Medical emergencies are unexpected, typically sudden in nature due to illness or accidental injuries, requires medical attention and care. Treatment of this comes can be expensive and sometimes financial burden is too high to manage.
Bajaj Finance brings to you FlexiCare Group Insurance Policy Hospitalisation Convalescence Cover from Manipal Cigna Health Insurance, which provides In-patient hospitalization for a sum insured upto Rs. 50,000.
Plan Details
|
Sum Insured (Rs.) |
25,000 |
50,000 |
|
Premium Including GST (Rs.) |
344 |
754 |
Eligibility: Individuals between the age of 18 years and 65 years can purchase this policy.
Plan validity: The plan is valid for a period of 1 year.
What's Covered
What's Covered
-
Hospitalization Expenses
The plan is a benefit cover, where you will get benefits of up to Rs. 50,000 after a continuous hospitalization of 7 days. The sum insured will be provided if during the policy year the policyholder suffers any illness/injury due to an accident or event/peril. The policy covers hospitalization expenses in case he/she is admitted due to the illness/injury suffered. However, the coverage is provided only if the purpose of hospitalization is to avail the necessary medical treatment of the insured person and the admission date of the hospitalization is within the policy year.
Note: Initial waiting period is of 30 days to avail of the benefits of hospitalization expenses. -
Diagnostics tests
The cost of conducting diagnostics tests before (within the specified pre-hospitalization period) or during the hospitalization period is covered under the plan.
-
Doctor’s Fees
Coverage for doctor’s fee can be availed before, during and after hospitalization.
-
Expenses on medication
Expenses towards purchase of medicines related to hospitalization are covered under the plan.
-
Treatment Charges
Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.
What's not covered?
- Hospitalisation for less than seven days will not be covered.
For list of exclusions, please refer to the policy wordings.
How to apply
1
Click on ‘Apply Now’ button and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/whatsapp.
Claim process
- Insurer’s Email: servicesupport@manipalcigna.com
- Insurer’s Toll free number: 1800-102-4462
Contact Us
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”