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Hospital Cash-Comprehensive

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With emergence of new diseases every year, having Mediclaim has become a necessity today. With Bajaj Finserv, protect yourself against the financial strain of hospitalisation by availing FlexiCare Group Insurance Policy- Hospital Cash-Comprehensive offered by Manipal Cigna Health Insurance. The plan also enables tax deduction on the medical premium as per Section 80D of the Income Tax Act, 1961.

Plan Details

Premium Including GST (Rs.) Sum Insured (Per Day) (Rs.)
Rs. 504 Rs. 2,000 per day for a maximum of 30 days
Eligibility criteria: Individual between the age group of 18 years and 65 years. Age will be considered as on last birthday. Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Daily Cash Benefit

    During hospitalisation, the policyholder will receive a daily cash allowance of Rs. 2,000 to take care of the day-to-day expenses. The daily cash benefit can also be availed if one is undergoing a day care treatment procedure.

  • Money-in-bank

    Hospitalisation Expenses

    Due to an accident, or an event/peril covered under the policy, if the insured person suffers an illness/injury or the illness/injury results in the hospitalisation, then he/she can avail the coverage, while the policy is active.
    The plan covers in-patient hospitalisation, provided that the purpose of hospitalisation is to avail medically necessary treatment of the insured person and admission date of the hospitalisation is within the policy year. The policyholder is eligible to avail the coverage only after 72 hours of continuous hospitalization.

What's Not Covered

  • Accidental injury due to adventure sports, is not covered under this policy.
  • Hospitalisation before waiting period of 30 days will not be considered.
  • Specific illness waiting period is two years.

For list of exclusions, please refer to the policy wordings.

How to Apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s E-mail – servicesupport@manipalcigna.com
  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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