Loan Against Property in Talikoti

Located in the northern area of Karnataka, India, and lying on the River Doni, Talikoti is a small-sized town. However, there are pressing needs people must meet, even in small-sized towns. Residents of Talikoti who want to meet urgent financial needs, but don’t have the funding, can now take advantage of our loan against property.

A loan against property from Bajaj Finserv gives you access to large sums of money that will help you fulfil your financial obligations. When you take a loan from us, we charge a low interest regardless of the desired amount. At BHFL, customer satisfaction is a priority; therefore, all our loan types come with abundant privileges.

Read on to learn more about how our loan against property can help you achieve your dreams.

Features of Loan Against Property in Talikoti 

Apart from the high-value financing, there are several other benefits of getting a loan against property from us. Some of them include:

• 

  Large loan amount available

  A loan against property from us entitles you to a hefty sum of money for personal use. You can avail yourself of up to Rs.5 crores as a salaried or professional applicant. 

• 

  18-year repayment tenor

  We provide you with a repayment tenor of up to 18 years, which is enough time for you to repay your loan amount. To make it even better, we allow prepayments if you want to complete your repayment before the loan tenor ends. 

• 

  Fast loan payment

  After submitting your documents, we pay the approved loan amount in 72 hours*. This is especially because we required minimal documentation, effectively speeding up your application process.

• 

  Hassle-free Balance Transfer Facility

  Get a high-value top-up loan by transferring your existing loan against property to Bajaj Finserv. With our attractive offers and affordable interest rates, we give you the best experience for a loan against property in Talikoti, with reduced EMIs and more savings.

• 

  Customised Repayment Options 

  To make your life stress-free, Bajaj Finserv also extends a customized loan repayment plan to suit your needs and requirements. This means that you can pay your loan back in a way that is comfortable and catered to your financial standing.

One thing about a loan against property is that you enjoy zero end-use restrictions. You can spend the loan amount on anything you desire. To avail yourself of this loan type, we request a property as collateral. If you’re unsure of the type of property that we accept, read the list below:

• Residential properties (owned by you or rented)
• Commercial properties (owned by you or rented)
• A plot or plots of undeveloped land
• Industrial properties like a factory
 

If your credit score is not up to 725, we urge you to apply for any loan amount with a co-applicant. You can also apply with a co-applicant if your property’s value is meagre or you cannot make the equated monthly instalments (EMIs) on your own. The co-applicant may be: 

• A brother
• A marital partner
• Parents
• An unmarried daughter

A quick tip: Co-applicants must also meet our eligibility criteria to improve their chances of approval.

 

Our property loan eligibility criteria are easy to meet. As long as you satisfy every requirement, expect a loan approval.

We require that you must:

• Be an Indian citizen based in Talikoti
• Be between 28 and 60 years as a salary earner. For professionals like chartered accountants, you must be between the ages of 25 and 70 years
• Have up to 3 years of work experience in a public or private establishment

In addition, the property you mean to provide as collateral must be in India.

For us to process and assent to your application, we need the following documents:

• Salary slips dating back to 3 months
• Proof of address like a utility bill
• Proof of identity like the Aadhaar card
• Bank account statements from 3 months ago
• A copy of the property documents
• Income Tax Returns

For a successful loan against property application, follow the below steps:

• Fill out the application form found on the website
• Our representative will contact you to advance your application
• The approval comes within 48 hours*
• Upon the submission of your documents, expect a loan payment in 72 hours

Note that you cannot upload some documents online, so you might have to visit our nearest branch to submit them.

Bajaj Finserv is a housing finance company that’s enthusiastic about enabling our customers to actualize their dreams. Our loans are customer-friendly and they offer many incredible benefits.