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Personal Loan
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Instant Personal Loan in Giridih

Giridih is located in Jharkhand and is rich in natural resources such as coal and mica. Coal mines are its major economic source. It is also home to a Data Processing Centre of NSSO.

Avail of a personal loan in Giridih from Bajaj Finserv to address your financial needs without any restriction.

Apply online or visit any of our three branches in the district!

Features & benefits of Personal Loan in Giridih

  • Get up to Rs.25 lakh loan

    We offer a personal loan of up to Rs.25 lakh with proper eligibility. It involves pre-condition on usage.

  • Online loan account management

    Online loan management

    A personal loan in Giridih is easy to manage online through the customer portal – Experia. Log in for more facilities.

  • Simple paperwork

    Present a few documents to get a personal loan from Bajaj Finserv, a preferred loan agent in Giridih.

  • Zero collateral needed_Img

    Lower EMIs

    For more affordable EMIs, select our Flexi loan facility. The interest is levied only on the utilised fund.

  • Flexible Tenor

    Convenient tenor

    Repay a personal loan over a period of up to 60 months. Use a personal loan EMI calculator for instalments.

  • Loan disbursal within 24 hours*

    Get money within 24 hours*

    Receive the approved loan amount in your account within 24 hours* of loan approval.

  • Instant approval

    Instant approval

    Apply online and get instant approval on a personal loan in Giridih. Address any financial emergency with ease.

  • loan against property emi calculator

    Complete transparency

    Read the terms and conditions of a personal loan from Bajaj Finserv to ensure complete transparency.

Eligibility criteria for an instant personal loan in Giridih

Satisfy the personal loan eligibility parameters below to avail of the highest amount we offer. For more convenience, take the aid of our personal loan eligibility calculator.

  • Citizenship: Indian resident
  • Age: From 23 to 55 years
  • Credit score: 750 or above
  • Occupation: Employed at an MNC or a reputed private or public limited company
  • Salary: Fulfil the minimum city-wise income requirements

Alongside, submit the documents required for a personal loan to complete the loan processing. For example, KYC, salary slips, bank account statements, etc., are generally needed to qualify for this credit.

Interest rates and charges for a personal loan

Bajaj Finserv Personal Loan interest rates are competitive and they help repay the loan in cost-effective EMIs. Know the applicable processing fees and other charges to make the most of this fund.

Frequently Asked Questions

What are the benefits of a Flexi loan facility?

A Flexi loan facility allows you to pay interest only on the fund utilised from a pre-sanctioned limit. It reduces the EMI burden to a great extent.

How do I get my Experia login ID and password?

You will get the Experia login ID and password in the welcome/relationship kit after the loan amount is credited to your account. An SMS will also be sent to your registered account, mentioning the ID and password.

Do I need documents to get a personal loan?

You can obtain a personal loan without documents if you are an existing customer of Bajaj Finserv, one of Giridih’s leading private financiers. Check your pre-approved offer with your name and phone number.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?