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An unforeseen event such as an accident could result in hospitalisation or disability, which can hurt your primary source of income. To help you financially in such a situation, Bajaj Finserv presents FlexiCare Group Insurance policy – Loss of Earning Cash Cover from Manipal Cigna Health Insurance. The plan offers coverage of up to Rs. 50,000 per month if an accident results in hospitalisation, disablement or a coma.

Plan details

Sum insured Premium (Incl. GST)
Rs. 50,000 Rs. 244
Eligibility: Individuals aged between 18 and 65 can purchase this policy.
Note: The loss of earning cover cash policy has a tenor of 1 year.

What's covered

  • Money-in-bank

    Monthly cash benefit

    The loss of job cash cover plan offers the policyholder a monthly cash allowance of Rs. 50,000 a month for day-to-day expenses, for a total of 60 days, if an accident results in hospitalisation, permanent total or partial disablement, temporary total disablement or a coma.

    Note: The payout is capped at the actual salary on the date of the event.

What's not covered

  • Any illness or injury occurring before the 30-day initial waiting period
  • Any pre-existing disease
  • Any accident sustained while performing an adventure sport

  • The insured should be hospitalised for 48 continuous hours to get this benefit.
  • This cover is applicable only for salaried employees.

For the complete list of exclusions, please refer to the policy wordings

How to apply for Health Prime Membership


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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