Luxury Sanitary Fittings Insurance

Overview

Luxury sanitary fittings are worth investing in, if you are renovating your home or moving into a new house. You should also safeguard your financial investment in expensive and luxurious bathroom fittings in case of any damage to these fittings.

Bajaj Finserv offers you Luxury Sanitary Fittings Insurance. With a minimal premium amount, you can avoid financial loss due to loss or damage to your plush fittings.

  • Features & Benefits:

  • High Sum Insured

    High Insured Amount

    Get an insurance cover of up to Rs. 50,000 for just Rs. 299.

  • Multiple Payment Options

    Flexibility To Choose Mode Of Payment

    Paying your premium is convenient and hassle-free as you have the flexibility to choose from among multiple payment options such as online bank account transfer, UPI, mobile wallets, credit cards or debit cards.

  • What Is Covered?

  • Standard Fire And Special Perils Cover

    Standard Fire And Special Perils Cover

    If your luxury sanitary fittings get damaged or destroyed due to accidental fire breakout, riots, implosion or explosion, bursting of pipes/ tanks/sprinklers, environmental disasters, or any other specified perils, you can get coverage for the same.

  • Accidental Damage Cover

    Accidental Damage Cover

    Accidentally damaged your plush fittings? Don’t worry. With Luxury Sanitary Fittings Insurance, you can claim repair and replacement expenses (maximum up to the value of sum insured). To avail this benefit, the fittings must be installed at the insured premises (as mentioned on the Certificate Of Insurance) at the time of damage.

    Coverage is applicable as per the invoice value, subject to a maximum limit of the sum insured. For more information on detailed terms and conditions on coverages, please click here .

  • What Is Not Covered?

  • Loss Due To Pollution Or Contamination

    Damage to the luxury fittings caused by pollution or contamination is not covered.

  • Delay In Insurance Application

    Delay In Insurance Application

    If you fail to insure the fittings within 30 days of purchase, you cannot claim the benefits of this policy. The original date of invoice will be considered as the purchase date.

  • Deductibles Applicable

    The deductible of the first 5% of each and every claim amount is subject to a minimum of Rs. 1,000 for sum insured up to Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to 50,000.
    This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.

  • Loss Due To An Act Of Terrorism

    Any damage or loss to the luxury fittings, directly or indirectly caused by any terrorist activity will not be covered.

    For more information on the terms and conditions on exclusions, please click here .

How To Apply?

You can apply online for Luxury Sanitary Fittings Insurance in just three steps. Log in to our website, complete the online application form, and pay the premium.

How To Claim?

To raise a claim for Luxury Sanitary Fittings Insurance, please connect with the Customer Experience team within 24 hours of loss/damage to the fittings. Here's a list of mandatory documents to be submitted along with the claim request:
• Duly filed claim form
• Invoice or bill copy
• FIR copy- in case of burglary or theft

The Customer Experience team is available at:
• Toll free number: 1800 209 5858
• Email: bagichelp@bajajallianz.co.in
• Customer service website
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006  

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