Accidents are a common occurrence and may often result in damage or permanent disability. These accidents do not just pertain to the human body, you might also need to modify your assets such as vehicles and houses to accommodate the injury. However, these costs may often seem expensive and impose a financial strain on families.
Bajaj Finance brings you Group Guard Insurance Policy - Lifestyle Modification under Personal accidental Cover from Bajaj Allianz General Insurance Co. Ltd. which provides lifestyle modification under a personal accidental cover with a sum insured up to Rs. 1 lakh.
Coverage |
Sum Insured up to |
Premium (including GST) |
|
Accidental Death coverage |
Rs. 1 lakh |
Rs. 744 |
|
Transportation of Mortal Remains |
Rs. 10,000 |
||
Funeral Expenses |
Rs. 10,000 |
||
Permanent Total Disability |
Rs. 1 lakh |
||
Lifestyle modification |
Rs. 1 lakh |
||
Permanent Partial Disability |
Rs. 1 lakh |
||
Temporary Total Disability |
Rs. 1 lakh |
||
Child care |
Rs. 1 lakh |
||
Parental cover |
Rs. 1 lakh |
||
Accidental Hospitalization |
Rs. 1 lakh |
A personal accident insurance takes care of you and your family against unforeseen accidents and even death as per the opted sum insured.
A personal accident insurance protects you and your loved ones by providing extensive coverage against accidental injuries (PTD).
If the policyholder sustains an accidental bodily injury which directly and independently of all other causes results in permanent partial disability within twelve months from the date of the accident, then the policyholder is eligible for a payout.
If the policyholder sustains an accidental bodily injury which directly and independently of all other causes results in completely preventing the policyholder from pertaining to their employment or occupation then the policyholder will be paid weekly coverage as opted under “temporary total disability” in the certificate of insurance. The insured will get weekly payments for the disability period as specified by the treating doctor, beginning from the date of the injury subject to a maximum period of 100 weeks.
With child care cover the insurance gives protection to the surviving beneficiary, as a lump sum coverage amount towards the cost of education or care of the policyholder’s dependent children.
If the policyholder sustains an accidental bodily injury that directly and independently of all other causes results in permanent partial disability within twelve months from the date of the accident, then the policyholder is eligible for a payout.
Any stay in the hospital for an injury due to an accident without undertaking any treatment. Any hospitalization for accidental injury aggravated by an existing disability or pre-existing illness, condition or injury.
*For a full list of exclusions, please refer to the policy wordings.
Pre-existing conditions are not covered
Pre-existing condition means any condition, ailment or injury or related condition(s) for which there were signs or symptoms or were diagnosed, or for which medical advice or treatment was received within 48 months prior to the first policy issued by the insurer and renewed continuously thereafter.
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
You can raise a claim by reaching out to the insurer via one of the following ways:
In case you have any queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. Our partner Insurance Company provides the insurance coverage. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The benefits mentioned above and the premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance, and any claims post-sale. This product provides insurance coverage under Bajaj Allianz General Insurance Co. Ltd. Group Guard Insurance policy, UIN: BAJHLGP20109V011920. Please refer to the insurer's website for Policy Wordings. Purchase of this product is purely voluntary. BFL does not compel any of its customers to purchase any third-party products mandatorily.