✔ Check eligibility for Fixed Deposit investment ✔ Minimum Fixed Deposit amount of Rs.25,000 ✔ Resident individuals can apply for a Bajaj Finance FD scheme ✔ Minimum documentation ✔ KYC documents required to open an FD ✔ Earn up to 8.30% interest on Fixed Deposit investment ✔ Calculate FD maturity amount ✔ FD tenure between 12 to 60 months

Fixed Deposit Eligibility and Documents:

Bajaj Finserv offers the best Fixed Deposit interest rates in the country. If you are planning to invest in Fixed Deposit schemes, you might want to first check your eligibility.

Who is eligible to apply for Bajaj Finance’s Fixed Deposit scheme?

  • Resident Individuals
  • Hindu Undivided Family (HUF)
  • Sole Proprietorships, Partnership Firms and Companies including group companies
  • Clubs, Associations and Societies
  • Family Trusts

Who is NOT eligible to apply for Bajaj Finance’s Fixed Deposit scheme?

  • Foreign Citizens
  • Person of Indian Origins (PIOs)
  • Non Resident Indians (NRIs)
  • Charitable Trusts

What is the minimum amount required to open an FD with Bajaj Finance?

What are the documents required to apply for a Fixed Deposit?

  • Your latest photograph
  • Certified copy of your identity proof
  • Certified copy of your address proof
  • Certified copy of your proof of signature

Existing FD customers of Bajaj Finance Limited need not re-submit any documents, as this is a one-time only process.

KYC Documents Required to Open Fixed Deposit Accounts:

As a government mandate, you will also have to submit the following documents:

Documents Required for Individual:

A self-attested identity proof from any one of the following:

  • Passport
  • PAN Card (Mandatory)
  • Voters ID
  • Driving License
  • Aadhar Card
  • NREGA Job Card duly signed by State Government Officer

Any one of the following self-attested documents as an address proof:

  • Passport
  • Voter ID
  • Driving License
  • Aadhar Card
  • NREGA Job Card duly signed by State Government Officer
  • Utility bill that is not more than two months old from any of the following service providers: electricity, telephone, postpaid mobile phone, piped gas, water department
  • Property or Municipal Tax receipt
  • Bank account or Post Office savings bank account statement

Any one of the following as a proof of your signature:

  • Passport
  • Driving License
  • PAN Card

Documents Required for Non-Individuals:

  • A public or private limited company has to submit any one of the following documents:
    • PAN
    • KYC grid address proof
    • Certificate of Incorporation
    • Memorandum & Articles of Association
    • Authorized signatories list with specimen signatures
    • Board resolution for opening the FD account
    • ID proof of Authorized Signatories as per the KYC grid of ID proof requirement
  • A partnership firm has to submit any of the following:
    • PAN
    • KYC grid address proof
    • Certificate of registration
    • Partnership deed
    • Authorized signatories list with specimen signatures
    • ID proof of Authorized Signatories as per the KYC grid of ID proof requirement
  • An HUF has to submit one of the following documents:
    • PAN of HUF
    • KYC grid address proof
    • Self-attested copy of PAN card in HUF name is mandatory
    • Deed of declaration of HUF
    • Bank pass book / bank statement / DEMAT statement in the name of HUF
    • KYC of all adult members of HUF as per the KYC grid

A Statutory board/local authority has to submit the following:

  • PAN
  • KYC grid address proof
  • Authorized signatories list with specimen signatures
  • Self-Certification on Letter Head

Registered Societies can submit any one of the following:

  • PAN
  • KYC grid address proof
  • Copy of Registration Certificate under Societies Registration Act
  • List of Managing Committee members
  • Committee resolution for persons authorized to act as authorized signatories with specimen signatures
  • True copy of Society Rules and Bye Laws certified by the Chairman/Secretary

Use our Fixed Deposit calculator to determine the amount that you will receive on maturity of the deposit along with interest.