Loss of Earning Cover-Cash

Loss of Earning Cover-Cash

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Permanent or temporary disabilities as a result of accidents may affect one’s primary source of income. With FlexiCare Group Insurance policy – Loss of Earning Cash Cover from Manipal Cigna Health Insurance, one can avail coverage up to Rs. 50,000 per month in case of hospitalization, permanent total disablement, permanent partial disablement, temporary total disablement or coma due to an accident.

Plan Details

Sum Insured Premium (Incl. GST)
Rs. 50,000 Rs. 244
Eligibility: Individuals between the age of 18 and 65 years can purchase this policy.
Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Monthly Cash Benefit

    In the event of hospitalization, permanent total disablement, permanent partial disablement, temporary total disablement or coma, the policyholder gets a monthly cash allowance of Rs. 50,000 per month for a maximum of 60 days to take care of the day-to-day expenses.

    Note: The Payout capped at Actual Salary as on date of event.

What's not covered?

  • Any illness or injury before 30 days of initial waiting period will not be covered.
  • To get this benefit, Insured should be hospitalised for continuous 48 hours.
  • Any Pre-existing disease.
  • This cover applicable only for salaried employees.
  • Any Accident except Adventure Sports.

For list of exclusions, please refer to the policy wordings.e

How to Apply


Click on ‘Apply Now’ button and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s E-mail – servicesupport@manipalcigna.com
  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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