Bajaj Allianz General Insurance - Designer Clothes Insurance at Rs. 299

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Sum insured up to Rs. 50,000, premium Rs. 299

    In case of damage to your designer clothes, get a sum insured of Rs. 50,000 at a premium of Rs. 299.

  • Designer clothes covered

    The policy provides coverage against damage to your designer clothes due to any accident, fire, lightning, explosion, implosion, riots, strikes, animals, vehicles, and natural calamities.

  • Coverage against burglary

    Get protection against attempted or committed robbery or burglary of your expensive designer clothes.

  • End-to-end online process

    You can buy the policy online through our 100% digital and paperless process in just six simple steps.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Designer Clothes Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number
  • Date of purchase for the designer clothes

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of Designer Clothes Insurance:

Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (in Rs.) 299
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under Designer Clothes Insurance:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Fire and special perils Covers damage or loss from fire, explosions or environmental disasters to your designer clothes
Burglary and robbery Covers loss to your designer clothes due to damage caused by actual or attempted burglary or robbery at premises
Key exclusions Description
Pollution Any loss from pollution or contamination to your designer clothes
Purchase period Clothes purchased earlier than 30 days of policy purchase

How to claim

You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of Designer Clothes Insurance by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Designer Clothes Insurance, you need to present the following documents:

    1. Policy document received at the time of purchase
    2. Invoice of the insured designer clothes
    3. Copy of FIR in case of theft or burglary

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Designer Clothes Insurance?

Designer Clothes Insurance is an insurance product from Bajaj Allianz General Insurance offered through Bajaj Finance that provides financial support to the policyholder for any loss or damage to their designer clothes.

What are the benefits of this insurance?

Purchasing designer clothes can be a major financial investment but it can easily be lost due to unforeseen damage or theft. The Designer Clothes Insurance provides financial support in the event your clothes are lost or damaged.

What is the premium of Designer Clothes Insurance?

The Designer Clothes Insurance is available for an annual premium of Rs. 299 for a Rs. 50,000 cover.

What is the claim process for this insurance?

You can reach out to the insurer by writing to them via email at or calling on the toll-free number 1800-209-5858

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Bajaj Allianz General Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with Designer Clother Insurance with UIN: IRDAN113CP0004V01201819. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.