Paytm is an e-commerce payment system and digital wallet company that enables its users to make utility payments, book travel and movie tickets, make in-store payments, and more. Its Paytm Mall is an e-commerce platform that offers a wide range of products.

Bajaj Finserv has collaborated with Paytm to offer you electronics on No Cost EMIs and easy EMIs. This facility enables you to convert the cost of your product into easy monthly instalment without having you to pay anything extra. Just shop for a minimum of Rs.4,500 with your Bajaj Finserv EMI Network Card.

You also get benefits like zero down payment, convenient repayment tenor of up to 12 months, minimal and much more, when you shop on Paytm with EMI Network Card.

Click here to know more about the terms and conditions of our offers.

How to shop

Shop online with your EMI Network Card in these simple steps:

1. Open your Paytm app and visit the Paytm Mall.

2. Browse and select your product.

3. Choose Bajaj Finserv No Cost EMI as your payment method.

4. Select a suitable EMI scheme.

5. Confirm your order with an OTP.

Sparkling Diwali cashback offer of up to Rs. 1,000*

Make your Diwali even brighter with your Bajaj Finserv EMI Network Card. Shop for all your favourite products from any of our online partners and get a cashback of up to Rs. 1,000. Just use your EMI Network Card and purchase the latest appliances, gadgets, furniture, apparels, etc. on No Cost EMI. You can also book your flight tickets and holiday packages on No Cost EMI. Watch the video to know more about the Sparkling Diwali offer. T&C apply.

Caution: Our customer service representative will never call you to ask about the OTP generated at your end, your EMI Network Card details, login information, or your personal details. Do not share your EMI Network Card related details with anyone.


It gave me freedom and liberty to buy and choose things for my new home and family. Thanks Finserv

It's a fast process without interest. Loan approval is real time and is an easy payment option

It's cashless and gives opportunity to buy products without money in my pocket

Easy way to fulfill our requirements without any mental and financial stress

It gives splendid EMI offers with no cost EMI

Frequently Asked Questions

Why should use my EMI Network Card to shop for the products?

Shop to your heart’s content and pay later, at no extra cost, with your Bajaj Finserv EMI Network Card! As a Bajaj Finserv EMI Network Card holder, you can shop for all your favourite electronics from Paytm Mall and pay in easy instalments.

What home appliances can I buy on No Cost EMI from Paytm Mall using my EMI Network Card?

Refrigerators, washing machines, air conditioners, televisions, etc. from brands like Philips, LG, Whirlpool, Kent, and more are now available on No Cost EMI on the Paytm Mall.

What gadgets can I buy on No Cost EMI from Paytm Mall using my EMI Network Card?

You can shop for gadgets like tablets, smartphones, gaming consoles, and laptops on No Cost EMI from Paytm Mall with your Bajaj Finserv EMI Network Card. You get to shop for mobiles and gadgets on No Cost EMIs from the brands such as Apple, Samsung, Redmi, Lenovo, Sony, Nikon, etc.

Can I avail EMI financing even if the cost of my product is less than Rs.4,500?

The minimum purchase for buying products on EMI finance from Bajaj Finserv is Rs.4,500.