Max Bupa Health Recharge Plan is one of the most suitable plans that covers medical expenses incurred due to personal accident and critical illness. This plan offers high coverage at affordable premium rates and it enables you to customise your health plan as per your risks.
Here are the key features covered under Max Bupa Health Companion Plan:
Get cashless treatment at the network hospitals. Cashless treatment will be approved within 30 minutes with no third-party administrator (TPA) involvement.
Medical expenses incurred from 60 days before hospitalisation and till 90 days after discharge are covered under the plan.
The plan covers treatments taken at home, in case your doctor has advised to stay at home. This plan is also beneficial for those who prefer taking treatments at home rather than at a hospital.
Expenses incurred for inpatient treatment for mental illness are covered under the plan, subject to sub-limit for specific conditions as specified in the policy contract.
If you are going through any organ transplantation surgery, then the donor’s expenses and the surgery expenses are covered in the Max Bupa Health Recharge Plan.
The plan covers the cost for a single private room of the hospital and there is no upper limit for the room’s rent. The room rent is covered in case the sum insured is Rs. 5 lakh and above.
The plan covers ambulance expenses for transferring the insured to the nearest hospital during an emergency. The plan covers ambulance charges up to Rs. 1,500 per hospitalisation, only if the insurer has accepted the inpatient claim.
If the insured person is diagnosed with an illness or is planning to undergo a planned surgery or a surgical procedure, the insured person can seek an e-consultation for the same during the policy period.
The plan covers Ayurveda, Unani, Siddha, and Homeopathy (AYUSH) treatments taken under in-patient hospitalisation. The coverage offered is up to the sum insured.
The plan offers free look period of 15 days. This option allows you to return the policy within 15 days from the date of inception, if you feel this plan isn’t suitable for you.
There are some add-on benefits of the policy that you can add at the time of inception of the policy. You can customize your plan by adding the following benefits.
The plan gives a personal accident cover to the insured.
If you are diagnosed with any kind of critical illnesses like cancer, kidney failure etc. then you can avail of coverage under this plan.
Save tax under Section 80D of the Income Tax Act.
Here are the details of the policy:
|Max Bupa Health Recharge Plan|
|Policy type||Individual/family floater|
|Entry age||Minimum entry age: 18 Years
Maximum entry age:65 Years
|Policy term||One, two and three years|
|Sum insured||Up to Rs. 95 lakh|
|Deductible||Starts from Rs. 1 lakh|
Health Insurance helps you to be stress-free while dealing with medical contingencies due to sickness and accidental injuries. For coverage of Rs. 5 lakh, the premium will be Rs. 2,607 including all taxes.
Find out the nearest network hospital in your vicinity and avail of cashless treatment. Click here https://transaction.maxbupa.com/Pages/hospitalnetwork.aspx
Max Bupa Health Companion Plan Brochure
Read the brochure to know more about the plan, click here Max Bupa Health Companion.
In order to purchase the policy, follow these steps:
Here are the mandatory documents required while purchasing the policy:
Here’s how you can process the claims.Cashless claims
With the Max Bupa Health Recharge Plan, you can avail the benefit of cashless treatment at 5,000+ network hospitals by following the following process:
Here’s the process to raise a reimbursement claim with the insurer:
Here are the documents you need to collect in original form from the hospital and submit them to the insurer within 15 days of discharge from the hospital.
Here are some of the exclusions under the policy:
BFL Helpline Number: 08698010101
Max Bupa Helpline Number: 1860-500-1000
E-mail – firstname.lastname@example.org
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
*For claim related issues please refer to your policy document or Certificate of Insurance (COI).
Max Bupa Health Recharge Plan is a cost-effective health insurance plan, which can be purchased as an individual plan or a family floater plan. The plan covers you against various medical expenses incurred due to personal accident, critical illness or other risks.
Health Recharge Plan by Max Bupa is the ideal plan for those who want to seek comprehensive coverage at an affordable premium. The plan offers coverage for personal accident, critical illness, hospitalisation, AYUSH treatment and more. It also offers online consultation for seeking doctor’s opinion on surgery or any illness. Additionally, you can avail of free look period that allows you to cancel the plan after 15 days, if you aren’t satisfied by its offerings.
Max Bupa Health Recharge Plan offered by Bajaj Finance offers coverage up to Rs. 95 lakh.
The minimum entry age is 18 years and maximum entry age is 65 years under Max Bupa Health Recharge.
Yes, Max Bupa Health Recharge covers alternative treatments such as Ayurveda, Yoga, Unani, Sidha, and Homeopathy (AYUSH). The policyholder can avail of in-patient treatments taken under AYUSH up to the sum insured.
Yes, Max Bupa Health Recharge Plan offers e-consultation. The policyholder or any member covered under the plan can consult a doctor online if the person has been diagnosed with an ailment or is intending to undergo a planned surgical treatment.
Bajaj Finance Limited (BFL) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Tata AIG General Insurance Company Limited, ACKO General Insurance Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under product name: Max Bupa Health Recharge, product UIN: MAXHLIP20140V021920. Please refer insurer's website for policy wordings. For more details on risk factors, terms and conditions, and exclusions please read the product sales brochure carefully before concluding a sale.
Tax benefits applicable if any will be as per the prevailing tax laws. Tax laws are subject to change. BFL does not provide tax/investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.