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Natural disasters can destroy property or resources and result in injury or illness. The resultant financial burden could be too high to manage in some cases.
To financially protect you from such an unforeseen event, Bajaj Finance presents FlexiCare Group Insurance Policy – Natural Disaster Cover from Manipal Cigna Health Insurance. The plan offers Rs. 1 lakh to meet hospitalisation costs linked to a natural calamity.

Plan details

Premium including GST (Rs.) Sum insured (Rs.)
29 50,000
44 1 lakh

Age: Individuals in the 18-65 age group can apply for this plan
Tenor: 1 year

What's covered

  • Money-in-bank

    Hospitalization expenses

    The plan covers expenses of up to Rs. 1 lakh on hospitalisation due to natural disasters, provided the diagnosis is supported by an appropriate consultant’s clinical confirmation.

  • Money-in-bank

    Diagnostic tests

    The natural disaster insurance plan covers the cost of diagnostic tests before (within the specified period) or during the hospitalisation period.

  • Money-in-bank

    Doctor’s fees

    You can avail of coverage for doctor’s fees before, during and after hospitalisation.

  • Money-in-bank

    Expenses on medication

    The plan covers expenses on medicines related to hospitalisation.

  • Money-in-bank

    Treatment charges

    Treatment charges that are covered include hospital room rent and expenses on ICU, blood transfusion, doctor fees, medicines and tests.

    For the complete list of exclusions, please refer to the policy wordings.

What's not covered?

• Any pre-existing disease.
• The cover is valid only after continuous hospitalisation for 48 hrs.
• The benefit is applicable only post-hospitalisation.

Waiting period
• Rehabilitation benefit will not be covered before a 30-day initial waiting period.

How to apply for Health Prime Membership


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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