Max Bupa Health Recharge Plan is the most suitable plan that covers medical expenses protecting you and your family for personal accident and critical illness. This plan offers high coverage at affordable premium rates and it gives you the freedom to customize your health plan as per your risks.
In times of medical emergencies for you and your family, you need not worry about finances as there would be cashless treatment approval in the hospital within 30 minutes with no third party (TPA) involvement.
You will also get the Pre-hospitalization and Post-hospitalization cover in this plan. All the expenses are done in 60 days before hospitalizing and 90 days after discharge are covered in the Health Recharge Plan.
If in case, you are not hospitalized, and all your treatments are done at home then all those expenses are also covered in this plan. Some individuals prefer their treatment to be done at home rather than in a hospital. On the other hand, some doctors also advise staying at home for the treatment.
Expenses incurred for inpatient treatment for mental illness are covered under the policy subject to sub-limit for specific conditions as specified in the policy contract.
If you are going through any organ transplantation surgery, then the donor’s expenses and the surgery expenses are covered in the Max Bupa Health Recharge Plan.
The plan covers the cost of a single private room’s rent of the hospital and there is no upper limit of the room’s rent. If the amount of the Sum Assured is Rs.5 Lacs and above then, whatever will be the room’s rent will be covered.
The policy covers ambulance expenses needed to transfer the insured following an emergency to the nearest hospital. These expenses are paid up to Rs. 1,500 per hospitalization only if the insurer has accepted the in-patient claim.
If the insured person is diagnosed with an illness or is planning to undergo a planned surgery or a surgical procedure, the insured person can obtain an e-consultation during the policy period.
You will also get a cover for the in-patient treatment under the AYUSH treatment. AYUSH stands for Ayurveda, Unani, Siddha, and Homeopathy treatments, and maximum cover would be up to the maximum amount of the Sum Assured.
Get the benefit of a free-look period of 15 days and if you still feel this plan isn’t suitable for you then you are free to return the policy within 15 days from the date of inception of the policy.
There are some add-on benefits of the policy that you can add at the time of inception of the policy. You can customize your plan by adding the following benefits.
The plan gives a personal accident cover to the insured.
If you are diagnosed with any kind of critical illness like cancer, kidney failure, and many more all are covered under this plan.
Save tax under Section 80D of the Income Tax Act when you buy a Max Bupa Health Recharge Insurance policy.
|Max Bupa Health Recharge Plan|
|Policy Type||Individual/ Family Floater|
|Entry Age||Minimum Entry Age: 18 Years
Maximum Entry Age:65 Years
|Tenure||One, two and three years|
|Sum Insured||Rs. 5 lakh|
|Deductible||Rs. 1 lakh|
Health Insurance helps you to be stress-free while dealing with medical contingencies due to sickness and accidental injuries. The plans are available starting from Rs. 2607 including all taxes, with maximum coverage of Rs. 5 lakh.
In order to purchase the policy, follow these steps:
The following mandatory documents will be needed to purchase the policy:
Collect below mentioned relevant document in original from the hospital and submit them to us within 15 days of discharge from the hospital
BFL Helpline Number: 08698010101
Max Bupa Helpline Number: 1860-500-1000
E-mail – firstname.lastname@example.org
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
*For claim related issues please refer your policy document or certificate of insurance (COI).
Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Tata AIG General Insurance Company Limited, Oriental Insurance Company Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Product Name: Max Bupa Health Recharge, Product UIN: MAXHLIP20140V02192. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions, and exclusions please read the product sales brochure carefully before concluding a sale.
Tax benefits applicable if any will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.