent Partial Disablement
I)
Total and Irrecoverable loss of sight of one eye
50%
ii)
Loss of one hand or one foot
50%
iii)
Loss of all toes any one foot
10%
iv)
Loss of toe great any one foot
5%
v)
Loss of toes other than great if more than one toe lost each
2%
vi)
total and irrecoverable loss of hearing in both ears
50%
vii)
total and irrecoverable loss of hearing in one ear
15%
viii)
total and irrecoverable loss of speech
50%
ix)
loss of four fingers and thumb of one hand
40%
x)
loss of four fingers
35%
xi)
loss of thumb-both phalanges
25%
xii)
loss of thumb one phalanx
10%
xiii)
loss of index finger three phalanges -
10%
two phalanges -
8%
one phalange
4%
xiv)
loss of middle/ring/little finger three phalanges
6%
two phalanges -
4%
one phalange
2%
What is Not Covered / Exclusions
- Any Pre-Existing Disease or any complication arising therefrom.
- Suicide or attempted suicide, intentional self-inflicted Injury, acts of self-destruction whether the Insured Person is medically sane or insane.
- Death or disablement directly or indirectly caused by or associated with any venereal disease or sexually transmitted disease.
- Accidental In-patient hospitalization
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Secure Policy, UIN: IRDAI/HLT/ABHI/PH(G)/V.I/18/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”
How to apply
1
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/WhatsApp.
Claim process
You can raise a claim by reaching out to the insurer via one of the following ways:
- Insurer's E-mail - care.healthinsurance@adityabirlacapital.com
- Insurer's Toll-free number 1800-270-7000
Contact Us
In case you have any queries related to coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Secure Policy, UIN: IRDAI/HLT/ABHI/PH(G)/V.I/18/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”