Bajaj Allianz General Insurance - Mumbai Metro Insurance at Rs. 399

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 399

    Get up to sum insured in case of an accident on the Mumbai Metro during your travel.

  • Death cover

    The nominee will receive Rs. 1 lakh if the insured suffers an accidental death caused by an accident on the Mumbai Metro.

  • Loss of income cover

    Get up to Rs. 2,000 per week to meet your ends in case of disability caused due to an accident that occurred on the Mumbai Metro leading to job loss.

  • No documents are required to buy the policy

    When buying the Mumbai Metro Insurance, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Mumbai Metro Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of the Mumbai Metro Insurance:

Policy details Description
Sum insured for accidental death (in Rs.) 1 lakh
Premium including GST (in Rs.) 399
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Mumbai Metro Insurance:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Accidental death Payout up to sum insured in case of accidental death resulting from a Mumbai Metro accident
Loss of income of due to disability Payout of Rs. 2,000 per week during policy term in case of disability caused by injuries sustained while travelling on the Mumbai Metro
Key exclusions Description
Self-harm Self-inflicted injuries, suicide, and attempted suicide for any reason
Intoxicated behavior Accident resulting under the influence of liquor, drugs or other intoxicants

How to claim

You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Mumbai Metro Insurance by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of this Mumbai Metro Insurance, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Mumbai Metro Insurance?

Mumbai Metro Insurance is an insurance product from Bajaj Allianz General Insurance offered through Bajaj Finance that provides financial support to the policyholder in case of accidental death or disability from injuries sustained while travelling on Mumbai Metro due to an accident.

What are the advantages of Mumbai Metro Insurance?

The Mumbai Metro Insurance provides financial support to you and your family in case of an event where an accident on the Mumbai Metro results in your death or disability.

What is the premium cost for Mumbai Metro Insurance?

The Mumbai Metro Insurance is available for an annual premium of Rs. 399 for a Rs. 1 lakh death cover or a Rs. 2,000 per week payout in case of disability over the term of the policy.

What is the claim process to redeem the Mumbai Metro Insurance?

You can reach out to the insurer by writing to them via email at or calling on the toll-free number 1800-209-5858.

Who is eligible to apply for Mumbai Metro Insurance?

People between the ages of 18 and 60 are eligible to purchase the Mumbai Metro Insurance policy, provided that they are existing Bajaj Finance customers.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Bajaj Allianz General Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Global Personal Guard Policy UIN: IRDAI/ HLT/ BAGI/ P-P/V.I/04/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.