Bajaj Allianz General Insurance– Firecracker Insurance at Rs. 549
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 2 lakh, premium Rs. 549
Get sum insured up to Rs. 2 lakh in case of hospitalisation due to a firecracker accident.
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Permanent and partial disability coverage
Get Rs. 1 lakh in case of permanent total or permanent partial disability caused due to a firecracker accident.
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Loss of income due to disability
In case of loss of income due to the physical disability caused by the firecracker accident, you can avail of the weekly cash benefit of Rs. 1,000.
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Ambulance cost cover
Get coverage up to Rs. 25,000 against the ambulance charges.
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Coverage for dependent children
Children can also be covered as dependents if they are in the age group of 3 months to 25 years.
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End-to-end online process
You can easily buy the policy online in just six steps with our paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Firecracker Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 – 70 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of the Firecracker Insurance:
- Sum insured for the proposer
- Sum insured for spouse
- Sum insured for dependent child
| Policy details | Description |
|---|---|
| Sum insured for permanent partial disability (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 549 |
| Accidental hospitalisation cover (in Rs.) | 2 lakh |
| Road ambulance cover (in Rs.) | 25,000 |
| Loss of income cover (in Rs.) | 1,000 per week |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured for permanent partial disability (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 549 |
| Accidental hospitalisation cover (in Rs.) | 2 lakh |
| Road ambulance cover (in Rs.) | 25,000 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured for permanent partial disability (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 549 |
| Accidental hospitalisation cover (in Rs.) | 2 lakh |
| Road ambulance cover (in Rs.) | 25,000 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Firecracker Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Accidental disability | Loss of eyesight | Loss of sight for one eye | Physical separation of or the loss of ability to use both hands or both feet | Physical separation of or the loss of ability to use one hand and one foot |
| Accidental hospitalisation | Covers costs incurred for medical expenses arising from firecracker accident |
| Ambulance cost | Up to Rs. 25,000 for availing emergency ambulance service |
| Loss of income | In case of disability due to the accident resulting into loss of income, get weekly cash benefit of Rs. 1,000 |
| Key exclusions | Description |
|---|---|
| Any existing physical disablement | Pre-existing physical disablement due to a previous accident is not covered |
| Treatment other than specified under policy | Any treatment other than firecracker related accident is not covered |
| Non-treatment expense | Any hospital expense for injury without undertaking any treatment is not covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Firecracker Insurance by email or phone:
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Insurer’s email address
Write to the insurer at bagichelp@bajajallianz.co.in and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits
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Documents required to claim
To claim the benefits of this Firecracker Insurance, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Firecracker Insurance is a product from Bajaj Allianz General Insurance offered through Bajaj Finance that provides financial support to the policyholder in case they suffer an injury from a firecracker related accident and require hospitalisation treatment or suffer from a resulting disability.
Firecracker-related unexpected events can result in unplanned expenses for medical treatments and may even lead to disablement. The Firecracker Insurance provides financial support against the costs from accidental hospitalisation, loss of income, and ambulance costs that ensures you and your family have the financial support necessary in such unfortunate circumstances.
The Firecracker Insurance is available for an annual premium of Rs. 549 for coverage of up to Rs. 2 lakh hospitalisation expenses, along with Rs. 1 lakh of sum insured as disability pay out, and Rs. 25,000 for emergency ambulance costs.
You can reach out to the insurer by writing to them via email at bagichelp@bajajallianz.co.in or calling on the toll-free number 1800-209-5858.
Individuals between the ages of 18 and 60 are eligible to purchase the Firecracker Insurance, provided that they are an existing Bajaj Finance customer.