Loan Against Property in Dholka

If you are considering taking a loan in Dholka for the real estate market or to get a property with excellent living standards for yourself, then a property loan in Dholka is what you need. A loan against property in Dholka will bring you a step closer to owning your dream property or starting up a business.

Bajaj Finserv’s mortgage loan (also known as a loan against property) in Dholka has unique features and benefits that make it the best option in the whole of India. In this article, we will show you how can enjoy all the benefits of our loan against property in Dholka. Let’s proceed.

What is a Loan Against Property?

A loan against property is a loan type where borrowers can take loans for their desired purposes by using their commercial or residential properties as collateral. It doesn’t matter whether this property is land or a building. If it’s yours and you can prove that it is, then you can use it as collateral. A major advantage of our loan against property over other loan types is that applicants can have access to huge loan amounts with longer repayment tenors.

Essential Features of a Property Loan in Dholka

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  Customized repayment option

  We offer loans against property to you and expect that you repay the loan amount within a specific period. However, the repayment option differs from applicant to applicant depending on their income, loan amount, and capacity to repay.

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  Substantial loan amount

  We offer loans against properties in Dholka in substantial amounts that often exceed borrowers’ expectations. Applicants can avail of a loan amount of about Rs.5 crores or even higher. However, applicants’ eligibility status determines the loan amount that they can get. 

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  Swift loan disbursal 

  We have simplified the application procedure for our mortgage loan, such that successful applicants receive their loan amounts 72 hours* after the approval of their loan applications and submission of all the required documents.

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  Long repayment tenor 

  We provide applicants with a sizable repayment tenor of about 18 years to repay the EMIs on their loan. When you apply for our mortgage loan option, you enjoy a long tenor that allows you to spread out your payments.

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  Fastest Turnaround Time

  Bajaj Finserv provides you with the fastest turn-around time so that you get the loan as soon as possible. If you fulfil all our eligibility criteria, we will process your loan within 72 hours* of document submission.

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  Hassle-free Balance Transfer Facility

  Get a high-value top-up loan by transferring your existing loan against property to Bajaj Finserv. With our attractive offers and affordable interest rates, we give you the best experience for a loan against property in Dholka, with reduced EMIs and more savings.

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  No Hidden Charges

  Bajaj Finserv, there is no possibility of applying hidden costs. We conduct a transparent loan approval process without any hidden charges. With easy-to-understand terms and conditions, apply for a loan and get exactly what you bargain for.

Below are the conditions you must meet to access a loan against property in Dholka through Bajaj Finserv:

• You must be a resident citizen of India.
• You must be between 28 to 60 years as a salaried applicant. Self-employed applicants must be between 25 to 70 years.
• Possess work experience of up to 3 years.

To access our loan against property, you can either apply online or offline. If you choose to go with the offline process, then you will need to visit the nearest Bajaj Finserv office.

If you are applying online, you must fill out an application form and then provide the following documents:

• Your latest salary slips
• Bank account statements from the previous 3 months
• ID proof
• Address proof 
• Copy of the documents of the property to be mortgaged
• Title documents as required by the legal team

Note that some documents cannot be uploaded online, so we might request that you visit our nearest branch to submit those documents.

We have an indisputable reputation for meeting applicants at their respective budget levels. Our low interest rates mean that salaried and professional applicants can take a property loan from us at interest rates starting at 9.50%* p.a.

Other related charges include processing fees, loan statement charges, and equated monthly instalment (EMI) bounce charges.

We expect applicants to pay a non-refundable one-time processing fee during the submission of the loan application form. Usually, this processing fee amounts to 1-2% of the loan.

At Bajaj Finserv, even with the strictest budget, you will enjoy tremendous benefits from our loan against property in Dholka. Our application process is simple, and we will help you through every step of the way should you ever encounter any challenge. Take a significant step towards achieving your dreams today. Start your application here