Max Bupa Health Companion Plan is your best health companion that secures you and your family from medical expenses arising out of health emergencies, personal accident and critical illness. This plan is the smart choice suited for an individual, couple, nuclear as well as joint families with vast options to select from the sum insured starting from Rs. 3 lakh to Rs. 1 crore. The plan helps you to avail cashless claim facility in just 30 mins in more than 3500+ Max Bupa network hospitals. Overall, this plan is cost-effective and reliable coupled with all the smart features you may want to secure every member of your family against unforeseen medical contingencies.
In times of medical emergencies for you and your family, you need not worry about finances as there would be cashless treatment approval in the hospital within 30 minutes with no third party (TPA) involvement in more than 3500 network hospitals.
Day-care treatments refer to those medical treatments and procedures that need hospitalization, but not for more than 24-hours, some of the examples of day-care treatments include cataract surgeries, nasal sinus aspiration, cancer chemotherapy, cancer radiotherapy, etc. All the costs incurred such treatments are also covered under the Max Bupa Health Companion Plan.
This plan helps you to restore your sum insured if the no claim bonus has been partially or completely exhausted. This benefit helps you to reinstate the entire sum insured in the policy year when it gets exhausted due to incurred claims.
Get coverage for all hospital accommodations except suite & above room category without any room rent capping under this policy.
You will also get the Pre-hospitalization and Post-hospitalization cover in this plan. All the expenses are done in 30 days before hospitalizing and 60 days after discharge are covered in the Health Companion Plan.
The plan covers OPD treatment charges for vaccinations and immunizations after an animal bite and the cover ranges from Rs. 2500 to Rs. 7500 depending on which variant of the plan selected.
If in case, you are not hospitalized, and all your treatments are done at home then all those expenses are also covered in this plan. Some individuals prefer their treatment to be done at home rather than in a hospital. On the other hand, some doctors also advise staying at home for the treatment.
Medical Expenses incurred for an organ donor’s treatment for the harvesting of the organ donated will be covered under the policy.
The policy covers ambulance expenses needed to transfer the insured following an emergency to the nearest hospital. These expenses are paid up to Rs. 1,500 per hospitalization only if the insurer has accepted the in-patient claim.
You will also get a cover for the in-patient treatment under the AYUSH treatment. AYUSH stands for Ayurveda, Unani, Siddha, and Homeopathy treatments, and maximum cover would be up to the maximum amount of the Sum Assured.
Get the benefit of a free-look period of 15 days and if you still feel this plan isn’t suitable for you then you are free to return the policy within 15 days from the date of inception of the policy.
If you are diagnosed with any kind of critical illness like cancer, kidney failure, and many more all are covered under this plan.
Save tax under Section 80D of the Income Tax Act when you buy a Max Bupa Health Companion Insurance policy.
|Max Bupa Health Companion Plan|
|Policy Type||Individual/ Family Floater|
|Entry Age||Minimum Entry Age: 91days
Maximum Entry Age: No age limit
|Tenure||One and two years|
|Sum Insured||Rs. 21 lakh|
|Starting Premium (including all taxes)||Rs. 5,066 (Pune), Rs. 5,527 (Delhi)|
Health Insurance helps you to be stress-free while dealing with medical contingencies due to sickness and accidental injuries. The plans are available starting from Rs. 5066 (Pune) and Rs. 5527(Delhi) including all taxes, with maximum coverage of Rs. 21 lakhs
In order to purchase the policy, follow these steps:
The following mandatory documents will be needed to purchase the policy:
Collect below mentioned relevant document in original from the hospital and submit them to us within 15 days of discharge from the hospital
BFL Helpline Number: 08698010101
Max Bupa Helpline Number: 1860-500-1000
E-mail – firstname.lastname@example.org
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
*For claim related issues please refer your policy document or certificate of insurance (COI).
Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Tata AIG General Insurance Company Limited, Oriental Insurance Company Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under MaxBupa Health Companion UIN no MAXHLIP21509V042021. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions, and exclusions please read the product sales brochure carefully before concluding a sale.
Tax benefits applicable if any will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product