Niva Bupa Health Companion Plan is your best health companion that secures you and your family from medical expenses arising from health emergencies, personal accidents, and critical illness. The plan helps you avail of a cashless claim facility in just 30 minutes in more than 5000+ Niva Bupa network hospitals. Overall, this plan is cost-effective and reliable, coupled with all the smart features you may want to secure every member of your family against unforeseen medical contingencies.
You need not worry about finances when facing medical emergencies. There is a cashless treatment approval in the hospital within 30 minutes with no third party (TPA) involvement in more than 5000+ network hospitals.
Day-care treatments refer to those medical treatments and procedures that need hospitalisation, but not for more than 24-hours. Some examples of day-care treatments include cataract surgeries, nasal sinus aspiration, cancer chemotherapy, cancer radiotherapy, etc. All the costs incurred such treatments are also covered under the Niva Bupa Health Companion Plan.
If the insured’s sum insured is exhausted, it gets reinstated if the current claim is made for an illness or an injury different from the one already claimed during the same policy year.
Get coverage for all hospital accommodations except suite & above room category without any room rent capping under this policy.
You will also get the Pre-Hospitalisation and Post-Hospitalisation cover in this plan. All the expenses are done 30 days before hospitalising and 60 days after discharge are covered in the Health Companion Plan.
The plan covers OPD treatment charges for vaccinations and immunisations after an animal bite, and the cover ranges from Rs. 2,500 to Rs. 7,500 depending on which variant of the plan is selected.
If in case, you are not hospitalised, and all your treatments are done at home, then all those expenses are also covered in this plan. Some individuals prefer their treatment to be done at home rather than in a hospital. On the other hand, some doctors also advise staying at home for the treatment.
Medical Expenses incurred for an organ donor’s treatment for the harvesting of the organ donated will be covered under the policy.
The policy covers ambulance expenses needed to transfer the insured following an emergency to the nearest hospital. These expenses are paid up to Rs. 3000 per hospitalisation only if the insurer has accepted the in-patient claim.
You will also get a cover for the in-patient treatment under the AYUSH treatment. AYUSH stands for Ayurveda, Unani, Siddha, and Homeopathy treatments, and the maximum coverage would be up to the maximum amount of the Sum Assured.
Get the benefit of these add-ons as it takes care of all your daily hospital expenses from Rs. 1000 to Rs. 4000 depending on the plan variant selected.
This is a genuinely cashless feature with coverage even for non-payables like gloves and more.
|Niva Bupa Health Companion Plan|
|Insurer Name||Niva Bupa Health Insurance Company Limited|
|Policy Type||Individual/ Family Floater|
|Entry Age||Minimum Entry Age: 91days
Maximum Entry Age: No age limit
|Tenure||One and two years|
|Sum Insured||Rs. 21 lakhs|
|Starting Premium (including all taxes)||Rs. 5,066 (Pune), Rs. 5,527 (Delhi)|
To purchase the policy, follow these steps:
Collect below mentioned relevant document in original from the hospital and submit them to us within 15 days of discharge from the hospital
*Refer to the policy document to know more exclusions in detail
BFL Helpline Number: 08698010101
Niva Bupa Helpline Number: For your family’s health insurance Call: 1860-500-8888
E-mail – firstname.lastname@example.org
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
*For claim related issues, please refer to your policy document or certificate of insurance (COI).
“Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, ACKO General Insurance Co. Ltd., Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and ManipalCigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility. BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Niva Bupa Health Companion. CIN: U66000DL2008PLC182918, UIN no MAXHLIP21509V042021. Rider Name: Safeguard, Rider UIN: MAXHLIA21576V012021. UIN: NB/BN/CA/2021-22/394. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions, and exclusions, please read the product sales brochure carefully before concluding a sale.
Tax benefits applicable, if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase any insurance product.
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