Luxury Sanitary Fittings Insurance

Luxury sanitary fittings are worth investing in if you are renovating your home or moving into a new house. However, you should also safeguard your financial investment in expensive and luxurious bathroom fittings in case of any damages caused to these fittings.

Bajaj Finserv offers Luxury Sanitary Fittings Insurance that provides you with financial coverage against any damages occurred to the plush fittings. The plan is available at an affordable premium amount.

  • Plan Details

    Small Gadgets Insurance offers coverage of up to Rs. 10,000 at just Rs. 399 per annum. Make the payment from any of your preferred online payment modes.

  • High Sum Insured

    High coverage amount

    Get an insurance cover of up to Rs. 50,000 for just Rs. 299.

  • Multiple Payment Options

    Flexibility to choose mode of payment

    Payment of premium is convenient and hassle-free. You can choose to pay from multiple payment options such as net banking, UPI, mobile wallet, credit card or debit card.

  • What’s Covered

    Here are the coverages offered under the plan:

  • Standard Fire And Special Perils Cover

    Standard fire and special perils cover

    If your luxury sanitary fittings get damaged or destroyed due to accidental fire breakout, riots, implosion or explosion, bursting of pipes/tanks/sprinklers, environmental disasters, or any other specified perils, you can get coverage for the same.

  • Accidental Damage Cover

    Accidental damage cover

    In case of an accidental damage caused to the luxury fittings, you can avail of coverage against repair and replacement expenses (maximum up to the value of sum insured). To get this benefit, the fittings must be installed at the insured premises (as mentioned on the Certificate of Insurance) at the time of damage.

    Coverage is applicable as per the invoice value, subject to a maximum limit of the sum insured. For more information on detailed terms and conditions on coverages, please click here.

  • What’s not Covered

    Here are some of the exclusions under the plan:

  • Loss due to pollution or contamination

    Damage to the luxury fittings caused by pollution or contamination is not covered.

  • Delay In Insurance Application

    Delay in insurance application

    If you fail to insure the fittings within 30 days of purchase, you cannot claim the benefits of this policy. The original date of invoice will be considered as the purchase date.

  • Deductibles applicable

    The deductible of the first 5% of each claim amount is subject to a minimum of Rs. 1,000 for the sum insured up to Rs. 20,000, or Rs. 2,000 for the sum insured above Rs. 20,000 and up to Rs. 50,000.

    This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.

  • Loss due to an act of terrorism

    Any damage or loss to the luxury fittings, directly or indirectly caused by any terrorist activity will not be covered.

    For more information on the terms and conditions on exclusions, please click here .

How to Apply

Here are the steps to apply for the plan:

• Log into our website

• Fill the online application form with the required personal details

• Make the payment of the premium.

How to Process a Claim

To raise a claim for Luxury Sanitary Fittings Insurance, you can contact the customer experience team within 24 hours of loss/damage to the fittings.

Here's a list of mandatory documents you need to submit along with the claim request:
• Duly filed claim form
• Invoice or bill copy
• FIR copy in case of burglary or theft

Here are the contact details of the customer experience team:
• You can call on the toll-free number: 1800 209 5858
• Write to them on Email:
• Go to the customer service website
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006

Contact Us

For queries related to the policy, please write to us on email at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”