Senior Citizen Fixed Deposit with ✔ 8.10% Highest Interest Rates ✔ Minimum Deposit of Rs. 25,000 ✔ Bajaj Finance FD Awarded with ICRA’s MAAA and CRISIL’s FAAA/Stable Rating ✔ Monthly Interest Payout.

Apply for Senior Citizen Fixed Deposit

Disclaimar : Fixed deposit interest rates for senior citizen are applicable for Individuals aged 60 and above only.

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Senior Citizen Fixed Deposit (FD): Feature and Benefits

As you get closer to retirement, you will need to have a financial plan that creates an adequate income stream for you and your family. Whether you are a senior citizen or looking for a safe retirement investment option for your parents, Fixed Deposits are the best investment avenue that offer high returns at low risk. Bajaj Finance is making investing in Fixed Deposits even more attractive for senior citizens with an additional 0.25% interest rate. If you are an Indian resident who is 60 years and above, Bajaj Finance offers you an FD with one of the highest interest rates in the market.

8.10% interest rate on FD

Bajaj Finance offers 0.25% additional interest rate for all senior citizens, making it an attractive interest rate of 8.10%. This is one of the highest FD interest rate for senior citizens in the market. This makes FD investment more lucrative option than keeping your money in a savings bank account. Don’t settle for a 4% interest rate on your savings account, instead invest in an FD with 8.10% returns.

Open FD with just Rs.25,000

No amount is big or small when it is your hard earned money. With Bajaj Finance, you can open an FD account for just Rs. 25,000. Also, to retire wealthy, you need to plan your investments, even if they are small. So, start your FD with Bajaj Finance with a minimum deposit ofRs.25,000. However, the bigger the investment, higher the returns.

FD with high stability

Bajaj Finance's FD has been awarded with ICRA's MAAA (Stable) Rating and CRISIL's FAAA/Stable Rating, offering highest security for your investment.Most of the senior citizens look for stability and credibility in their investments, and Bajaj Finance's FD offer the best of it. Our FDhas one of the highest approval ratings in the market, making it the mostcredible investment for every senior citizen.

Online FD account access

Life after retirement should be spent with ease and that's why Bajaj Finance's FD offers you the option to manage your FD account with a click of a button. Manage your FD account online by seeing all the interest transfers and other information on our customer portal, Experia. So, now you don't need to step out of your home for your FD account management.

FD tenure between 12 to 60 months

Invest at your own terms and according to your needs. With Bajaj Finance's Fixed Deposit, you have the flexibility to choose the tenure of your FD from 12 to 60 months. If you change your mind, you have the flexibility to close your FD account and start another one for a different duration. Once the FD matures, you can withdraw or renew it with ease.

Fixed Deposit Calculator available

When making any investment it is prudent to calculate the expected earnings for yourself. Keep that pen and paper aside and use our Fixed Deposit Calculator to calculate your FD interest and maturity amount. Easily calculate and compare the interest receivable by changing the deposit amount, tenure and interest payment frequency.Be informed about your returns before making an investment so you can plan your finances more efficiently.


Tenor in months Cumulative Non-cumulative
Monthly Quarterly Half yearly Annual
12 – 23 7.85% 7.60% 7.64% 7.71% 7.85%
24 – 35 8.05% 7.78% 7.83% 7.90% 8.05%
36 – 60 8.10% 7.83% 7.88% 7.95% 8.10%

You have worked hard for your money, and now it's time to make your money work for you. With assured returns and 8.10% rate of interest, fixed deposits continue to be an attractive investment.

The interest earned out of your FD investment can be your regular source of income during your retirement.

A fixed deposit remains stable and risk-free no matter whether the market is fluctuating or if the economy is experiencing a flux due to inflation or any other reason.

So, don't wait to invest in one of the safest investment options available and make Fixed Deposits a part of your investment portfolio today.

Senior Citizen Fixed Deposit Calculator

Minimum Deposit Amount to Rs 25,000 /-

Fixed deposit Amount

Tenor Months

Your Rate of Interest 7.8%

Interest Amount Rs.10,7800/-

Your Rate of Interest 8%

Interest Amount Rs.10,8000/-

Your Rate of Interest 10%

Interest Amount Rs.11,1000/-

Your Rate of Interest 11%

Interest Amount Rs.12,1000/-

Your Rate of Interest 11%

Interest Amount Rs.12,1000/-